A No-Fluff, Real-Talk Podcast for Parents Who Want to Master Their Money & Raise Financially Savvy Kids Welcome to The Money Dad Podcast — the audio companion to the popular Money Dad blog and newsletter. Hosted by a dad, certified financial planner, and personal finance coach who’s been in the budgeting trenches, this show is all about helping busy parents build wealth, ditch debt, and raise kids who understand how money works. https://the-money-dad.beehiiv.com/ en 2026 The Money Dad https://media.beehiiv.com/cdn-cgi/image/fit=scale-down,format=auto,onerror=redirect,quality=80/uploads/podcasts/cover_images/cae01cf3-82ef-4c64-ad2c-feb6fabac492/standard_Wordpress_Transparent.png https://the-money-dad.beehiiv.com/ false episodic Kevin Murray A No-Fluff, Real-Talk Podcast for Parents Who Want to Master Their Money & Raise Financially Savvy Kids Welcome to The Money Dad Podcast — the audio companion to the popular Money Dad blog and newsletter. Hosted by a dad, certified financial planner, and personal finance coach who’s been in the budgeting trenches, this show is all about helping busy parents build wealth, ditch debt, and raise kids who understand how money works.

]]> Kevin Murray kmaffiliates8822@gmail.com Thu, 04 Jun 2026 12:52:16 +0000 Sat, 6 Jun 2026 01:10:01 +0000 beehiiv Your marriage impacts your money more than almost any investment ever will 879f5473-67f1-4d26-858d-407c46db9129 Thu, 04 Jun 2026 12:52:16 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-best-financial-decision-you-ll-ever-make-is-choosing-the-right-partner-9a6f full 83 Your marriage impacts your money more than almost any investment ever will

]]> What started as “just a few packages” was quietly draining thousands from their future 7d703aad-b684-43ff-8008-a03ec2ced403 Thu, 04 Jun 2026 12:40:08 +0000 Kevin Murray 433 false https://the-money-dad.beehiiv.com/p/i-audited-a-family-addicted-to-amazon full 82 What started as “just a few packages” was quietly draining thousands from their future

]]> What to do with your money in your 20s so you don’t spend your 30s fixing mistakes 36ec4256-7656-413f-8664-f8be118f7d54 Fri, 29 May 2026 14:47:49 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-step-by-step-financial-guide-every-new-grad-needs full 81 What to do with your money in your 20s so you don’t spend your 30s fixing mistakes

]]> Making $75,000 a year should feel like progress. So why does it still feel like survival? c3bf7aeb-3bb2-4f84-8c13-1cc0a2713571 Sun, 24 May 2026 20:53:42 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-75k-trap-why-decent-money-still-feels-tight full 80 Making $75,000 a year should feel like progress. So why does it still feel like survival?

]]> When “making memories” quietly turns into years of financial stress 86aa4515-897e-4837-9af3-16d14313d8e3 Sun, 24 May 2026 20:29:23 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-disney-vacation-trap full 79 When “making memories” quietly turns into years of financial stress

]]> How thinking outside the box can boost your income (without overwhelming your schedule) c68ddb43-0157-43e7-b08c-4e48fac626a9 Tue, 19 May 2026 00:07:11 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/why-creativity-is-your-secret-weapon-for-a-side-hustle full 78 How thinking outside the box can boost your income (without overwhelming your schedule)

]]> Why earning more doesn’t automatically create peace, freedom, or stability 7bfb81ef-56bf-4515-990a-8277208c0856 Wed, 13 May 2026 11:40:56 +0000 Kevin Murray 456 false https://the-money-dad.beehiiv.com/p/a-six-figure-income-with-no-margin-is-just-high-income-stress full 77 Why earning more doesn’t automatically create peace, freedom, or stability

]]> And millions of families are living this reality without realizing how fragile it is 5244e7c9-2163-46cc-bcbd-5afeace34c4f Wed, 13 May 2026 11:25:58 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/if-losing-one-paycheck-would-wreck-your-life-you-don-t-have-a-budget-you-have-a-survival-plan full 76 And millions of families are living this reality without realizing how fragile it is

]]> The simple system that turns chaos into control d25d6af5-57ba-4945-8f63-a562b0addec2 Wed, 13 May 2026 11:12:17 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/from-paycheck-to-paycheck-to-10k-saved-in-6-months full 75 The simple system that turns chaos into control

]]> These might sting, but ignoring them costs your family everything 16ca5f2b-6bc3-4520-ae9e-5c406f1370fd Wed, 13 May 2026 11:04:46 +0000 Kevin Murray 361 false https://the-money-dad.beehiiv.com/p/7-harsh-truths-about-money-no-one-tells-parents full 74 These might sting, but ignoring them costs your family everything

]]> You’ve been told these are smart... they’re not b8d77075-7328-4030-84b3-44cc1be1b663 Mon, 27 Apr 2026 02:20:39 +0000 Kevin Murray 437 false https://the-money-dad.beehiiv.com/p/11-normal-money-habits-that-are-keeping-you-broke full 73 You’ve been told these are smart... they’re not

]]> It’s not what you say... it’s what you model 73cf12bd-2624-440e-82cb-4ccc7205f10a Mon, 27 Apr 2026 02:10:14 +0000 Kevin Murray 407 false https://the-money-dad.beehiiv.com/p/12-ways-you-re-accidentally-teaching-your-kids-to-be-broke full 72 It’s not what you say... it’s what you model

]]> One paycheck is the riskiest strategy you can have 7cd87eb4-9b83-4f86-b97d-4f4f4b63e8cc Mon, 27 Apr 2026 02:04:41 +0000 Kevin Murray 307 false https://the-money-dad.beehiiv.com/p/8-income-streams-every-dad-should-build-even-with-a-full-time-job full 71 One paycheck is the riskiest strategy you can have

]]> The real cost of not having your financial life organized, and how to fix it 4d7ff998-d2d2-438c-9c73-2effdb50cea7 Thu, 23 Apr 2026 01:39:22 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/if-you-die-without-a-plan-your-family-pays-the-price full 70 The real cost of not having your financial life organized, and how to fix it

]]> Simple principles that create stability, growth, and long-term freedom 02252e04-b7a9-44b4-91fb-098d8a4e9004 Thu, 23 Apr 2026 01:38:25 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/6-money-rules-that-actually-change-your-life full 69 Simple principles that create stability, growth, and long-term freedom

]]> And what everyday families can learn from it without overcomplicating everything 144dcdfd-9546-482d-9625-2287383fe8bc Thu, 23 Apr 2026 01:22:56 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/how-the-wealthy-protect-what-they-build full 68 And what everyday families can learn from it without overcomplicating everything

]]> And what it actually means for your money, your stress, and your plan 523470f4-bde4-4988-9e11-44d940f11126 Tue, 14 Apr 2026 02:06:19 +0000 Kevin Murray 434 false https://the-money-dad.beehiiv.com/p/what-really-happens-when-you-file-a-tax-extension full 67 And what it actually means for your money, your stress, and your plan

]]> What parents need to know about custodial accounts, taxes, and new child investment options bf6b111d-0952-4c80-8c54-68efffada776 Sun, 05 Apr 2026 02:06:19 +0000 Kevin Murray 453 false https://the-money-dad.beehiiv.com/p/the-smartest-way-to-invest-for-your-kids-just-changed full 66 What parents need to know about custodial accounts, taxes, and new child investment options

]]> What a frustrating interview process taught me about value, direction, and betting on yourself a493ff95-a5cd-4d83-96ee-a5c63598c339 Sun, 29 Mar 2026 18:40:14 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/i-asked-for-5-000-more-and-they-pulled-the-offer-best-thing-that-could-ve-happened-to-me full 65 What a frustrating interview process taught me about value, direction, and betting on yourself

]]> Social pressure, lifestyle creep, and the quiet decisions that keep families stuck 26544423-72f6-4980-9d27-d9ee03452026 Sun, 29 Mar 2026 17:42:41 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-fear-of-missing-out-fomo-and-how-it-destroys-your-finances full 64 Social pressure, lifestyle creep, and the quiet decisions that keep families stuck

]]> Help your teen land their first job, save their first $5,000, and open their first investment account with a simple, step-by-step plan that builds lifelong money skills. c8ac2fb0-2cb2-42b6-afac-428151b6baa9 Mon, 23 Mar 2026 00:15:05 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/your-kid-s-first-job-could-change-their-financial-life-forever full 63 Help your teen land their first job, save their first $5,000, and open their first investment account with a simple, step-by-step plan that builds lifelong money skills.

]]> Why your tone, body language, and reactions to bills shape your child’s financial future more than any savings account you open for them 78eca138-2330-420a-938a-e1c77b6d5700 Mon, 16 Mar 2026 19:27:56 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/your-kids-may-never-see-your-bank-account-but-they-notice-every-reaction-you-have-to-money full 62 Why your tone, body language, and reactions to bills shape your child’s financial future more than any savings account you open for them

]]> Practical ways to teach kids compounding, ownership, and patience without overwhelming them with financial jargon 9db74a52-ef79-4a8a-98c5-52382b24f763 Tue, 10 Mar 2026 22:53:49 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/how-to-teach-investing-without-talking-about-stocks full 61 Practical ways to teach kids compounding, ownership, and patience without overwhelming them with financial jargon

]]> Why the biggest return on your emergency savings is not financial, it is psychological stability and better decision making 19360407-7b30-4872-b736-0b806ef2fa14 Sun, 08 Mar 2026 15:25:44 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-emotional-roi-of-an-emergency-fund full 60 Why the biggest return on your emergency savings is not financial, it is psychological stability and better decision making

]]> Geopolitical conflict in the Middle East can ripple through oil prices, inflation, and investor sentiment. Here’s how escalating tensions may impact the U.S. economy and stock market. 047a28d3-905c-43ed-be81-da3aa2e25a91 Fri, 06 Mar 2026 22:19:48 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/how-conflict-in-the-middle-east-could-impact-the-u-s-economy-and-stock-market full 59 Geopolitical conflict in the Middle East can ripple through oil prices, inflation, and investor sentiment. Here’s how escalating tensions may impact the U.S. economy and stock market.

]]> A simple framework to imagine your life a decade from now, then reverse engineer the financial habits to get there b8a390cd-ae63-436c-9a4c-dd4aec2f999c Thu, 05 Mar 2026 18:04:32 +0000 Kevin Murray 523 false https://the-money-dad.beehiiv.com/p/the-10-year-money-vision-exercise-every-family-should-do full 58 A simple framework to imagine your life a decade from now, then reverse engineer the financial habits to get there

]]> Why do we make bad money decisions even when we know better? Learn the psychology and behavioral science behind financial mistakes, and how to build systems that protect your family’s wealth. 652a6c52-e33c-418c-a664-45275715291e Wed, 18 Feb 2026 15:05:55 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/why-we-make-dumb-money-decisions-even-when-we-know-better full 57 Why do we make bad money decisions even when we know better? Learn the psychology and behavioral science behind financial mistakes, and how to build systems that protect your family’s wealth.

]]> Trump Accounts explained for parents, learn what they are, how to open one through your tax return, how the $1,000 federal seed and $250 Dell funding work, and how to avoid scams. 12502cc8-cb21-477a-baaf-48acfe063bf3 Fri, 30 Jan 2026 15:43:33 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/trump-accounts-explained-for-parents-what-they-are-how-they-work-and-what-the-250-dell-money-really full 56 Trump Accounts explained for parents, learn what they are, how to open one through your tax return, how the $1,000 federal seed and $250 Dell funding work, and how to avoid scams.

]]> Learn why focusing on one financial habit per quarter helps families build lasting money systems, reduce stress, and make real progress without overwhelm. b3862a2e-ef82-4c92-8cf5-63e7de7e5f24 Fri, 09 Jan 2026 14:39:24 +0000 Kevin Murray 379 false https://the-money-dad.beehiiv.com/p/why-one-financial-habit-per-quarter-beats-every-new-year-money-goal full 53 Learn why focusing on one financial habit per quarter helps families build lasting money systems, reduce stress, and make real progress without overwhelm.

]]> A personal story about my son earning his driver’s license and the deeper lessons it taught me about letting go, planning ahead, and guiding kids toward independence. b1a940b5-09d4-4bca-b115-320b5a898e7f Wed, 31 Dec 2025 15:54:08 +0000 Kevin Murray 412 false https://the-money-dad.beehiiv.com/p/my-son-jameson-got-his-license-today-and-it-taught-me-more-than-i-expected full 52 A personal story about my son earning his driver’s license and the deeper lessons it taught me about letting go, planning ahead, and guiding kids toward independence.

]]> Discover 10 lesser known lessons about family money in 2025, from cash flow blind spots to planning mistakes most families miss, and how to build financial resilience in real life. c613e008-5d28-48fb-aa45-bf9b081a88ae Tue, 23 Dec 2025 18:37:32 +0000 Kevin Murray 381 false https://the-money-dad.beehiiv.com/p/10-things-i-learned-about-family-money-in-2025-that-most-people-miss full 51 Discover 10 lesser known lessons about family money in 2025, from cash flow blind spots to planning mistakes most families miss, and how to build financial resilience in real life.

]]> Learn how to build real wealth on an average family income using simple habits and smart financial systems. This step by step guide covers budgeting, saving, investing, automation, debt payoff, and long term planning so any family can create lasting financial security. 5597e506-2444-47c6-a821-c43b0a2ec3a3 Thu, 18 Dec 2025 10:54:00 +0000 Kevin Murray 485 false https://the-money-dad.beehiiv.com/p/how-to-build-wealth-on-an-average-family-income full 50 Learn how to build real wealth on an average family income using simple habits and smart financial systems. This step by step guide covers budgeting, saving, investing, automation, debt payoff, and long term planning so any family can create lasting financial security.

]]> Discover the real money and life lessons learned from taking six months off work. A family focused reflection on financial planning, resilience, freedom, and building security before you need it. 9902070b-b050-4a03-b84c-e3c35776cda0 Tue, 16 Dec 2025 01:55:23 +0000 Kevin Murray 403 false https://the-money-dad.beehiiv.com/p/six-months-without-a-paycheck-changed-how-our-family-thinks-about-money-forever full 49 Discover the real money and life lessons learned from taking six months off work. A family focused reflection on financial planning, resilience, freedom, and building security before you need it.

]]> Learn how to start investing for your family’s future even on a tight budget. Simple steps for beginners to build wealth with small, consistent investments. 4c9f5886-335e-4af2-b17d-36c43a9357a6 Sat, 13 Dec 2025 14:05:51 +0000 Kevin Murray 380 false https://the-money-dad.beehiiv.com/p/how-to-start-investing-for-your-family-s-future-even-on-a-tight-budget full 48 Learn how to start investing for your family’s future even on a tight budget. Simple steps for beginners to build wealth with small, consistent investments.

]]> Learn the essential personal finance acronyms every busy parent should know. Simplify confusing money terms and gain confidence in budgeting, saving, debt, and investing. f4a60a21-7aa1-4eb3-945c-cddcd0adffe8 Wed, 10 Dec 2025 16:47:26 +0000 Kevin Murray 458 false https://the-money-dad.beehiiv.com/p/the-must-know-personal-finance-acronyms-every-busy-parent-should-understand full 47 Learn the essential personal finance acronyms every busy parent should know. Simplify confusing money terms and gain confidence in budgeting, saving, debt, and investing.

]]> Discover how an ordinary family eliminated eighty two thousand dollars of debt in three years using simple habits, teamwork, and a clear financial plan. Learn the exact steps the Thompsons took so you can build freedom, stability, and momentum in your own home. 5f12bf40-8343-4113-b9fa-61f38bd8af81 Fri, 05 Dec 2025 20:37:16 +0000 Kevin Murray 430 false https://the-money-dad.beehiiv.com/p/how-the-thompsons-paid-off-82-000-and-built-freedom-in-3-years full 46 Discover how an ordinary family eliminated eighty two thousand dollars of debt in three years using simple habits, teamwork, and a clear financial plan. Learn the exact steps the Thompsons took so you can build freedom, stability, and momentum in your own home.

]]> Learn why every family needs life insurance now. Protect your partner, secure your kids future, and avoid financial chaos with simple, clear steps. 5a6ae62b-1fdc-4f20-a525-f14ca71c3eac Fri, 28 Nov 2025 14:27:03 +0000 Kevin Murray 408 false https://the-money-dad.beehiiv.com/p/why-you-need-to-get-your-family-life-insurance-asap full 45 Learn why every family needs life insurance now. Protect your partner, secure your kids future, and avoid financial chaos with simple, clear steps.

]]> Learn how to create a family financial vision that everyone supports. This step by step guide helps parents set shared goals, simplify money conversations, and build a plan the whole family can commit to. Perfect for families who want less conflict and more clarity. e280ee50-113c-43b4-b0da-07de1b1ff240 Wed, 19 Nov 2025 15:19:05 +0000 Kevin Murray 451 false https://the-money-dad.beehiiv.com/p/how-to-build-a-family-financial-vision-that-actually-gets-everyone-on-board full 44 Learn how to create a family financial vision that everyone supports. This step by step guide helps parents set shared goals, simplify money conversations, and build a plan the whole family can commit to. Perfect for families who want less conflict and more clarity.

]]> Tired of financial chaos? Learn how to take control of your money with a simple 60-minute monthly routine. Follow this step-by-step guide and checklist to build confidence, consistency, and peace of mind with your finances. 970586a7-6aeb-47ac-8d7b-d6207fdd9e56 Tue, 11 Nov 2025 14:39:37 +0000 Kevin Murray 425 false https://the-money-dad.beehiiv.com/p/from-stress-to-system-how-to-set-up-a-monthly-money-routine-that-actually-works full 43 Tired of financial chaos? Learn how to take control of your money with a simple 60-minute monthly routine. Follow this step-by-step guide and checklist to build confidence, consistency, and peace of mind with your finances.

]]> Maximize your 2025 tax savings with smart year-end planning. Learn key strategies to reduce taxes, boost deductions, and make the most of retirement and investment opportunities before December 31. a55fe50e-0034-48ca-8263-7d21a4b91d38 Thu, 06 Nov 2025 16:36:41 +0000 Kevin Murray 336 false https://the-money-dad.beehiiv.com/p/year-end-tax-planning-opportunities-for-2025-what-to-do-before-december-31 full 42 Maximize your 2025 tax savings with smart year-end planning. Learn key strategies to reduce taxes, boost deductions, and make the most of retirement and investment opportunities before December 31.

]]> The 2023 Sinopoli and Jadhav Tax Court cases didn’t kill the Augusta Rule—they exposed how sloppy implementation can backfire. Learn what the IRS now expects, how to document your short-term home rentals correctly, and how to keep this powerful tax-free strategy audit-proof. a1908dad-07e9-48f7-8da6-58a55317504c Thu, 30 Oct 2025 13:59:37 +0000 Kevin Murray 589 false https://the-money-dad.beehiiv.com/p/the-augusta-rule-isn-t-dead-but-sinopoli-and-jadhav-just-changed-how-you-use-it-in-tax-planning full 41 The 2023 Sinopoli and Jadhav Tax Court cases didn’t kill the Augusta Rule—they exposed how sloppy implementation can backfire. Learn what the IRS now expects, how to document your short-term home rentals correctly, and how to keep this powerful tax-free strategy audit-proof.

]]> Before the holiday season hits, take control of your money by spotting and stopping subscription creep. Learn how to audit, cancel, and save hundreds on forgotten subscriptions before they drain your account. 8c27f5be-4b12-4229-8d4c-e628bf2aae12 Thu, 23 Oct 2025 21:36:11 +0000 Kevin Murray 564 false https://the-money-dad.beehiiv.com/p/the-hidden-budget-killer-stop-subscription-creep-before-it-wrecks-your-holidays full 40 Before the holiday season hits, take control of your money by spotting and stopping subscription creep. Learn how to audit, cancel, and save hundreds on forgotten subscriptions before they drain your account.

]]> Discover the Anti-Budget—a simple, stress-free system for saving money automatically and spending guilt-free. Learn how to take control of your finances without tracking every dollar. 585a10fa-a390-47d0-a28c-063029a4fc83 Mon, 20 Oct 2025 19:59:43 +0000 Kevin Murray 295 false https://the-money-dad.beehiiv.com/p/i-stopped-budgeting-and-my-finances-got-better-here-s-how full 39 Discover the Anti-Budget—a simple, stress-free system for saving money automatically and spending guilt-free. Learn how to take control of your finances without tracking every dollar.

]]> Want to finally get your financial life in order? Start with these 5 essential steps—from budgeting and debt payoff to emergency savings and investing—for lasting financial freedom. 0fdf732b-2cde-4786-9c99-09802dec3fc8 Thu, 09 Oct 2025 14:21:58 +0000 Kevin Murray 289 false https://the-money-dad.beehiiv.com/p/if-you-re-overwhelmed-by-money-start-here full 38 Want to finally get your financial life in order? Start with these 5 essential steps—from budgeting and debt payoff to emergency savings and investing—for lasting financial freedom.

]]> Learn how to use tax-loss harvesting before year end with this clear, step-by-step guide for busy parents. Discover tax-saving strategies, common mistakes to avoid, and easy ways to make your investments work smarter for your family. c738b3bf-36ed-4b4f-9adb-e230994f121f Tue, 30 Sep 2025 16:24:02 +0000 Kevin Murray 630 false https://the-money-dad.beehiiv.com/p/tax-loss-harvesting-before-year-end-a-step-by-step-guide-for-busy-parents full 37 Learn how to use tax-loss harvesting before year end with this clear, step-by-step guide for busy parents. Discover tax-saving strategies, common mistakes to avoid, and easy ways to make your investments work smarter for your family.

]]> Get your money ready for year-end with this Fall Financial Checklist. Review insurance, wills, debt, budgeting, and more—10 smart steps every family should take. 3c5fd4c5-b7e1-4d3d-9e9b-702ef131df0b Tue, 23 Sep 2025 19:18:57 +0000 Kevin Murray 345 false https://the-money-dad.beehiiv.com/p/10-fall-financial-moves-every-family-must-make-before-year-end full 36 Get your money ready for year-end with this Fall Financial Checklist. Review insurance, wills, debt, budgeting, and more—10 smart steps every family should take.

]]> Leasing vs. buying a car: which is smarter for your money? Discover the pros, cons, and real costs of each option so you can make the best financial decision for your family. f4efcd5d-6d80-495c-acb0-e196c445c1f4 Fri, 19 Sep 2025 19:47:13 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/the-truth-about-leasing-vs-buying-a-car full 35 Leasing vs. buying a car: which is smarter for your money? Discover the pros, cons, and real costs of each option so you can make the best financial decision for your family.

]]> From September through December, use this year-end financial planning checklist to review your budget, taxes, investments, insurance, retirement, and family goals. Take control of your finances before the year ends. 55f83d02-e344-4406-9e38-3d9c9bc694fe Wed, 10 Sep 2025 14:38:08 +0000 Kevin Murray 374 false https://the-money-dad.beehiiv.com/p/the-ultimate-year-end-financial-planning-checklist-september-december full 34 From September through December, use this year-end financial planning checklist to review your budget, taxes, investments, insurance, retirement, and family goals. Take control of your finances before the year ends.

]]> Learn how to talk to your kids about credit at every age—from preschool to young adulthood. Discover why credit matters, how to teach it in simple terms, and tips to set your kids up for lifelong financial success. 94abd9e2-90bd-4807-8df0-2384061c0ece Thu, 04 Sep 2025 16:41:55 +0000 Kevin Murray 358 false https://the-money-dad.beehiiv.com/p/how-to-talk-to-your-kids-all-ages-about-credit-and-why-it-s-so-important full 33 Learn how to talk to your kids about credit at every age—from preschool to young adulthood. Discover why credit matters, how to teach it in simple terms, and tips to set your kids up for lifelong financial success.

]]> Teach your teen how to budget for homecoming, prom, and school dances. Learn practical tips for saving, spending, and making smart money choices for big events. 50e8b76c-373e-40e6-a5bb-1ccc741d9d53 Tue, 02 Sep 2025 12:18:15 +0000 Kevin Murray 297 false https://the-money-dad.beehiiv.com/p/homecoming-dances-teach-your-teen-how-to-budget-for-big-events full 32 Teach your teen how to budget for homecoming, prom, and school dances. Learn practical tips for saving, spending, and making smart money choices for big events.

]]> From falling savings rates to new overdraft rules, IRS Direct File expansion, and auto-enrollment in 401(k)s — here are 5 personal finance changes coming by February 2026 and how your family can prepare now. 7eb448e9-2464-46a5-8b3a-b30b6d900baa Thu, 28 Aug 2025 16:09:04 +0000 Kevin Murray 282 false https://the-money-dad.beehiiv.com/p/5-personal-finance-changes-coming-by-february-2026-and-how-to-get-ahead-of-them full 31 From falling savings rates to new overdraft rules, IRS Direct File expansion, and auto-enrollment in 401(k)s — here are 5 personal finance changes coming by February 2026 and how your family can prepare now.

]]> Discover the #1 tax move most families forget before the school year starts—funding a 529 college savings plan. Learn how to cut your tax bill, maximize state deductions, and grow your child’s college fund faster. b5b8f933-9cb8-49f3-9467-3e076ccdc197 Mon, 18 Aug 2025 14:56:15 +0000 Kevin Murray 255 false https://the-money-dad.beehiiv.com/p/the-1-tax-move-most-families-forget-before-the-school-year-starts full 29 Discover the #1 tax move most families forget before the school year starts—funding a 529 college savings plan. Learn how to cut your tax bill, maximize state deductions, and grow your child’s college fund faster.

]]> Discover why paying off your mortgage early isn’t always the smartest financial move. Learn how low interest rates, investment opportunities, tax benefits, and inflation can help you build more wealth by keeping your mortgage longer. dc08b5ba-f3f9-4fba-afc5-f3acd2351e7c Tue, 12 Aug 2025 02:23:59 +0000 Kevin Murray 251 false https://the-money-dad.beehiiv.com/p/paying-off-your-mortgage-early-could-be-the-dumbest-financial-move-you-ever-make full 28 Discover why paying off your mortgage early isn’t always the smartest financial move. Learn how low interest rates, investment opportunities, tax benefits, and inflation can help you build more wealth by keeping your mortgage longer.

]]> Wondering if you should pay your kids for doing chores? Explore the pros, cons, and smart alternatives to help you teach responsibility, work ethic, and money skills at home. 1864edd2-3d8e-4267-b2c4-8a6c264822e4 Fri, 08 Aug 2025 02:29:14 +0000 Kevin Murray 377 false https://the-money-dad.beehiiv.com/p/allowance-or-expectation-the-chore-debate-every-parent-faces full 27 Wondering if you should pay your kids for doing chores? Explore the pros, cons, and smart alternatives to help you teach responsibility, work ethic, and money skills at home.

]]> Struggling to teach your kids good money habits while fixing your own finances? Learn how to model positive financial behavior, involve your kids in real decisions, and turn your progress into powerful life lessons. 69ef681a-15d8-4c07-84b8-4297e6ffae87 Mon, 04 Aug 2025 14:16:42 +0000 Kevin Murray 393 false https://the-money-dad.beehiiv.com/p/what-to-do-when-you-re-the-financial-role-model-and-still-learning full 26 Struggling to teach your kids good money habits while fixing your own finances? Learn how to model positive financial behavior, involve your kids in real decisions, and turn your progress into powerful life lessons.

]]> Comparing Monarch Money, YNAB, and Goodbudget? We break down the pros and cons of each and explain why Monarch Money might be the best budgeting app for families and goal-setters. f800383a-dd66-45eb-8fff-fdc897d88775 Thu, 31 Jul 2025 20:34:38 +0000 Kevin Murray 391 false https://the-money-dad.beehiiv.com/p/monarch-money-vs-ynab-vs-goodbudget-which-budgeting-app-reigns-supreme full 25 Comparing Monarch Money, YNAB, and Goodbudget? We break down the pros and cons of each and explain why Monarch Money might be the best budgeting app for families and goal-setters.

]]> When our car’s transmission failed, it felt like a disaster—but what we learned about money, priorities, and planning turned it into a powerful financial lesson every family should hear. 1a022b80-8821-423a-923d-838980725fd1 Wed, 23 Jul 2025 21:09:52 +0000 Kevin Murray 321 false https://the-money-dad.beehiiv.com/p/from-tow-truck-to-teachable-moment-what-a-car-breakdown-taught-us-about-money full 24 When our car’s transmission failed, it felt like a disaster—but what we learned about money, priorities, and planning turned it into a powerful financial lesson every family should hear.

]]> How to make the switch from reactive tax prep to proactive planning — before Q3 slips away. bee65b27-adbf-44c3-b759-88f8231dbced Sun, 13 Jul 2025 13:04:49 +0000 Kevin Murray 319 false https://the-money-dad.beehiiv.com/p/stop-scrambling-in-april-start-saving-in-july full 23 How to make the switch from reactive tax prep to proactive planning — before Q3 slips away.

]]> How a 1980 Olympic Hockey Team Offers Lessons for Your Money Game 34058c5c-1c90-4138-a353-3dc61730a576 Mon, 07 Jul 2025 15:32:49 +0000 Kevin Murray 292 false https://the-money-dad.beehiiv.com/p/what-miracle-can-teach-you-about-financial-literacy full 22 How a 1980 Olympic Hockey Team Offers Lessons for Your Money Game

]]> Big Paycheck, Bigger Leaks: The Zero-Based Budget That Plugged Every Hole in Their Finances 9dc441d5-23a7-4ede-a7d6-7edc2a1ea449 Wed, 02 Jul 2025 14:05:16 +0000 Kevin Murray 361 false https://the-money-dad.beehiiv.com/p/they-make-260k-a-year-so-why-were-they-still-stressed-about-money-the-budget-that-changed-everything full 21 Big Paycheck, Bigger Leaks: The Zero-Based Budget That Plugged Every Hole in Their Finances

]]> Because compounding doesn't wait for them to finish high school. a372eea0-63e3-40b8-b7b4-960cb214e85d Fri, 27 Jun 2025 19:05:00 +0000 Kevin Murray 254 false https://the-money-dad.beehiiv.com/p/why-july-is-the-perfect-time-to-set-up-a-roth-ira-for-your-teen full 20 Because compounding doesn't wait for them to finish high school.

]]> Want to reward and retain key employees—without giving up actual ownership? e160d5a3-f376-4799-b80d-a535fc55cbf4 Tue, 24 Jun 2025 20:39:36 +0000 Kevin Murray 246 false https://the-money-dad.beehiiv.com/p/how-to-build-a-phantom-equity-plan-that-motivates-like-stock-without-giving-away-shares full 19 Want to reward and retain key employees—without giving up actual ownership?

]]> Set them up for independence—not debt. 27388a2f-ab8d-4857-8242-67f54f2f826e Thu, 19 Jun 2025 02:27:04 +0000 Kevin Murray 346 false https://the-money-dad.beehiiv.com/p/5-money-lessons-every-teen-needs-before-college full 18 Set them up for independence—not debt.

]]> Realign your money goals, fix what’s off track, and finish strong in 2025 592dea05-fc71-4a11-87b9-6b3f59190074 Tue, 17 Jun 2025 12:22:36 +0000 Kevin Murray 405 false https://the-money-dad.beehiiv.com/p/how-to-do-a-mid-year-financial-checkup-june-2025 full 17 Realign your money goals, fix what’s off track, and finish strong in 2025

]]> Use the Augusta Rule (Section 280A) to rent your home to your business tax‐free for up to 14 days. Learn who qualifies, how to document properly, and audit‐proof steps. 896ecb66-604a-48ba-9977-3184937670c6 Tue, 10 Jun 2025 15:56:31 +0000 Kevin Murray 342 false https://the-money-dad.beehiiv.com/p/how-business-owners-can-use-the-augusta-rule-to-save-thousands-in-taxes full 16 Use the Augusta Rule (Section 280A) to rent your home to your business tax‐free for up to 14 days. Learn who qualifies, how to document properly, and audit‐proof steps.

]]> Here’s how smart families legally move income into lower tax brackets using family partnerships, trusts, and kiddie tax strategies—so they keep more of what they make. a159134c-7409-490c-8376-65c7fb5165e1 Mon, 09 Jun 2025 18:20:45 +0000 Kevin Murray 365 false https://the-money-dad.beehiiv.com/p/the-legal-tax-hack-high-income-families-use-but-rarely-talk-about full 15 Here’s how smart families legally move income into lower tax brackets using family partnerships, trusts, and kiddie tax strategies—so they keep more of what they make.

]]> Think a will is enough to protect your family? Think again. Discover the estate planning mistake that could cost your loved ones time, money, and stress. Learn why a will alone won’t avoid probate, protect your kids, or keep your assets safe—and what you actually need to create a complete, secure plan. 5de0e022-ce0d-4acf-81e9-dc6c3bbe012e Sun, 08 Jun 2025 12:48:22 +0000 Kevin Murray 365 false https://the-money-dad.beehiiv.com/p/the-estate-planning-mistake-that-could-cost-your-family-thousands-bdd1fb43167d3261 full 14 Think a will is enough to protect your family? Think again. Discover the estate planning mistake that could cost your loved ones time, money, and stress. Learn why a will alone won’t avoid probate, protect your kids, or keep your assets safe—and what you actually need to create a complete, secure plan.

]]> Thinking about getting a dog? Discover the hidden costs of dog ownership—from vet bills to grooming—and learn how to budget smartly for your new furry family member. Make pet ownership a joy, not a financial strain! 4067865d-6fc2-4941-bc0b-c7c781d9cde9 Wed, 28 May 2025 00:49:28 +0000 Kevin Murray 322 false https://the-money-dad.beehiiv.com/p/the-hidden-costs-of-dog-ownership-and-how-to-budget-like-a-pro full 13 Thinking about getting a dog? Discover the hidden costs of dog ownership—from vet bills to grooming—and learn how to budget smartly for your new furry family member. Make pet ownership a joy, not a financial strain!

]]> Think only the rich build wealth? Discover practical, proven strategies to create generational wealth—even on a modest income. Start your legacy today. 2e700917-d790-4b47-b002-6565e79d6a2e Sat, 24 May 2025 14:23:48 +0000 Kevin Murray 490 false https://the-money-dad.beehiiv.com/p/generational-wealth-on-a-modest-income-the-ultimate-family-guide full 12 Think only the rich build wealth? Discover practical, proven strategies to create generational wealth—even on a modest income. Start your legacy today.

]]> Discover how the 18-year real estate-driven economic cycle works, where we are now, and how to time your investments to profit from the boom and survive the bust. ca3999d8-b2cb-4077-b18a-548ec7c3dd11 Tue, 20 May 2025 18:17:53 +0000 Kevin Murray 605 false https://the-money-dad.beehiiv.com/p/this-little-known-economic-cycle-predicted-2008-it-s-back full 11 Discover how the 18-year real estate-driven economic cycle works, where we are now, and how to time your investments to profit from the boom and survive the bust.

]]> Discover The $100 Rule—a simple, powerful mindset to help you and your kids make smarter spending decisions. Learn how to evaluate purchases and build lifelong money habits with humor and intention. 70472b05-bc5f-4d6d-9f87-9a3af5d45ea2 Wed, 14 May 2025 20:06:14 +0000 Kevin Murray 294 false https://the-money-dad.beehiiv.com/p/the-100-rule-how-i-decide-if-a-purchase-is-worth-it-and-teach-my-kids-to-do-the-same-12b122ed431bf55 full 10 Discover The $100 Rule—a simple, powerful mindset to help you and your kids make smarter spending decisions. Learn how to evaluate purchases and build lifelong money habits with humor and intention.

]]> Discover what moms really want for Mother’s Day (hint: it’s not another mug). From peace and quiet to someone else making the decisions for once, this humorous yet heartfelt guide from The Money Dad will help you ditch the cliché gifts and show real appreciation. 4a9bc936-bffe-48ed-83d2-d0121ac0ad80 Mon, 12 May 2025 00:38:29 +0000 Kevin Murray 235 false https://the-money-dad.beehiiv.com/p/what-mom-really-wanted-for-mother-s-day-3eb4689928e2d044 full 9 Discover what moms really want for Mother’s Day (hint: it’s not another mug). From peace and quiet to someone else making the decisions for once, this humorous yet heartfelt guide from The Money Dad will help you ditch the cliché gifts and show real appreciation.

]]> Discover how fear and greed fuel market bubbles and crashes. Learn why emotional investing leads to poor decisions—and how to stay calm, strategic, and profitable. Perfect for investors seeking to understand behavioral finance and avoid common investment traps. 2f08538c-9ec6-4433-966c-699c8983d745 Tue, 06 May 2025 16:21:37 +0000 Kevin Murray 270 false https://the-money-dad.beehiiv.com/p/the-fear-and-greed-cycle-how-emotions-drive-market-bubbles-and-crashes-58fedbdda359a79b full 8 Discover how fear and greed fuel market bubbles and crashes. Learn why emotional investing leads to poor decisions—and how to stay calm, strategic, and profitable. Perfect for investors seeking to understand behavioral finance and avoid common investment traps.

]]> Discover why DIY investors often underperform the market due to overconfidence. Learn the psychological traps that impact investment returns—and how to avoid them. 0298992a-4ebb-49a4-909d-f81901d9e30a Mon, 05 May 2025 13:04:26 +0000 Kevin Murray 273 false https://the-money-dad.beehiiv.com/p/the-overconfidence-trap-why-diy-investors-underperform-0023bf6798260dd4 full 7 Discover why DIY investors often underperform the market due to overconfidence. Learn the psychological traps that impact investment returns—and how to avoid them.

]]> Discover how I turned budgeting into a fun, competitive challenge—and saved $10,000 in the process. Learn practical, gamified strategies to take control of your money and actually enjoy managing it. 0ffba245-6d2f-480f-a319-00a2712b4d42 Tue, 29 Apr 2025 19:28:15 +0000 Kevin Murray 226 false https://the-money-dad.beehiiv.com/p/how-i-saved-10-000-by-treating-my-budget-like-a-game-ff7526b18d3aa8f7 full 6 Discover how I turned budgeting into a fun, competitive challenge—and saved $10,000 in the process. Learn practical, gamified strategies to take control of your money and actually enjoy managing it.

]]> Discover 3 smart financial habits I’m teaching my kids this month to help them build money confidence, responsibility, and lifelong financial skills. Perfect for parents looking to raise financially savvy children. 2ce58aec-ac20-4d99-828a-0a512d2a6ff6 Thu, 24 Apr 2025 13:32:24 +0000 Kevin Murray 208 false https://the-money-dad.beehiiv.com/p/3-financial-habits-i-m-teaching-my-kids-this-month-c84d2a8a265cfb59 full 5 Discover 3 smart financial habits I’m teaching my kids this month to help them build money confidence, responsibility, and lifelong financial skills. Perfect for parents looking to raise financially savvy children.

]]> Discover the simple 15-minute Sunday money routine that boosted our family's budgeting, savings, and financial confidence. Learn how this weekly habit transformed our financial planning, improved money communication, and created lasting financial stability. Perfect for families seeking better personal finance routines. 240c1411-d92b-4f30-a939-b275efb1e090 Tue, 22 Apr 2025 02:55:07 +0000 Kevin Murray 239 false https://the-money-dad.beehiiv.com/p/the-15-minute-sunday-money-routine-that-changed-my-family-s-finances-e252e3720578c0eb full 4 Discover the simple 15-minute Sunday money routine that boosted our family's budgeting, savings, and financial confidence. Learn how this weekly habit transformed our financial planning, improved money communication, and created lasting financial stability. Perfect for families seeking better personal finance routines.

]]> Because Your Brain Deserves a Break—but Your Wallet Still Needs a Plan 13b2badc-9325-43a2-96fb-5b6d1b310bd0 Thu, 17 Apr 2025 19:19:17 +0000 Kevin Murray 0 false https://the-money-dad.beehiiv.com/p/7-smart-money-moves-to-make-after-tax-season-ends-b4ea63c3be08d1ee full 2 Because Your Brain Deserves a Break—but Your Wallet Still Needs a Plan

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