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Metros with the highest price cuts Link

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• Sellers are cutting prices most often in the South and West, with Austin leading the way at 22.2% of listings seeing at least three reductions.

• High inventory levels in cities like San Antonio, Tampa, and Phoenix are giving buyers more room to negotiate as homes sit on the market longer.

• Experts say these repeated cuts show that sellers are finally adjusting to a more normal market after the pandemic-era price spikes.

Medical Office Investments Surge 122% in Q4 Link

• Investment in medical outpatient buildings hit $6.1 billion in the final quarter of 2025, more than doubling the volume from the previous three months.

• The massive jump was fueled by a $2 billion deal where Remedy Medical Properties bought a large chunk of Welltower's portfolio.

• This surge helped the sector reach $12.6 billion for the full year, marking its best performance since 2022.

Zombie Homes Are Heavily Concentrated in the Midwest Link

• While the national average for "zombie" foreclosures is only about 3.27%, cities like Cleveland and St. Louis are seeing rates as high as 9.9%.

• These vacant, abandoned properties are a bigger problem in the Midwest and select Florida neighborhoods than in places like New York or Philadelphia.

• Properties owned by big institutional investors are actually more likely to be sitting empty than those owned by regular people.

Tool of the day: Cadastral

AI Agents for all Real Estate Use Cases

Microsoft Copilot for Real Estate link 

Microsoft is integrating generative AI directly into the productivity tools agents already use, effectively lowering the barrier to entry for advanced data analysis and automated client communications across the U.S. housing market.

Grotto AI: The Multifamily Leasing Platform That Uses AI to Coach Leasing Agents link 

By providing real-time performance feedback and automated coaching, Grotto AI is transforming U.S. multifamily leasing from a high-turnover administrative role into a data-driven sales powerhouse.

Zoning Data: How Proptechs Are Delivering Clarity From Complexity link 

AI-driven zoning analytics are dismantling the largest barrier to U.S. housing development by instantly identifying buildable sites and density potential across fragmented municipal codes.

Proptech Startups That Just Got Funded

• Optiml, a Swiss RE business Intelligence co, raised an €8M seed led by KOMPAS.

• Cadastral, a CRE AI agent, raised a $9.5M seed round.

• ScyAI, a Swiss RE risk intelligence stack, raised a €2M pre-seed led by AEN.

Fix-and-flip market Trends in 2026 

We Surveyed 150 Real Estate Professionals on AI Adoption. Here's What We Learned. 

Impact of Supreme Court’s Tariff Ruling on Industrial Real Estate 

Data Center Boom Concentrates Industrial Pipeline in Five Markets 

5 trends that matter from International Builders’ Show (IBS)  

Proptech Startups That Just Got Funded

Ranked: The Jobs Most Exposed to Generative AI

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$1.5 million and it sits on top of the NY State Thruway

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Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

Smart starts here.

You don't have to read everything — just the right thing. 1440's daily newsletter distills the day's biggest stories from 100+ sources into one quick, 5-minute read. It's the fastest way to stay sharp, sound informed, and actually understand what's happening in the world. Join 4.5 million readers who start their day the smart way.

Join for free today!

New here? Join the newsletter (it's free).

Zombie Foreclosures Are Rising, These Midwest Metros Are Hardest Hit Link

• Cleveland leads the pack with a 9.9% zombie foreclosure rate, followed closely by Baltimore, St. Louis, Akron, and Indianapolis.

• These "zombie" properties are homes where the owners moved out and abandoned the house before the foreclosure process was actually finished.

• Experts say these vacancies are often caused by aging housing stock and lower demand, which can unfortunately drag down property values for the rest of the neighborhood.

Housing affordability isn’t just hurting buyers: More homeowners are falling behind on their mortgages Link

• Late-stage mortgage delinquencies jumped over 18% in December compared to the previous year as homeowners struggle with high costs.

• While total nonpayment levels are still much lower than they were during the 2010 financial crisis, they are currently rising faster than other consumer debts like credit cards or auto loans.

• Experts suggest the spike is driven by a mix of high mortgage rates and rising secondary costs like homeowners insurance and property taxes.

Tiny Homes Are Big in Texas and They're Selling 'Rapidly' Link

• Builders are downsizing floor plans to keep prices lower, with some Texas homes measuring just 350 square feet.

• These units are moving fast because they offer a way into homeownership for around $108,000, which is a fraction of the local median price.

• The main buyers are single people, students, and out-of-state investors looking for affordable rental properties.

Tool of the day: Maxwell

In the mortgage space, Maxwell has built an AI-enabled “mortgage fulfillment-as-a-service” offering. This means lenders can outsource and automate underwriting, processing, and post-closing tasks.

AI adoption reaches 82% among real estate agents, RPR reports Link

• A recent survey found that 82% of real estate pros are using AI tools, mostly to save time on writing and marketing tasks.

• While the tech is helping agents cut down their weekly workload, many are still worried about the accuracy of the information AI produces.

• Most users want better training to feel more confident using these tools in their daily business.

Proptech Startups That Just Got Funded

• HappyHotel, German revenue mgmt for hotels, raised a €6.5M seed led by Reimann.

• WorldLabs, frontier world models, raised $1B led by Autodesk.

• Sitegeist, German construction robots, raised a €4M pre-seed led by b2ventures.

North America Data Center Trends H2 2025

Senior Living & Care Investor Survey and Trends Report

Cap Rate Survey suggests new market cycle on the horizon 

Proptech Startups That Just Got Funded

Mapped: Where Incomes Are Rising Fastest by State

Tiny red house in Washington, DC

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Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

Become An AI Expert In Just 5 Minutes

If you’re a decision maker at your company, you need to be on the bleeding edge of, well, everything. But before you go signing up for seminars, conferences, lunch ‘n learns, and all that jazz, just know there’s a far better (and simpler) way: Subscribing to The Deep View.

This daily newsletter condenses everything you need to know about the latest and greatest AI developments into a 5-minute read. Squeeze it into your morning coffee break and before you know it, you’ll be an expert too.

Subscribe right here. It’s totally free, wildly informative, and trusted by 600,000+ readers at Google, Meta, Microsoft, and beyond.

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Dramatic Increase in the Number of Unicorns Link

• The number of privately owned companies valued at over $1 billion has jumped from 114 to 857 over the last decade.

• This rapid growth means there is a much higher demand for private debt and equity hits to help these large private firms stay on track.

CRE Fundraising on the Rise as Investors Return Link

• Private real estate fundraising hit $222 billion in 2025, marking a 29 percent jump from the previous year.

• Data centers were the big winner, accounting for 37 percent of all capital raised as investor interest shifted away from multifamily and industrial sectors.

• While it is taking longer to close deals-about 25 months on average-over half of the funds actually met or exceeded their original financial targets.

WalletHub says these are the best states for retirees in 2026 Link

• Wyoming, Florida, and South Dakota are the top choices because they offer a mix of low taxes and affordable living costs.

• The rankings show that the best spots for seniors provide a solid balance between health care access and a high quality of life.

The Lesson NYC Retailers Should Learn From Sak's Bankruptcy Link

• Retailers must strictly balance their physical stores with a strong e-commerce presence to survive the shift in consumer spending.

• Even luxury brands need to avoid over-reliance on department store revenue and keep a close eye on debt tied to major acquisitions.

• Properly managing the integration of online sales and brick-and-mortar operations is the only way to stay afloat as the luxury market cools.

Senior Care Bankruptcies Rising Even as Healthcare Filings Decline Link

• Senior care bankruptcy filings jumped 18% last year while the broader healthcare sector saw a 21% drop in filings.

• Providers are struggling with a mix of Medicaid cuts, inflation, and a shift toward home-based care models.

• Mid-sized companies with up to $100 million in debt made up the bulk of the cases, including major names like Genesis Healthcare and Pacifica Senior Living.

Nashville Industrial Demand Surges by 72% Link

• Companies snapped up nearly 779,000 square feet of space in the fourth quarter, which actually outpaced the amount of new buildings finished during that time.

• Most of this growth is coming from new leases rather than renewals, with tenants specifically hunting for modern facilities built within the last decade.

• This high demand pushed rental rates to a record high of $10.30 per square foot and kept the local vacancy rate low at just 4.2 percent.

Tool of the day: Figure

Figure is the first-of-its-kind AI robotics company bringing a general purpose humanoid to life.

Smart Bricks Lands $5M Pre-Seed Led by a16z for AI Proptech link 

This significant early-stage investment signals a shift in U.S. real estate toward "autonomous Proptech" where AI agents handle the complex, back-office financial workflows that previously required manual oversight.

• FYLD, a British site risk assessment co, raised a $41M B round led by EIP LP.

• Optiml, a Swiss RE business Intelligence co, raised an €8M seed led by KOMPAS.

Blackstone REIT Closes $7B in Investments, With these two asset classes at Focus 

Yardi Matrix Self Storage Forecast Update Reflects Pipeline Growth in 2025 

2026 Rental Hotlist of 30 Most in Demand Cities 

Only Six Apartment Metros Still Favor Landlords 

Best Mountain Towns Where Homes Deliver the Strongest Airbnb Returns 

Proptech Startups That Just Got Funded

Charted: Life Expectancy in the World’s Largest Economies

A tall skinny tudor,

Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

New here? Join the newsletter (it's free).

How Big Is America's Housing Shortage? No One Agrees Link

• Estimates for the national housing gap vary wildly between 3 million and 20 million units because experts can't agree on how to define a "household" or what a healthy vacancy rate looks like.

• While Zillow and Brookings see a shortage of roughly 4.7 to 4.9 million homes, House Republicans claim the deficit is as high as 20.1 million units.

• The confusion is made worse by a glut of high-end homes that stay empty because they are unaffordable, leaving it unclear if those units actually help solve the shortage.

The Youngest Metro in the U.S. Revealed: Where the Median Age of Buyers Is 27 and Birth Rates Are High Link

• The Provo-Orem area in Utah has the youngest homebuyers in the country, with a median buyer age of just 27.

• High birth rates and a large population of young professionals drive demand here, even though median home prices have climbed toward the $500,000 range.

• Local government and lenders are supporting these young buyers through specialized down payment assistance and incentives of up to $20,000 for first-time owners.

Investors Plan to Buy More CRE in 2026 Link

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• About 74 percent of investors surveyed by CBRE say they plan to purchase more commercial property this year than they did in 2025.

• Most of these buyers are focusing on multifamily and industrial buildings, though interest in retail and office spaces is slowly starting to pick up.

• Investors are feeling more confident because of expected interest rate cuts and a smaller pipeline of new buildings, which helps keep property values steady.

Shopping Centers Poised for Record Pricing in 2026 Link

• Low inventory and $4.5 billion in new investment capital are driving prices to a record average of $142 per square foot.

• Property values are rising because many centers have older leases that can be raised by 20% to 40% to match current market rates.

• While sales are up 35% since 2019, the market is vulnerable because small "mom-and-pop" tenants make up nearly 40% of the occupancy.

Austin, Once a Boomtown, Is Now the Slowest Major Housing Market Link

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• Austin is now the slowest among the 50 largest U.S. metros, with the average home sitting on the market for 106 days.

• A huge gap between supply and demand is driving this, as the city has 128% more sellers than buyers.

• High mortgage rates and more inventory have cooled things down so much that median prices dropped about 4.2% over the last year.

Tool of the day: BrokerSpot

BrokerSpot is an AI-powered real estate lead generation tool for agents. It provides high-quality leads, a user-friendly dashboard for deal management, customizable landing pages, and seamless CRM integration to enhance sales and business expansion.

CoStar Rolls Out Homes.ai; SkySlope Launches Agent Coaching App link 

Major industry players are doubling down on vertically integrated AI, moving beyond simple search to provide real-time coaching and predictive analytics directly within the agent's workflow.

How AI is Transforming Real Estate Pricing and Housing Market Forecasts link 

AI is fundamentally altering U.S. market dynamics by replacing lagging historical data with real-time sentiment and economic indicators to produce hyper-accurate pricing models.

Revolutionizing Real Estate: How AI and Big Data are Shaping the Future of Property Markets link 

The integration of big data and machine learning is creating a more transparent U.S. real estate landscape where investment risks are mitigated through highly granular property-level intelligence.

• ScyAI, a Swiss RE risk intelligence stack, raised a €2M pre-seed led by AEN.

• Maestro, a mortgage origination stack, raised a $1.2M pre-seed led by New Stack.

Yardi Matrix Updates U.S. Multifamily Rent, Supply and Completions Data 

6 Trends Reshaping U.S. Property Insurance 

Six Takeaways from the NMHC Annual Meeting 

MOBs Post Top Risk-Adjusted Returns, Low Volatility in New Study 

What home buyers really want in 2026: New Trends

Proptech Startups That Just Got Funded

Ranked: The Richest Americans in History

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Dare you to find a fault!

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Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

Money Management Making You Mad?

Most business owners hit revenue goals and still feel cash-strapped.

Not because they're not making money. But because their money flow is broken, their decisions feel urgent instead of strategic, and their systems feel fragile instead of solid.

The Find Your Flow Assessment pinpoints exactly where friction shows up between your business and personal finances.

5 minutes with the Assessment gets you clarity on:

• where cash leaks

• what slows progress,

• whether your current setup actually serves you

No spreadsheets, or pitch. Just actionable insight into what's not working and why.

Take the Assessment

_{Educational only. Not investment or tax advice.}

New here? Join the newsletter (it's free).

The State Capitals Ranked as the Best Places To Live Link

• Austin, TX, takes the top spot because it balances high housing costs with strong local earning power and top-tier public schools.

• Raleigh, NC, and Atlanta follow in the rankings due to high median household incomes and robust job markets driven by major corporate headquarters.

• The rankings evaluated 50 capitals based on 48 metrics, including affordability, economic stability, and quality of life, with Bismarck, ND, notably ranking as the most affordable.

Distressed Office Investment Volume at 10-Year High Link

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• Investors spent over $4.3 billion on distressed office buildings in 2025, which is the highest amount seen in the last decade.

• Private buyers were the most active players, making up more than half of these purchases as they looked for discounted properties to fix up or convert.

• A total of 168 properties traded hands last year, with a significant chunk of that money flowing into the New York City metro area.

Single-Family Rentals Surge as BTR Drives Sector Recovery Link

• The single-family rental market grew to 14.6 million households in 2025, marking a 1.7% increase and a seven-year high for the industry.

• Most of this growth is coming from build-to-rent projects, with attached rental homes making up 91% of the sector's total expansion last year.

• Families are turning to these rentals because of high home prices and a desire for newer, amenity-rich communities that traditional landlords don't always provide.

Where Manhattan’s Second-Home Buyers Are Heading Now Link

• New Yorkers are heading to Litchfield County, CT, because it offers a quieter, less commercial atmosphere compared to the crowded and expensive Hamptons.

• The area is much more affordable, with a median listing price of $650,000 and lower property taxes than nearby New York towns.

• Buyers are drawn to the open space, historic architecture, and freshwater beaches, all within a two-hour commute of the city.

Tool of the day: ZipSmart

ZipSmart is an AI-powered real estate tool utilizing Mapbox and OpenStreetMap for enhanced, filterable mapping. It provides market forecasts, categorizes markets, offers buy/sell signals based on location and conditions, and allows customizable search parameters for informed decisions.

7 AI Tools That Help Agents Do in Hours What Used to Take Days link 

By consolidating fragmented tasks like video editing, listing descriptions, and lead nurturing into automated workflows, these tools are effectively lowering the barrier to entry for high-volume production in the U.S. residential market.

Redfin Extends its AI-Powered Home Search Experience link 

This integration transforms the U.S. home-buying journey into a conversational experience, allowing users to find properties based on hyper-specific lifestyle queries rather than just rigid filters.

Cadastral Raises $9.5 Million to Build the AI Platform for Commercial Real Estate link 

This capital infusion signals a growing investor appetite for AI that can solve the "messy data" problem in U.S. commercial real estate, specifically by automating complex underwriting and site selection processes.

Proptech Startups That Just Got Funded

• Safqah, a Saudi mortgage tech, raised a $15.2M seed round led by Shorooq.

• Daleel, an Emirati RE due diligence stack, raised a $3M pre-seed round.

• Dono.AI Inc, a property records platform, raised a $6.5M seed round led by Link.

The Housing Markets Seeing the Sharpest Home Price Declines 

Institutional Interest Spikes for This Asset Class

Investors See This Asset Class As The Next Big Bet 

U.S. Cap Rate Trends

Two Decades of Zillow Data Show How the U.S. Housing Market Has Changed Since 2006

Proptech Startups That Just Got Funded

Mapped: Global Inflation Forecasts by Country in 2026

Image

They had me at the staircase!

Image

Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

Money Management Making You Mad?

Most business owners hit revenue goals and still feel cash-strapped.

Not because they're not making money. But because their money flow is broken, their decisions feel urgent instead of strategic, and their systems feel fragile instead of solid.

The Find Your Flow Assessment pinpoints exactly where friction shows up between your business and personal finances.

5 minutes with the Assessment gets you clarity on:

• where cash leaks

• what slows progress,

• whether your current setup actually serves you

No spreadsheets, or pitch. Just actionable insight into what's not working and why.

Take the Assessment

_{Educational only. Not investment or tax advice.}

New here? Join the newsletter (it's free).

Where New-Construction Home Sales Grew the Most in 2025 Link

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• Wilson County, Tennessee, and Maricopa County, Arizona, tied for the top spot with a 44% surge in new-home sales.

• The South and West dominated the growth rankings because these areas generally have more flexible zoning laws that allow builders to create more affordable inventory.

• Will County, Illinois, was the only Midwestern spot in the top 10, showing a 24% increase in sales while the average size of those homes actually dropped by 23%.

Institutional Investors Are Taking Up The Biggest Share in These 5 Metros Link

• The five southern metros where investors bought the largest share of homes in 2025 are Memphis, Huntsville, Fayetteville, Birmingham, and Dallas.

• Memphis topped the list with institutional investors accounting for 14.8% of all home sales during the year.

• These areas are popular with big investors because they combine relatively low purchase prices with high rental demand and steady job growth.

How Incomes Have Changed in Every State Over the Last 50 Years Link

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• Utah saw the highest income growth at nearly 78%, while West Virginia was the only state where median household income actually dropped since 1970.

• High levels of education and a large share of immigrants were the biggest factors tied to rising incomes across the country.

• Even though some states saw huge pay bumps, those gains were often swallowed up by rising home prices, making housing less affordable than in states with slower income growth.

• MaterialSpace, construction planning tech, raised a $7M seed led by StageOne.

• GoCanopy, an OS for RE investors stack, raised a €2.1M seed round led by ISAI.

• Property Finder, an Emirati STR marketplace, raised $170M led by Mubadala.

Charlotte Led the Nation for Job Gains in 2025 Link

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• Charlotte took the top spot by adding 37,600 new jobs in 2025, which was over 20,000 more than they saw the previous year.

• While Charlotte grew, the national trend showed a sharp slowdown, with major hubs like New York and Houston seeing significantly smaller gains than they did in 2024.

• Nearly a third of the top 150 markets actually reported annual job losses, including big names like Los Angeles, Seattle, and Washington, DC.

Tool of the day: AI-BOB

An AI-driven platform that integrates with architectural software to provide real-time compliance checks, reducing construction errors and delays.

Lofty and Breezy Unveil AI Operating Systems link 

The launch of these dedicated AI operating systems signals a shift from fragmented tools toward centralized platforms that manage the entire U.S. real estate lifecycle through autonomous workflows.

Agentsy raises $700,000 pre-seed to build 'AI agents' for real estate link 

This fresh injection of capital highlights the growing investor appetite for "autonomous agents" capable of handling complex administrative tasks that previously required human oversight.

Zumper Launches First Rental Search App in ChatGPT Store link

By integrating directly into ChatGPT, Zumper is pioneering a conversational search model that could fundamentally replace traditional filter-based property browsing for U.S. renters.

Mapped: Metros Where Homebuying Deals Are Falling Apart link

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Healthcare Real Estate M&A Trends to Watch in 2026 

Multifamily Investors Say It's Go Time And This is Why

Zillow’s Hottest Markets for 2026 

Commercial Real Estate Investment & Lending Activity Trends

Proptech Startups That Just Got Funded

Mapped: Safest States in America

Unique restored 1820 Antique Farmhouse

Image

Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

Money Management Making You Mad?

Most business owners hit revenue goals and still feel cash-strapped.

Not because they're not making money. But because their money flow is broken, their decisions feel urgent instead of strategic, and their systems feel fragile instead of solid.

The Find Your Flow Assessment pinpoints exactly where friction shows up between your business and personal finances.

5 minutes with the Assessment gets you clarity on:

• where cash leaks

• what slows progress,

• whether your current setup actually serves you

No spreadsheets, or pitch. Just actionable insight into what's not working and why.

Take the Assessment

_{Educational only. Not investment or tax advice.}

New here? Join the newsletter (it's free).

Best Markets for First-Time Homebuyers in 2026 Link

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• Rochester, New York, tops the list for 2026 due to its mix of budget-friendly home prices and short commute times.

• These top markets were chosen because they balance housing affordability and availability with strong local amenities like shops and restaurants.

• Most of the best spots for new buyers are located in the eastern half of the country, with Granite City, Illinois, offering the lowest median home price at $119,000.

Supersizing Real Estate Investing with Catch-Up Contributions Link

• Investors aged 50 and older can contribute an extra $1,000 annually to their IRAs, while those aged 60 to 63 can contribute up to $10,000 starting in 2025 under the SECURE 2.0 Act.

• Using a Self-Directed IRA allows these additional funds to be invested directly into real estate assets like rental properties, private loans, and syndications.

• For a 55-year-old investor, contributing catch-up amounts over ten years can result in an estimated $16,000 increase in account value compared to standard contributions alone.

My take: Most people see catch-up rules as a way to fix a late start, but for real estate pros, it is actually about liquidity. This extra cash flow into a self-directed account can cover the "boring" costs like roof repairs or legal fees that often stall a deal, effectively turning tax-advantaged savings into a private reserve for property maintenance or small-scale lending.

Market Trends from Cushman & Wakefield Link

• Commercial real estate lending volume increased 39% year-over-year through Q3 2025, driven by a surge in refinancing across all major property types.

• The nation’s 10 largest retailers, including Amazon and Walmart, increased distribution center acquisitions by 38% over the previous 2021 peak.

• Industrial vacancy rates have stabilized at 7.1%, with large-format warehouses over 1 million square feet seeing four consecutive quarters of falling vacancy.

My take: The biggest players in retail aren't just leasing space anymore; they are buying the dirt to lock in their logistics costs before the market tightens. This shift shows that while small tenants might be nervous about the economy, the giants are betting on a massive, long-term expansion of the American supply chain.

California Metros Where Homebuyers Have To Fork Out Biggest Share of Income To Afford a Mortgage Link

• Californians now need to spend an average of 48.8% of their income to afford a median-priced home of $697,000.

• In Los Angeles, the burden is most severe, requiring homebuyers to commit 72.4% of their household income to mortgage payments.

• None of the state's major metropolitan areas currently meet the traditional 30% affordability rule for median-earning households.

Tool of the day- Gravitate

Gravitate is an AI-driven real estate investing tool that identifies high-return properties by analyzing multiple deals.

AI Tools Can Help Solve the Construction Efficiency Problem link 

AI is tackling the U.S. housing supply shortage by optimizing project scheduling and site safety, potentially lowering the cost of new builds through massive reductions in administrative waste.

How AI is Transforming Real Estate Investment Strategies link 

Machine learning models are now analyzing hyper-local data to predict neighborhood appreciation, allowing U.S. investors to identify undervalued assets before they hit the mainstream market.

AI Use Moves From Curiosity to Capability for Real Estate Industry link 

The U.S. real estate sector has officially moved past the experimentation phase, integrating AI as a fundamental utility for mortgage processing and predictive lead generation to drive operational profitability.

Nearly a Third of Opportunity Zones See Double Digit Home Price Increases 

How Some 1031 Investors Are Quietly Leveraging These Strategies

Why TJ Maxx Will Revolutionize Off-Price Retail in 2026 

Investors Flock to These Industrial Property Types as AI and E-Commerce Reshape Demand 

Multifamily at an inflection point: 2026 consequences and opportunities 

Proptech Startups That Just Got Funded

Mapped: Countries that Earn the Most from Tourism

Do you like huge windows and forest views?

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Link to the listing

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

New here? Join the newsletter (it's free).

Where Americans Moved in 2025:  Link

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• South Carolina, Idaho, and North Carolina led the nation in net domestic migration growth relative to their population sizes in 2025.

• States with the highest outflows, including New York and California, suffered from low housing affordability and weak homebuilding activity.

• Migration to Florida and Texas slowed significantly from pandemic peaks, with Florida seeing its lowest annual gain since 2010 due in part to soaring insurance costs.

My take: People are no longer just chasing sunshine; they are fleeing states where the math of daily life doesn't add up anymore. When the cost of insuring a home or paying rent outweighs the local salary, the "lifestyle" of a place like Florida or California loses its pull.

Apartment rents just dropped to the lowest level in 4 years Link

• The national median rent fell to $1,353 in January, a 1.4% decline from last year and the lowest January level since 2022.

• National vacancy rates hit a record high of 7.3% as a peak wave of new apartment supply met cooling demand from a tighter job market.

• Rent prices are now 6.2% lower than their previous peak in the summer of 2022, with the sharpest declines occurring in the South and Mountain West.

My take: Landlords are losing their grip on pricing because they finally built enough units to outpace the number of people looking to move. For renters, the power dynamic has flipped, making this the first time in years where walking away from a renewal offer actually carries weight.

Foreclosure auction volume reaches highest level since Q2 2020 Link

• Foreclosure auction volume surged 48% year over year in the fourth quarter of 2025, with growth occurring across all loan types in 43 states.

• Despite the spike in inventory, actual sales rates declined because higher pricing discouraged buyers from closing the deal.

My take: We are finally seeing the post-pandemic safety net completely unravel as foreclosure activity returns to a more natural, pre-2020 rhythm. The real story isn't just the volume increase, but the standoff at the auction block where banks are asking for prices that investors aren't yet willing to pay.

Healthcare Real Estate Capital Flows: Trends and Insights for 2026 Link

• Aging demographics and a shift toward outpatient services are driving national healthcare spending toward $2 trillion, ensuring steady demand for medical office buildings and ambulatory hubs.

• Public REITs have become active sellers to manage balance sheets, while private equity and health systems are stepping in as buyers to gain more control over clinical delivery and costs.

• Outpatient revenue has grown 45% since 2020, leading to a surge in specialized facilities for cardiology and spinal procedures that offer investors stable occupancy and 92.5% average occupancy rates.

My take: Investors have realized that "healthcare" isn't just about big hospitals anymore; it's about following the patient to the local clinic. While traditional offices struggle, the medical office is the new "safe haven" because you can't perform spinal surgery over a Zoom call.

Tool of the day: Telnyx

Telnyx is a global communications platform that enables businesses to build and scale real-time voice, messaging, and AI-powered applications. It offers carrier-grade telephony, programmable APIs, and a private global IP network to ensure secure and low-latency connectivity. With tools for Voice AI, IoT, and networking, Telnyx empowers developers to create intelligent, scalable solutions without relying on multiple vendors.

Propy Raises $100 Million to Reimagine Real Estate Transactions with AI link

This massive capital injection signals a major shift toward using AI to automate the entire U.S. closing process, potentially eliminating traditional title and escrow bottlenecks.

Fundrise Launches AI Tool to Democratize CRE Analysis link 

By opening up institutional-grade data to individual investors, this tool levels the playing field in the U.S. commercial market, allowing retail users to identify undervalued assets with the same precision as major private equity firms.

GoCanopy Raises €2.1M Seed Funding for AI Platform for Institutional Real Estate link 

While European-based, this funding validates a growing global trend of AI-driven portfolio management that U.S. institutional players are rapidly adopting to streamline asset due diligence and reporting.

2026 North American Investor Intentions Survey Results

Top Multifamily Markets Share a Common Playbook 

Industrial Absorption Trends

Where Opportunity Lies in 2026 in CRE

Life Sciences Trends

Proptech Startups That Just Got Funded

Ranked: The World’s 50 Most Powerful Militaries

Cliffside fixer-upper with inside/outside swimming pool

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The US Is the Most Dynamic Economy in the World Link

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• Recent data from the US Census Bureau shows that the weekly number of business applications has reached all-time highs.

• This surge in entrepreneurship serves as a primary indicator of the continued dynamism and growth within the American economy.

My take: High business application numbers are a great signal, but they only tell half the story. The real win for the economy isn't just people starting businesses out of ambition, but whether these new ventures have the capital and labor to survive beyond the first year.

Top 5 Metros Where Homes Are Piling Up on the Market Link

• Washington, DC, saw the nation’s highest inventory spike at 32.8%, followed by Charlotte at 30.8% and Las Vegas at 29.2%.

• Seattle and Raleigh rounded out the top five with active listing increases of 28.8% and 26.7%, respectively.

• The buildup is driven by a slowing sales pace and a weakening "lock-in effect" as more homeowners finally choose to list despite current interest rates.

Manufactured housing gains traction, but negative stigma persists Link

• Federal lawmakers are streamlining regulations through the Affordable HOMES Act, which could cut costs by up to $10,000 per unit by reducing overlapping agency oversight.

• Despite modern units appreciating at similar rates to stick-built homes, local NIMBY opposition and outdated perceptions of safety and aesthetics continue to block new developments.

Tool of the day: RoboForce

An AI-driven "Robo-Labor" provider offering robotic solutions to automate tasks in various industries, enhancing operational efficiency and reducing labor costs. Recently, RoboForce raised $10 million in early-stage funding to expand its innovative services.

New AI tool from Fundrise brings high-level CRE analysis to the public link

By democratizing institutional-grade data, this tool allows retail investors to use AI to identify undervalued U.S. commercial assets that were previously only visible to major firms.

Realtor.com launches ‘first-of-its-kind’ home search platform link

This platform integrates deep AI personalization to move beyond basic filters, signaling a shift where U.S. buyers interact with property portals as proactive advisors rather than just static databases.

This Was 2025’s Most Popular Home on Redfin And It Sold $740K Over Asking Link

• A remodeled 5-bedroom Spanish-style house in Palo Alto was the most viewed home of the year, receiving nearly 35,000 views in a single day.

• The property was listed for $4.8 million and sold for $5.6 million after being on the market for only one day.

• Other highly popular listings included a Berkeley tear-down and a historic Virginia farmhouse sold by Vice President JD Vance.

My take: Even in a market where buyers generally have more power, high-end properties in tech hubs still trigger frantic bidding wars. This shows that "affordable" is relative; the most popular homes aren't cheap, they are just priced low enough to force a feeding frenzy among the wealthy.

Why a niche category of CRE lending is suddenly seeing record deals 

U-Haul’s Top U.S. Growth Metros & Cities of 2025 

United Van Lines National Movers Study 2025 

Top 10 U.S. Cities To Invest in Short-Term Rentals, Led by a Surprising Oil Hub 

2026 Colliers Retail Outlook

Proptech Startups That Just Got Funded

The Cost of Everyday Things in China vs. the U.S.

Old Hollywood called.

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Vidit

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What Will Your Retirement Look Like?

Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.

Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved for retirement, download your free guide today to learn how to build a clear and effective retirement income plan. Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.

Get The Guide

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Top 5 Metros Where Home Prices Are Falling the Fastest Link

• Austin leads the pack with a 7.3% price drop because it built too many houses and became too expensive during the pandemic.

• San Diego and San Jose saw prices fall over 5% as people realized renting is way cheaper than dealing with high mortgage rates and insurance costs.

• Minneapolis and Washington, D.C. also made the list because buyers are scared of job cuts and are waiting for interest rates to move lower.

My take: To be honest, this is just a reality check for the cities that got too expensive too fast. The thing is, when renting is cheaper than buying, people just stay put, so sellers are going to have to lower their prices even more to get anyone to move.

From Surge to Shakeout: Where Apartment Rents Are Falling Fastest Link

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• Austin and Denver saw the biggest rent drops at nearly 8%, while Phoenix and San Antonio followed with 5% decreases due to a massive wave of new construction.

• National apartment occupancy fell to 94.8% as more people moved out than moved in during the final months of 2025.

• Landlords are increasingly using concessions and free rent deals to lure tenants, with over 23% of apartments now offering discounts.

My take: Like we saw in the last insight, Sun Belt gold rush is officially over and landlords are hurting because they built too much at the same time. Renters finally have the upper hand here, and anyone who bought these buildings thinking rents would go up forever is in trouble.

Gen X, millennials set to inherit trillions in real estate wealth Link

• Gen X and millennials are expected to inherit about $4.6 trillion in global real estate over the next 10 years.

• More than half of this massive property hand-off is happening right here in the U.S. as baby boomers pass down their assets.

• Gen X is first in line for the biggest slice of the pie right now, while millennials will see the largest gains in the long run.

My take: This isn't just a transfer of money; it’s going to be a massive reshuffle of where people live. Most heirs won't want to keep their parents' old houses, so we’re going to see a huge wave of listings as people sell off these estates to buy homes that actually fit their own lives.

Buying More Affordable than Renting in a Majority of Counties, But Home Prices Rising Faster than Rents Link

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• Owning a home is currently cheaper than renting a three-bedroom place in nearly 58 percent of the counties studied across the U.S.

• Even though buying saves money monthly in the long run, home prices are growing faster than rents in 69 percent of those same areas.

• The Midwest is the best spot for buyers with 81.5 percent of counties favoring ownership, while the West is the toughest with only 16.9 percent favoring buying.

My take: It is a total mess for anyone trying to start out because the "cheaper" option requires a massive pile of cash upfront that most people can't save while paying record-high rents. The big money is going to landlords in the West and homeowners in the Midwest, but first-time buyers are getting squeezed out by prices that are moving way faster than their paychecks.

Tool of the day - Spaceflare

Spaceflare is a cutting-edge AI Agent platform designed to streamline building, tenant and infrastructure research through an advanced map interface. By automating tasks and providing valuable insights, Spaceflare empowers you to focus on strategic initiatives and achieve greater commercial real estate success

The Next Tier of Industrial Winners Emerges Along This Area

The Future of Retail Is Hyper-Local 

Top 10 Most Affordable U.S. Counties for Owning a Home in 2026 

This Asset Class Gaining Ground in the 1031 Exchange Landscape 

Fortune Will Favor the Bold 

Proptech Startups That Just Got Funded

Mapped: The Median Age of Every U.S. State

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Your very own grain elevator

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Vidit

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What Will Your Retirement Look Like?

Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.

Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved for retirement, download your free guide today to learn how to build a clear and effective retirement income plan. Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.

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Elon Musk says retirement savings could become ‘irrelevant’ Link

• Musk claims that rapid advances in AI and robotics will create a world of abundance where goods and services are so cheap that saving money for the future won't matter.

• He suggests that within 10 to 20 years, technology will provide everyone with a "universal high income" and medical care better than what is available today.

My take: Elon is betting on a tech fairy tale where robots do all the work and everything is free. If he’s wrong and you stop saving, you’re the one who ends up broke and working forever while he stays a billionaire 🙂 

Top 10 Countries for Americans To Retire Overseas in 2026 Link

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• The 2026 index ranks Panama, Portugal, and Mexico as the leading destinations based on lower living costs, safety, and healthcare quality.

• Retirement havens like Greece, France, and Thailand offer monthly budgets ranging from $1,442 to $3,305, which is significantly cheaper than the U.S. average of over $5,000.

• Most featured locations offer better personal safety rankings than the U.S. and provide high-quality medical care at a fraction of the price.

Nurses are still America’s most trusted workers Link

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• Nurses topped Gallup’s ethics list for 2025, a spot they have held almost every year since 1999.

• Despite the top ranking, trust in nurses, doctors, and pharmacists has dropped double digits since the pandemic.

• Overall trust in U.S. professions is at an all-time low, with members of Congress and telemarketers ranked as the least ethical.

My take: People still love nurses, but the "healthcare hero" glow from the pandemic is officially dead. When nobody trusts anyone from the boardroom to the capital, the only people left with any credit are the ones literally saving your life in a hospital bed.

Tips on How Real Estate Agents Should Use AI in 2026 Link

• Agents should use autonomous AI assistants to handle lead qualification and scheduling so they can spend more time acting as financial advisors.

• New visualization tools let buyers see virtual renovations instantly, while predictive pricing models help sellers set home prices based on real-time demand rather than old data.

• AI-driven messaging tools fix lead ghosting by sending personalized, situational updates to buyers who are hesitating due to financial fatigue.

Why the Office Is More Important Than Ever 

The CRE Risk No One's Talking About 

The most buyer-friendly markets in 2026

Proptech Startups That Just Got Funded

Ranked: The Fastest-Growing Jobs in the Next Decade

A Scottish dancehall for 395K!

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Link to the listing

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Vidit

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What Will Your Retirement Look Like?

Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.

Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved for retirement, download your free guide today to learn how to build a clear and effective retirement income plan. Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.

Get The Guide

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Quick Hits | Numbers to Watch: Liquidity, Rates, and Lending Trends Link

• Fed liquidity conditions tightened as net liquidity fell to $5.72T, a decrease of $267B from a year ago.

• The 10-year vs. 2-year spread sits at +65 bps, reflecting a steep yield curve driven by long-term risk pricing.

• Total U.S. bank loans reached $10.31T, though consumer loans decreased by 3.43% as household borrowing softens.

My take: The Fed is quietly draining the pool while everyone watches the diving board. Tighter liquidity and rising term premiums mean the era of easy refinancing is dead and buried.

Walmart Expands Drone Deliveries to Reach Millions More Shoppers Link

• Walmart is adding 150 stores to its network via an expanded partnership with Alphabet-owned Wing.

• The expansion grows coverage from 2 million shoppers to over 40 million by utilizing drones that fly beyond visual line of sight.

My take: This is a huge play to own the "I forgot the eggs" market and make Amazon look slow. If this actually scales, local delivery drivers are going to lose a lot of work to these robots.

2026’s Hottest Market  Link

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• Hartford took the top spot because its housing inventory is 63% lower than it was before the pandemic, creating the largest supply shortage in the country.

• Buyer competition is so intense in the area that over 66% of homes sold above the asking price in 2025.

• The market is moving incredibly fast, with the typical home sitting on the market for only about one week before going under contract.

My take: Hartford is a total pressure cooker because there are simply no houses to buy and nobody is building new ones. If you're a seller there, you're sitting on a goldmine, but buyers are going to get absolutely crushed by bidding wars.

Welcome to the age of the AI real estate agent Link

• AI adoption is surging because it collapses tasks that took hours into minutes while boosting revenue.

• Investment is driven by a demand for immediate efficiency gains, unified CRM platforms, and basic marketing automation rather than complex strategy.

The Hidden Office Workout Market 

Industrial Leasing Trends in 2025 

What CRE’s Rising Leaders Are Getting Right 

A Slowdown is Creeping Into the Warehouse Market 

Proptech Startups That Just Got Funded

Ranked: The World’s Top 20 Billionaires in 2026

A little slice of Asia in Greenville

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Last Time the Market Was This Expensive, Investors Waited 14 Years to Break Even

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

But billionaires have long diversified a slice of their portfolios with one asset class that is poised to rebound.

It’s post war and contemporary art.

Sounds crazy, but over 70,000 investors have followed suit since 2019—with Masterworks.

You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

Skip waitlist

_{*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}

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This is a really great chart by Mark Zandi.

60% of spending is being done by 20% of households.

Some of the other 80% of households, however, are getting help from their parents, who are in the top 20% of earners and net worth. What does this mean for home sales in 2026? I believe it means that the health of the housing market is very tied to the stock market, where much of the wealth is concentrated. One of the consumer surveys last year found that 40% of first-time buyers received financial help. Four other surveys indicated that 25% - 33% were getting financial help.

The bottom line is that quite a few first-time buyers have no prayer of qualifying on their own - but are becoming homeowners nonetheless.

This City Is Now the Hottest Housing Market in the U.S. Link

• Kenosha, WI, took the top spot in December 2025 with homes selling in 44 days, nearly a month faster than the national average.

• The area attracted three times the national average of online listing views due to a $384,000 median price point.

My take: "Affordability" is now a relative term that is driving migrations. This isn't a Wisconsin boom; I think it's a spillover effect from Chicago residents fleeing high taxes and prices for a shorter commute.

Are Big Investors Really Buying Up All the Homes? Here’s the Truth. Link

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• While the national average for big investor purchases is just 1.2%, these buyers concentrate heavily in specific regional markets.

• Institutional landlords currently own approximately 1% of the total single-family housing stock in the United States.

My take: National data is a lie when it comes to your specific neighborhood. You aren't competing against a national average; you're competing against concentrated capital in high-growth hubs that makes entry-level ownership impossible.

More Americans are living alone than ever before Link

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• One-person households in the US reached an all-time high of 29% in 2025, totaling nearly 40 million people.

• The surge is fueled by plummeting marriage rates and a booming 65-plus demographic that is statistically most likely to live solo.

How Wellness Is Reshaping the Modern Office link

• Workplace strategy is shifting toward comprehensive health outcomes to drive performance for employees returning to physical offices.

• Landlords and employers are partnering with local healthcare providers to embed medical services directly into the mixed-use office environment.

My take: This isn't about employee health; it's a desperate bribe to justify the commute. Companies are building high-end "containment zones" to lure workers back into expensive leases they can't afford to break.

Top 10 Cities for an Active Lifestyle and Idyllic Island Paradise Takes No. 1 Spot

The Most Competitive Place to Buy a Home in America 

Where Could Trump’s Institutional Investor Ban Help the Most? 

Mapped: The Income Needed to Join the Top 1% in Every State

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This house is a wild ride

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Link to the listing

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Vidit

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Where Homes Are Selling Fastest in 2026 Link

• Hartford, CT has been named the nation’s hottest housing market for 2026, with typical listings selling in just one week and inventory down 63% from pre-pandemic levels.

• The top 10 fastest-moving markets include Hartford, New York, Providence, San Jose, Philadelphia, Boston, Los Angeles, Richmond, and Milwaukee.

My take: We're seeing a massive shift where "boring" East Coast stability is the new luxury. To be honest, when a house in Hartford sells faster than one in Austin, you know the days of the Sun Belt gold rush are officially on ice.

The Biggest Kitchen Cabinet Trends Homeowners Will See in 2026 Link

• The 2026 trend report highlights a shift toward "personal" kitchens featuring closed storage to maintain visual calm and simple door styles that won't feel dated.

• Experts suggest planning projects immediately to get ahead of supply chain hikes and working with suppliers who offer a mix of domestic and custom options.

My take: Everyone realized those open shelves they saw on Pinterest are just dust magnets that force you to keep your bowls perfectly stacked. People are finally choosing "visual calm" and closed doors because, let's face it, most of us have messy lives we’d rather hide behind a nice wood panel.

U.S. Real Estate Market Outlook 2026 Link

• Commercial real estate investment is projected to surge by 16% to $562 billion in 2026, while GDP growth is expected to slow to 2.0%.

• The report highlights growth across Office, Industrial, Retail, Multifamily, Data Centers, Healthcare, and Life Sciences sectors.

My take: The "flight to quality" is just a polite way of saying the old, dusty office buildings are in serious trouble while everyone fights over the few shiny new ones. To be honest, calling for a 16% jump in investment while the economy is cooling feels like some heavy-duty optimism from the brokerage crowd.

Bain Capital Keeps Raising Funds With Latest $3.4B Grab Link

• Recent fundraising efforts, including a joint $1.6 billion retail strategy with 11North Partners, have pushed Bain's total new capital to over $5 billion.

• Target sectors for the new fund include open-air retail, urban infill industrial, medical outpatient buildings, senior housing, marinas, storage facilities, hospitality, leisure, rentable townhomes, and digital assets.

My take: Seeing this much cash pile into "necessity" retail and senior housing tells you exactly where the smart money thinks the economy is headed. They aren't betting on a massive boom; they're betting on things people can't quit paying for when things get tight.

U.S. States With the Longest Commutes

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U.S. Foreclosure Activity Increases in 2025 

Potential Tailwinds for the U.S. Apartment Market in 2026 

How Drone Photography Is Revolutionizing the Commercial Real Estate Market 

National Multifamily Report – December 2025 

Where CRE Opportunity Lies Next 

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A haunted mansion in Brooklyn

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Link to the listing

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Vidit

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Last Time the Market Was This Expensive, Investors Waited 14 Years to Break Even

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

But billionaires have long diversified a slice of their portfolios with one asset class that is poised to rebound.

It’s post war and contemporary art.

Sounds crazy, but over 70,000 investors have followed suit since 2019—with Masterworks.

You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

Skip waitlist

_{*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}

New here? Join the newsletter (it's free).

U.S. housing outlook Full Report 

Insights

• High rates and prices are killing buyer interest while a drop in immigration further thins out the pool of people looking for roofs.

• Existing owners are staying put to keep their cheap loans, but builders are flooding the market with new inventory.

My take: The "lock-in effect" is finally losing its power to keep prices high because new construction is giving buyers the exit ramp they needed. Sellers who think they can still demand 2022 prices are about to get a rude awakening as their listings sit and rot.

Midwest housing markets coming in hot for 2026 Link

Insights

• Bloomington-Normal, Illinois, is the nation's tightest market with a microscopic 0.4 months of housing supply.

• The top "hot" list includes Bloomington-Normal, Lawrence, Sandusky, Kankakee-Bradley, Mansfield, Bay City, Ithaca, Great Falls, Carson City, Richmond, Spokane, and the San Francisco metro.

My take: These "hot" rankings are a trap for buyers because low inventory doesn't mean high value. When half the listings in a "hot" town like Sandusky already have price cuts, it means sellers are delusional and the local economy can't actually support the asking prices.

The #1 Regret Sellers Have When They Don’t Use an Agent Link

Insights

• Getting the price right is the hardest task for FSBO sellers, followed by house prep, selling timeframe, legal paperwork, and time management.

• Data shows 59% of homes sold without an agent required at least one price reduction to attract buyers.

My take: Most people think they're saving 3% on commission but end up losing 8% on the sale price because they're emotionally attached to a "zestimate" that isn't real. You aren't "saving" money if your house sits on the market for three months and becomes a stale listing that only attracts lowball sharks.

JP Morgan Predicts the Fed Will Make No Interest Rate Cuts in 2026 Link

Insights

• JP Morgan's top economist expects the Fed to hold rates steady all through 2026 and actually hike them in 2027.

• Core inflation is stuck above 3% and the job market is tightening, which kills the case for more cuts.

My take: Wall Street is finally admitting the "easy money" dream is dead. Even if Trump installs a "yes man" as Fed Chair in May, one person can't outvote a 12-member board facing 3% inflation and a hot labor market.

Revealed: Top 10 Best States To Raise a Family Link

Insights

• Massachusetts takes the top spot due to its #1 education ranking and high health standards, though it carries a steep $699,900 median home price.

• The list balances affordability against 50 metrics like safety and socioeconomic stability, with states like Minnesota and North Dakota following closely behind the leader.

• Illinois offers the lowest median home price on the list at $287,500, while Wisconsin saw the biggest jump in rankings this year, moving up to the #4 spot.

My take: I think these rankings are a bit of a joke for the average person because "affordability" is being skewed by high salaries in places like Massachusetts. Basically, it doesn't matter how good the schools are if you have to sell a kidney just to afford a starter home in a decent ZIP code.

Trepp’s Key Predictions for 2026

Inside Aldi's $9B Bet on America’s Grocery Market

Inside Aldi's $9B Bet on America’s Grocery Market 

What Smart CRE Players Are Doing Differently in 2026 

Potential Headwinds for the U.S. Apartment Market in 2026 

The Average Annual Temperature of Every Country

A cursed Venetian Palazzo

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6 single-family homes in Birmingham are available.

• 6 single-family homes. About $6.3k per month in current rents. Five are occupied. One is vacant but was rented recently.

• Not a flip or a heavy rehab situation. It’s a rent-first portfolio in working-class neighborhoods, likely a better fit for long-term holders and Section 8 operators than appreciation-driven buyers.

• There’s no asking price. Just looking to connect with serious buyers and see where interest lies.

More pictures and details ↓

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Billions of Square Feet, Untapped: Inside Flexible Warehouse Leases Link

Insights

• There is currently a 7.5% vacancy rate across 19.5 billion square feet of U.S. industrial stock, leaving nearly 1.5 billion square feet idle.

• Digital platforms are replacing slow, manual leasing processes to help landlords monetize space during the 12 to 36 months it typically takes to secure long-term tenants.

• Short-term demand is driven by seasonal surges, product launches, and "tariff jumping" where companies rush to store goods before new trade taxes take effect.

My take: Rigid long-term leases are a tax on agility. In a world of trade wars and instant delivery, the winning landlords will stop selling real estate and start selling "space-as-a-service."

6 retail trends to watch in 2026 Link

Insights

• AI investment is hitting a performance wall where retailers must move from chatbot experimentation to proving actual ROI on physical goods and supply chain workflows.

• A K-shaped economy is widening the gap between value-driven mass merchants and specialty retailers who are struggling with high interest rates and e-commerce competition.

• Physical retail is shifting from "managed decline" to "mixed-use reinvention," with B-rated malls being reclassified as community-centric anchors for non-retail services.

My take: Proximity is the new prime real estate because speed beats efficiency in a 30-minute delivery world. If you own the local "last mile" store, you own the customer; if you rely on a distant warehouse, you’re already obsolete.

Last Time the Market Was This Expensive, Investors Waited 14 Years to Break Even

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

But billionaires have long diversified a slice of their portfolios with one asset class that is poised to rebound.

It’s post war and contemporary art.

Sounds crazy, but over 70,000 investors have followed suit since 2019—with Masterworks.

You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

Skip waitlist

_{*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}

Mid-Tier Multifamily Quietly Takes the Lead Link

Insights

• Luxury assets face a 0.2% rent decline as they comprise 70% of current construction, while three-star properties saw 0.5% growth due to nearly zero new competition.

• The Midwest and Northeast are outperforming the Sun Belt by maintaining a strict balance between new deliveries and actual demand, avoiding the "supply overhang" hurting high-growth metros.

• San Francisco has become a national outlier with strong rent growth driven by AI sector hiring, whereas Washington, D.C. is softening due to significant federal workforce reductions.

My take: Luxury is currently a commodity, but "average" is a monopoly. When everyone builds for the 1%, the real money is made serving the other 99% who have nowhere else to go.

Top BTR Pipelines Are Consolidating Under a Small Group of Operators Link

Insights

• Eight major developers currently control the lion's share of the 64,250 build-to-rent homes under construction across the United States.

• The top players with over 1,000 units each include Empire Group, Taylor Morrison, Cavan Companies, NexMetro Communities, Core Spaces, Redwood Living, American Homes 4 Rent, and Quinn Residences.

My take: Wall Street is finishing its land grab and moving into the "monopoly" phase. These eight companies aren't just building houses; they are building a future where they control the rental price floor for entire ZIP codes.

Mapped: Where Housing Inventory is Rising in U.S. Cities

This Southwest City Has the Most Manufactured Housing in the U.S. as Buyers Snap Up Affordable Homes 

The Best Markets for First-Time Homebuyers in 2026 Revealed 

Top 10 Counties with the Largest Annual Increase in Median Home Price in Q4 2025 

Why the fix-and-flip sector is poised for a breakout in 2026 

Ranked: The Fastest-Growing Jobs in the Next Decade

No words needed

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Link to the listing

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U.S. Senior Housing & Care Investor Survey H2 2025 Link

Insights

• Senior housing cap rates fell by an average of 17 basis points over the last six months.

• Independent Living saw the steepest decline with average cap rates for Class A assets dropping 25 basis points to 6.1%.

• Over 84% of surveyed investors expect cap rates to continue compressing throughout 2026.

My take: The long cycle of rate hikes is finally reversing, and investors are racing to lock in yields before they thin out further. Expect a very competitive acquisition environment this year as the "wait and see" crowd jumps back in.

Trump wants ban on large institutional investors buying homes Link

Insights

• President Trump announced plans to immediately ban large institutional investors from purchasing single-family homes and will ask Congress to codify the restriction.

• The market responded with a sharp selloff in rental REITs, including a 7% drop for Invitation Homes and a 5% decline for Blackstone.

• Analysts describe the market reaction as excessive because institutional buyers mostly acquire homes through direct development rather than the existing retail market.

My take: This is a populist play that strikes at a visible target but ignores the math. If mega-investors only account for 2.5% of buyers, removing them won't fix the supply-side crisis.

Americans are changing where they’re moving. Here’s how that could affect the commercial real estate link

• Americans are increasingly moving to smaller markets rather than urban cores as they seek cheaper housing and better quality of life.

• Oregon was the most popular moving destination for the first time ever in 2025, while Florida and Texas are seeing more balanced migration, according to an annual migration report from United Van Lines.

• The commercial real estate market will also have to shift to adapt to those changes, experts said.

Charted: The Growing Gap Between U.S. Home Size and Price

The Most Popular Markets on Zillow in 2025 

Southeast Dominates List of Top U.S. Retirement Metros 

Inside CoStar's Top 10 U.S. Retail Markets 

The 25 Markets Steering Industrial's Reset 

Where is America moving in 2026. Migration Study

Ranked: The Best Countries at Reading

Cave for sale!

Cave for sale

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More Companies Staying Private for Longer Link

Insights

• The median age of companies going public has increased to 14 years. This represents a significant shift in the lifecycle of maturing firms.

• Some companies are choosing to stay private forever rather than pursuing an IPO. This trend increases the demand for private debt and equity markets.

My take: The traditional IPO is no longer the default milestone for success. Investors who limit themselves to public markets are missing a decade of institutional growth.

The Surprising State Americans Moved To in Droves in 2025 Link

Insights

• The top destination states for 2025 are: 1. Oregon, 2. West Virginia, 3. South Carolina, 4. Delaware, 5. Minnesota, 6. Idaho, 7. North Carolina, 8. Arkansas, 9. Alabama, 10. Nevada.

• Oregon took the top spot with a 65% inbound migration rate. This is a jump from its number eight ranking in 2024.

• Job opportunities in tech and health care drove 36% of moves to Oregon. Outdoor lifestyle and lower costs compared to other coastal areas also attract residents.

Nearly Half of American Homeowners Might Move in 2026 Link

Insights

• The 6 states homeowners would avoid moving to because of extreme weather risks are: 1. Florida (58%), 2. California (52%), 3. Hawaii (24%), 4. Louisiana (22%), 5. Texas (21%), and 6. Alaska (21%).

• Nearly half of all U.S. homeowners are considering a move this year specifically due to climate change fears.

• National home insurance premiums jumped 24% from 2021 to 2024, far outstripping the rate of inflation.

My take: Climate risk is no longer a fringe concern for buyers. High insurance premiums are now acting as a second mortgage and forcing a mass reshuffling of the map.

8 Cities With Homebuyer Incentives That Make Buying Possible Link

Insights

• The 8 cities with homebuyer incentives are: 1. Jackson, MI, 2. West Memphis, AR, 3. Topeka, KS, 4. St. Joseph, MI, 5. Tulsa, OK, 6. Morgantown, WV, 7. Newton, IA, 8. Mattoon, IL.

• Jackson, MI offers the largest benefit. Qualified buyers can receive $35,000 in total assistance for new homes.

My take: These programs are desperate plays for human capital. Remote workers should grab the cash, but watch for low liquidity when it is time to sell.

Top 10 States with the Highest Share of Home Flipping Activity Link

Insights

• The 10 States with the highest flipping rates are: 1. Georgia, 2. Delaware, 3. Arizona, 4. Ohio, 5. Alabama, 6. South Carolina, 7. Texas, 8. Nevada, 9. Utah, 10. Tennessee.

• National flipping returns dropped to 23.1 percent in the third quarter of 2025. This is the lowest level recorded since 2008.

My take: High entry prices are killing the easy money in flipping. Investors are working twice as hard for half the payoff.

AI Property Analytics for Lenders [link]

• By replacing slow human intuition with instant, objective data, this platform allows lenders to price risk and fund investor deals with a level of speed and precision that traditional appraisals simply cannot match.

Real Estate’s New AI Landscape [link]

• The industry is moving toward a model where agents who offload their administrative and analytical tasks to software will have more time to focus on the high-value human relationships that machines are still unable to replicate.

AI Tools for the Modern Market [link]

• Technology is now democratizing professional-grade design and marketing, allowing anyone to instantly visualize a property’s potential and communicate its value without the high costs or long timelines of the past.

The Rise of Algorithmic Homebuying [link]

• As software begins to identify and bid on inventory with more efficiency than traditional buyers, the role of the professional is shifting away from finding the house and toward navigating the complex human emotions of a transaction.

Google is Testing Embedded Home Listings in Certain Cities [link]

• Google is testing MLS-powered home listings in mobile search results in select markets, impacting portal stocks and industry dynamics.

Forty percent of US homes don’t have a mortgage, up from 33% in 2010

Image

Here’s what to expect for commercial real estate in 2026 

The State of Renting 2025: Annual Rent Report & Renter Survey 

Redfin’s 2026 Predictions

Zillow’s 2026 Housing Market Predictions

Fastest-Moving Housing Markets of 2025: Three-Way Tie 

The World’s 50 Largest Economies and How Fast They’ve Grown Since 2000

What you can get for $1.2M in NM

Link to the listing

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Vidit

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