📣 WHAT EVERYONE’S TALKING ABOUT

• Hyatt has 2x points on stays in Europe, Africa, Middle East, and Asia Pacific. Register here by 11/04

• Wyndham gives 7.5k points per 2+ night stay up to 15k total points. Register here by 01/16/25, complete stay by 01/20/25

• Choice Hotels gives 8k points per 2+ night stay up to 3 times. Register here and complete stays by 01/05/25

• Chase has a rumored new business ‘Palm’ card for 2025 which competes with the AMEX Business Platinum. Annual fee may be around $700 with $400 travel credit (ht DoC)

• Southwest is partnering with Icelandair for Europe flights in 2025 (ht DDG)

• DoT rule is in effect - Airlines must issue automatic refunds if flights are canceled or delayed by 3-6 hours (domestic vs. international).

• Bilt Rent Day on 11/01 has 50-100% (random?) transfer bonus to British Airways. If you’re going to do this, make sure you consider the Avios Balance Booster.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Freebie Perks From Doordash/Lyft Partnership

Image credit: DoorDash

1) Most Chase cards (Freedom, Preferred, Reserve, & some co-branded) get Free DashPass perks. Check your card here.

2) If you don’t have a card, you can still claim this offer via this link which gives new members a 3-month DashPass trial.

3) If you link your Lyft and DoorDash accounts via this link, you receive the following perks which expire 12/31:

• 50% off 1 DoorDash order up to $10

• 50% off 1 on-demand Lyft ride up to $10 (new riders only)

• 50% off 4 scheduled airport Lyft rides up to $25/ride

4) You also get these monthly benefits:

• 5% off on-demand Lyft rides up to 4 discounted rides/mo

• 2 free Priority Pickup upgrades per month

Sign up here and start linking.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
250k AMEX Business Platinum and 200k AMEX Business Gold via Referrals

Image credit: AMEX

AMEX referrals are now showing the following offers:

AMEX Business Platinum

• 250k MR points after $20k spend in first 3 months

• Annual fee: $695

AMEX Business Gold

• 200k MR points after $15k spend in first 3 months

• Annual fee: $375

I know you all want to support me but unfortunately my referrals aren’t reliably populating any of these.

If you want to find working links, I suggest checking this ABG thread and this ABP thread and just going down the list of links until you find one that works. Pay it forward to an internet stranger!

Alternatively, if you’re really into the game, there are 300k ABP links that you can email me for that worked as of a few days ago.

70k AAdvantage Aviator Red Mastercard (Barclays)

Image credit: Barclays

Offer details:

• 70k AA points after making a single purchase and paying the annual fee, both within first 90 days

• Annual fee: $99

• 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, variable APR applies.

Very easy sign-up offer and you can swap the card over to the AAdvantage Aviator Silver after a year if you want.

Barclays typically combines hard pulls so check recent DPs. If you’re applying for one, consider applying for many.

$300/$500 Bank of America Easy Checking Bonuses

Image credit: Bank of America

Two pretty easy checking bonuses that are structured a bit differently:

$300 checking bonus

• Open a checking account via this link by 01/31/25

• Receive $2,000+ direct deposits within 90 days of account opening

• Use offer code LHR300CIS during application

$500 checking bonus

• Open a checking account via this link by 12/31/24

• Deposit $15,000+ in new money within 30 days and maintain account balance at $15,000 from days 31 to 120

• Use offer code MCC500CIS during application

The ROI may be worth it for the $500 offer, and the $300 offer is definitely worth doing.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• CoralTree Residence: $200 back after $1,000+ spend | expires 11/06

• Norwegian Cruise Line: $200 back after $1,000+ spend | expires 11/15

• Marriott Bonvoy: $100 back afte$500+ spend | U.S. and U.S. territories, Canada, Mexico and the Caribbean from 09/24 to 11/23 | expires 11/23

• Virgin Atlantic (via Amex Travel™only): $200 back after $1,200+ spend spend | expires 11/30

• Dell Technologies: 10% off up to $50 | expires 12/15

  Save on your Cable & Internet Bill: $5 back after $50+ in purchases

• Hyatt Hotels & Resorts: $150 back after $700+ spend | Hawaii | expires 12/31

• Fontainebleau Las Vegas: $200 back after $1,000+ spend | expires 12/31

• Airfrance.us and KLM.com: Earn 20,000 additional MR points after $1,000+ spend | expires 12/31

• Virgin Atlantic: $300 back after $2,000+ spend | expires 12/31

• Earn on Advertising Purchases: 5% off up to $45 | expires 02/12/15

• Canyon Ranch Wellness Resort: $200 back after $1000+ spend | expires 04/10/25

• ITA Airways: $350 back after $1,000+ spend | expires 11/30

• Select Ascend Hotel Collection and Radisson Hotels: $75 back after $275+ spend | expires 11/30

• Radisson Blu and Cambria Hotels: $100 back after $300+ spend | expires 11/30

• The Leading Hotels of the World: Earn 15,000 additional MR points after $700 spend | expires 12/08

• Turkish Airlines: $200 back after $1,200 spend | expires 12/09

• Preferred Hotels & Resorts: $100 back after $500+ spend | expires 12/15

• Homes & Villas by Marriott Bonvoy: $300 back after $1,200+ spend | expires 12/17

• Tory Burch: $100 back after $500+ spend | expires 12/25

• Caesars Rewards Select Destinations: $40 back after $200 spend | expires 12/29

• WorldHotels: $100 back after $500+ spend | expires 12/31

• Small Luxury Hotels of the World: $100 back after $300+ spend | expires 12/31

• IHG Hotels & Resorts: $50 back after $250+ spend | expires 12/31

• Cathay Pacific: $175 back after $1000+ spend | expires 12/31

• Lufthansa & Select Airlines: $200 back after $1,000 spend via AmexTravel.com | Only valid for Lufthansa, Brussels, Austrian, Swiss International & Discover Airlines| expires 01/15/25

• Auberge Resorts Collection: Earn 15,000 additional MR points after $750+ spend | expires 02/15/25

• Hard Rock Hotel New York: $100 back after $500+ spend | expires 02/28/25

• The Global Ambassador Hotel: $200 back after $1,000+ spend | expires 03/16/25

• Big Sky Resort - Montana: $50 back after $250 spend | expires 03/22/25

Chase (login at chase.com to check)

• Hyatt Place: 10% off up to $40 back after $100+ spend | expires 11/09

• Southwest Airlines: 10% off up to $40 back after $50+ spend | expires 11/16

• Aloft Hotels: 10% off up to $57 back after $100+ spend | expires 11/16

• TownePlace Suites by Marriott: 10% off up to $57 back after $100 spend | expires 11/16

• Renaissance Hotels: 10% off up to $75 back after $100+ spend | expires 11/16

• AC Hotels: 10% off up to $57 back after $100+ spend | expires 11/16

• Westin Hotels and Resorts: 10% off up to $68 back after $100+ spend | expires 11/16

• SpringHill Suites by Marriott: 10% off up to $43 back after $100+ spend | expires 11/16

• Sheraton Hotels and Resorts: 10% off up to $57 back after $100+ spend | expires 11/23

• Autograph Collection Hotels: 10% off up to $85 back after $100+ spend | expires 11/23

• British Airways: 5% off up to $45 back after $100+ spend | expires 11/30

• Crowne Plaza: 10% off up to $57 back after $100+ spend | expires 12/05

• Kimpton Hotels: 10% off up to $57 back after $100+ spend | expires 12/05

• Holiday Inn Express: 10% off up to $57 back after $100+ spend | expires 12/05

• Holiday Inn: 10% off up to $57 back after $100+ spend | expires 12/05

• Candlewood Suites: 10% off up to $57 back after $100+ spend | expires 12/05

Other

• Office Depot/Max: $15 off $300+ Visa gift cards | Limit 10 | b/w 10/27 - 11/02

🤡 MEME

Instagram post

Accurate 😂 

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - Why it makes sense to transfer AMEX points to Hawaiian Airlines ASAP and get Hawaiian Airlines cards.

• IHG has Bonus Elite Night Credits on your next 2 stays b/w 10/01 and 12/31, up to 7 nights per stay. Register here.

• IHG also has 3X bonus points at five hotel brands b/w 10/01 and 12/31. Register here.

• Hyatt has 2x points for Europe, Africa, the Middle East, and Asia Pacific, up to 20k bonus points starting with your 2nd qualifying stay b/w 10/07 and 12/20. Register here.

• Southwest has 30% off base fares until 09/26 with code FRIENDS. Travel b/w 10/24 to 01/31/25. Browse routes here and see terms/blackout dates.

• American Airlines seems to offer targeted promotions giving Loyalty Points for redeeming award flights. Log in and check your Promos section.

• Citi in talks to be the exclusive partner for American Airlines credit cards.

• Wells Fargo launches 1:1 transfers to Virgin Red/Atlantic. (ht DDG)

• Chase has targeted promos for 10k-20k bonus points after booking flights, car rentals, cruise activities, tours, or hotel stays. Beware that previous promotions may not have tracked properly. See if you’re targeted here.

• Giftcards.com has $100 gift cards for $90 with code GCGC10 until 09/27 while supplies last—limit of 3, but likely per transaction.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Leaked - 120k MR Points for Upgrading to AMEX Business Platinum

Now that this has been publicly leaked, one of two things will happen:

• Everyone who uses these links will get shut down by AMEX OR

• Nothing and everyone who used the links gets away with it

If you’re a gambler, now’s your time to shine. Just make sure you have an immediate use for the points or transfer them out of AMEX ASAP.

As it’s no longer under wraps and spreading like wildfire across the internet, I’ll explain the most optimal way to leverage this promotion.

The AMEX Business Platinum upgrade offer requires you to have an open AMEX Business Gold card. If you’re targeted, your offer details will be:

• Spend $10k to get 120k MR points

It’s not immediately obvious but the $10k upgrade spend can overlap with the Business Gold’s initial $10k MSR. It will count towards both.

Combine this with any of the 5 employee card offers (for which the spend also counts towards the main card spend requirements) and you’ve got yourself an insane stacked offer that can go as high as:

200k ABG + 120k upgrade + 75k 5ECs = 395k AMEX points from $20k spend

P.S. It’s $20k because the EC offer I’m referencing is 5x cards at $4k spend each. Without the EC cards, it’d be $10k spend total.

Final Warning: Is there a risk? Yes. Did I do many of these? Yes. What’s my AMEX point balance? 0.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Up To 175k Hilton Honors SUBs

Image credit: American Express

With the SLH partnership fully live, Hilton’s value has slightly increased. Several SLH sweet-spot redemptions make building a sizable Hilton point balance worth it. If you were considering Hilton cards, now’s a great time with these increased SUBS, especially the business card.

Offer details as follows:

Hilton Honors Business

• 175k points after $8k spend in first 6 months

• Annual fee: $195

Hilton Honors Aspire

• 175k points + 1 FNC after $6k spend in first 6 months

• Annual fee: $550

Hilton Honors Surpass

• 165k points after $3k spend in first 6 months

• Annual fee: $150

Hilton Honors

• 100k points after $2k spend in first 6 months

• Annual fee: No annual fee

  Learn more about the Hilton Honors card (referral)

40k Points From Virgin Red Mastercard

Image credit: Virgin

Not the most spectacular card, but it will make sense to some for one important reason that I’ve highlighted in the screenshot above.

Offer details:

• 40k points after $3k spend in first 90 days

• Annual fee: $99

For all other people, it probably doesn’t make sense to give up a 5/24 slot for this.

Buy lifemiles at 1.1 cents each (Best-Ever 200% bonus)

Image credit: Avianca lifemiles

This is a targeted offer so make sure to check the bonus given to you. I only have 150%.

You’re able to buy up to 200k miles per account per calendar year (before bonuses) and, with the 200% bonus, you’d be acquiring them at 1.1 cents each.

As a floor, you can redeem lifemiles at approximately 1.4 cents quite easily.

If you already have flights in mind, look up the cash rates for those routes and compare the cost of acquiring the miles for that amount of points. You can consider this promotion to be a flat % discount on cash rates.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Marriott Bonvoy: $100 credit after $500+ spend | U.S. and U.S. territories, Canada, Mexico and the Caribbean b/w 09/24 to 11/23 | expires 11/23

• Earn on Advertising Purchases: 5% off up to $45 | expires 02/12

Chase (login at chase.com to check)

• Costco Wholesale: $20 cash back | expires 09/30

• The Luxury Collection: $50 back after $250+ in purchases | expires 10/01

• Lululemon: 10% off up to $16 | expires 10/28

Other

• Office Depot/Max: $15 off $300+ Mastercard gift cards | Limit 10 in-store | 09/22 - 09/28

🤡 MEME

Instagram post

Who else out here catchin strays?

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - Now is the time to get 2 years of buy-one-get-one-basically-free flights from Southwest.

• IHG has 3k points every 2 nights on stays b/w 09/19 to 12/31. Register here.

• IHG also has 5k points for new members after their first stay. Must register for IHG here.

• Aeroplan is giving up to 50k points back on hotel stays on points. It looks like redemptions are 1-1.5 cpp. Register here.

• Chase Freedom Flex 5x Q4 2024 categories: McDonald’s, PayPal 🎮️, Pet Shops & Vet Services, and Select Charities. Activate your card here.

• Qatar Airways devalued award redemptions by adding distance-based award redemption fees. The internet freaked out as the fees were ridiculously high but it seems this was an implementation issue. Fees are now lower but still not a great development. (ht OMAAT)

• Amazon Prime Day Deals are coming 10/08 - 10/09. Take a sneak peak at some deals here (direct).

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Successful Gamble - Alaska & Hawaiian Merger Will Be 1:1 via DOT

Image credit: U.S. Department of Transportation

The DOT has issued the following guidance: 

Your bets paid off for those who gambled last month and capitalized on AMEX’s 20% transfer bonus to Hawaiian.

However, it’s not too late to capitalize on this. Hawaiian Airlines remains a transfer partner of American Express, and the Barclays credit cards can still be obtained.

Offer details:

Hawaiian Airlines Mastercard (personal card)

• 70k miles after $2k spend in first 90 days

• Annual fee: $99

Hawaiian Airlines Business Mastercard (business card)

• 50k miles after $4k spend in first 90 days

• Annual fee: $99

The business card was originally at 70k miles but it’s no longer available. Remember that Barclays should combine hard pulls on the same day so consider more than 1 card if you’re going to apply.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Chase Southwest 85k Personal Card Expires 10/09

Image credit: Chase

Until 10/09, Chase Southwest personal cards have 85k SUBs. Offer details:

Southwest Rapid Rewards® Plus

• 85k points after $3k spend in first 3 months

• Annual fee: $69

Southwest Rapid Rewards® Priority

• 85k points after $3k spend in first 3 months

• Annual fee: $149

Southwest Rapid Rewards® Premier

• 85k points after $3k spend in first 3 months

• Annual fee: $99

If you’re doing these to obtain Southwest’s Companion Pass for BOGO flights, consider the Southwest business card discussed last week. It’s a higher spend requirement (120k points for $15k spend), but I’d personally prefer to knock out the Companion Pass requirements with a single card.

Credit Card Transfer Bonuses

As usual, refrain from speculatively transferring and ensure you’ve found availability for the redemptions you want.

Citi → Avianca lifemiles 25% bonus until 10/19

Despite the recent devaluation, there are still deals to be had on Star Alliance partner airlines. If you’re looking for transatlantic flights, however, consider looking elsewhere.

Citi → Leading Hotels of the World 25% bonus until 10/19

LHW is basically a coalition of independent luxury hotels as opposed to an overarching hotel brand. You’ll have access to magnificent hotels such as Excelsior Vittoria (Italy), Nihi Sumba (Indonesia), and Royal Champagne (France). Pictures below.

Image credit: Excelsior Vittoria

Image credit: Nihi Sumba

Image credit: Royal Champagn

Chase → Marriott 50% bonus until 11/15

Unless you need to top-off to make a redemption happen, I generally recommend against transferring to Marriott. Marriott points are low in value (less than 1 cent) whereas Chase UR points have a minimum floor of 1.5 CPP.

-https://www.doctorofcredit.com/bethpage-federal-credit-union-250-checking-bonus/

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• On: 10x MR points | Limit of 10,000 MR points | expires 11/24

• ITA Airways: 17,500 MR points after $1,000+ in purchases | Flight must originate in US and be charged in USD | expires 11/30

• Super Duolingo: $30 credit after $75+ spend | expires 11/30

• Patagonia.com: $30 credit after $200+ spend | expires 12/31

• National Car Rental: 5x MR points after $250+ spend | expires 12/31

• Enterprise Rent-A-Car: $50 credit after $250+ spend | expires 12/31

• Chevron and Texaco App: $5 credit after $35+ spend | Chevron and Texaco app | expires 12/31

• The Global Ambassador Hotel: $200 statement credit after $1,000+ spend | Book at globalambassadorhotel.com | expires 03/16/25

Chase (login at chase.com to check)

• Faire: $100 back after $150+ in purchases | expires 09/26

• Dell: 5% off up to $100 | expires 10/01

• Topgolf: 15% off up to $60 back after $40+ in purchases | expires 10/01

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | expires 10/01

• Great Wolf Lodge: 10% off up to $48 back after $100+ in purchases | expires 10/16

Other

• Staples: No purchase fees on $200 Visa gift cards | Limit 9 in-store | 09/15 - 09/21

🤡 MEME

Instagram post

It’s basically a free meal.

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - Chase Ink Unlimited 90k SUB is officially live everywhere. If you gave me your SSN to manage your churning, I would immediately sign you up for this card.

• IHG and jetBlue collab gives 1k TrueBlue pts for 1-2 night IHG stays and 3k points for 3+ IHG night stays. Really only for those who already have stays planned. Even if you don’t do it, register here just in case because you never know.

• JetBlue has $39 one-way sales ending today 09/12 midnight EST. Check your city here.

• Alaska Airlines has fast-track status (ht FM) for employees of 27 corporations. Register by 09/30 and get trial MVP status for 180 days, during which:

  • 2 RT flights extend MVP status through 2025

  • 4 RT flights extend MVP Gold status through 2025 (sweet spot - equivalent to oneworld Sapphire)

  • 10 RT flights extend MVP Gold 75k status through 2025

• Marriott members can now transfer points to MGM Rewards but only up to 30k points a year at a 10:8 ratio. Nothing to see here. (ht FM)

• Amazon has 30-50% off when you use 1 AMEX MR point at checkout, up to $30-80 off. Check if you’re eligible here (direct).

• Capital One Venture cards had a visual refresh 😂. How do they look? (ht DoC)

• Southwest Business cardholders have a targeted offer for 6k points after $6k spend through 11/30. Register here. Not great, but not nothing. And for those who don’t have it, now is a solid time to consider it because…

🧠 CREDIT CARD STRATS/HACKS/TRICKS
2 Years of BOGO Southwest Flights with 1 Card - Expires 09/17

Image credit: Southwest

Offer details:

Southwest Performance Business Card

• 80k points after $5k spend in first 3 months

• 40k points after $15k total spend in first 9 months

• Annual fee: $199

Southwest Premier Business Card

• 60k points after $3k spend in first 3 months

• 60k points after $15k total spend in first 9 months

• Annual fee: $99

I can’t believe over a year has passed and this offer is back again. My in-depth breakdown on how to get BOGO flights with Southwest for ~2 years was written in July 2023.

With a single Southwest business credit card (120k SUB + 15k points from spend requirement), you generate 135k Southwest points and earn Southwest’s Companion Pass for:

• the remainder of the year you earn it in

• the entirety of the following year

If you frequent Southwest and are the type of person to plan ahead, you can turn 135k Southwest points into 20-40 domestic one-way flights + practically free flights ($5.60 taxes) for a companion.

Below is the proper timing to maximize this offer:

1. Open the card by Sept 17

2. Change your statement date to the 1st of the month

3. Spend a little bit less than the first part of your bonus by November 30th, before Dec 1st statement closes

   • e.g. spend $2.9k for $3k spend requirement in first 3 months

4. Spend the last $100 Dec 1 - 4, ensuring your points hit Jan 1st

5. Spend the remaining $12k at your leisure

You want the first part of the bonus to hit Jan 1st because points count for the calendar year they’re earned in.

That’s ~2 years of BOGO flights with a single card!

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Increased Wyndham Card Offers

Image credit: Wyndham Rewards

Don’t be deceived by the “Earn X free nights” language on the landing page. With Wyndham points, you’re mostly looking at Vacasa vacation home redemptions. The best options will run you 30k per bedroom per night.

I wouldn’t burn 5/24 slots on the personal cards, but to each their own. Also keep in mind that Barclays should combine hard pulls on the same day, so consider applying for more than 1 Barclays (business) credit card.

Increased offers are as follows:

Wyndham Rewards Earner Business Card

• 40k points after $4k spend in first 90 days

• 40k points after $15k total spend in first 12 months

• Wyndham Diamond status (to match to Caesars Diamond for Vegas)

• Annual fee: $95

It’s not the highest offer (100k) but if you’re desperate for business cards because you have more manufactured spend than you know what to do with, this is a solid option.

Wyndham Rewards Earner Plus Card

• 75k points after $2k spend in first 180 days

• Wyndham Platinum status

• Annual fee: $75

Wyndham Rewards Earner Card

• 45k points after $2k spend in first 180 days

• Wyndham Gold status

• Annual fee: No annual fee

Virgin Atlantic 25% Off Economy Awards

Between 09/13 and 09/17, Virgin Atlantic is offering 25% off economy award flights. Note that the 25% reduction is applied at time of booking, and all flights must be on or before 12/31.

50k United Miles RT to Europe in Economy - United Cardholders

Image credit: United

United cardholders can book round-trip economy flights for 50k miles+ taxes and fees. Listed destinations:

• Amsterdam (AMS): 50,000 miles plus $99.60 taxes & fees

• Brussels (BRU): 50,000 miles plus $66.30 taxes & fees

• Paris (CDG): 50,000 miles plus $90.20 taxes & fees

• Frankfurt (FRA): 50,000 miles plus $155.40 taxes & fees

• London (LHR): 50,000 miles plus $198.90 taxes & fees

Not the worst way to burn United miles if you accidentally built a stash. I’d figure out a way to avoid flying into the UK though due to the heightened fees.

Sam’s Club Membership For Cheap

Image credit: Sam’s Club

Sam’s Club Regular Membership - $50 $15

Sam’s Club Plus Membership - $110 $50

Why does this matter? Great question.

For those trying to manufacture spend by reselling gift cards, Sam’s Club frequently has discounted deals that get you to breakeven or better. The membership cost more than pays for itself, especially when it’s this steeply discounted.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Amazon.com: $5 back after $50+ in purchases | Limit 3 credits for total of $15 | expires 10/28

• FedExShipping.com: 55% off | Limit $1,000 back | expires 12/31

• The Leading Hotels of the World: 15k MR points after $700+ spend | expires 12/08

• Turkish Airlines: $200 credit $1,200+ spend | Online at turkishairlines.com, flights must originate in US and be charged in USD | expires 12/09

Chase (login at chase.com to check)

• Dell: 5% off up to $100 | expires 09/23

• Best Western: 10% off up to $32 back after $100+ in purchases | expires 10/11

• Autograph Collection Hotels: 10% off up to $62 back after $100+ in purchases | expires 10/21

• Sheraton Hotels and Resorts: 10% off up to $57 back after $100+ in purchases | expires 10/21

Other

• Staples: No activation fee on $200 Mastercard gift cards | Limit 8 in-store | 09/08 - 09/14

🤡 MEME

Japan? Gosh darnit. NoOoOoOoOoO!!

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create lifelong memories with loved ones, and it can do the same for you.

Forward this Fly EnPoints email to friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - For beginners or casuals, last call to get the Capital One Venture 75k + $250 travel credit SUB (expires 09/09)

• Hyatt has a targeted bonus to earn up to 90k points for qualifying nights. Check if you’re targeted here (I’m not 😢).

• Marriott has up to 4k bonus points (2k base + 2k if MGM property) on each 2+ night stays. Register here by 11/12 for stays b/w 09/10 to 11/26.

  • Marriott is also giving 2k bonus points on 2+ night stays for Marriott cardholders. Register here or log in and check promotions.

• And finally, Marriott has a targeted offer for 2x elite night credit on Marriott Homes & Villas. Register here and book by 09/20 for stays by 12/31.

• Breeze Airways has 50% off base fares with code BIGDEAL. Book by 09/05, today. Make sure you read the abundant fine print, which…you know what that means.

• Norse Atlantic has a sale from 09/04 to 09/12 with one-way fares to Europe starting at $135 + taxes. London, Paris, Berlin, Rome, Athens, Oslo, etc. And again, read the fine print.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
U.S. Bank to Launch Smartly Visa Card - Up to 4% Cash Back Everywhere?

Image credit: US Bank

Join the waitlist here.

The card earns 2% cash back on every purchase and up to an additional 2% cash back based on your deposits:

• $5,000 to $49,999 - 25% bonus, or 0.5% for 2.5% total

• $50,000 to $99,999 - 50% bonus, or 1% for 3.0% total

• $100,000+ - 100% bonus, or 2% for 4.0% total

You must have a U.S. Bank Smartly Savings account and your tier is calculated on the average daily combined qualifying balances in U.S. Bank deposit, trust or investment accounts.

Investment accounts are interesting as your money isn’t sitting there earnings 0 interest.

This card and program look like a competitor to Bank of America’s Preferred Rewards program. BoA caps out at 2.625% cash back everywhere on their Unlimited Rewards business card with Platinum Honors tier (75% bonus on 1.5% cash back card).

However, there are ways to bump BoA’s effective cash back rate significantly higher, making it likely the better play still.

For now, sign up for the waitlist until more details are released.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
90k Chase Ink Unlimited Available Via Referral

Image credit: Chase

This is an all-time high offer and a no-brainer.

Offer details:

• 90k Ultimate Rewards points after $6k spend in first 3 months

• 0% APR for 12 months after which APR is variable (see terms)

• Annual fee: $0

Learn more about the Chase Ink Unlimited here (referral if you want to support me, thanks in advance).

They’ll also match sign-up offers going back about 1 month, so send Chase a secure message and shoot your shot.

75k Best-Ever Citi AA Platinum Select

Image credit: Citi

Offer details:

• 75k AA miles after $3.5k spend in first 4 months

• Annual fee: $0 first year, then $99

Learn more about the Citi AAdvantage Platinum Select Mastercard here (direct).

Continues to be a great option as you can never have too many AA miles. A single SUB is nearly a first-class flight to Japan at ~80k points one-way.

75k World of Hyatt Chase Business Card

Image credit: Chase

Offer details:

• 60k Hyatt points after $5k spend in first 3 months

• 15k Hyatt points after total $12k spend in first 6 months

• Annual fee: $199

• Expires 09/26

Learn more about the World of Hyatt business card here (direct).

Makes sense if you’re going for Hyatt status via credit card spend as you get 5-tier qualifying nights for every $10k spend. However, the opportunity cost of getting another 1-2 Inks is high so keep that in mind.

$200 Step App Bonus With Direct Deposit

Image credit: Step

Bank bonuses have been rather dry recently. This is a nice easy one to do if you don’t already have an account with them.

Offer details:

• Open Step account before 09/30

• Make 1 direct deposit within 30 days of account opening

  • Deposit <$149: no bonus

  • Deposit $150 - $499: $100 bonus

  • Deposit $500+: $200 bonus

• Must make $20 in settled card purchases within 30 days of account opening to receive bonus payout

Learn more about Step App here (referral). See offer terms here.

If you apply through my referral above, you’ll get an additional $50.

ACHs from other banks will likely trigger the direct deposit requirement if you don’t have a legitimate one. Poke around.

☁️ ON POINTS
Legendary 5-Star Palace in Biarritz, France - 35k to 45k Hyatt Points per Night

Image credit: Hôtel du Palais Biarritz

La Rotonde - Signature restaurant at the hotel

Suite room example

In the southwest corner of France sits the symbolic jewel of Biarritz overlooking the Atlantic Ocean. This palace was founded in 1854 and was the former imperial residence of Napoleon III and Empress Eugenie.

Furthermore, this hotel has the “Palace” distinction which puts it above your lowly 5-star hotels. Only 31 hotels in France have this distinction.

This is an amazing option for a quaint getaway in a quiet seaside town.

Hotel du Palais Biarritz is a category 8 hotel, meaning award nights will range between 35k-45k points a night depending on time of year. Using MaxMyPoint (referral but it’s also free), you can see that there’s wide-open availability for many months, including May 2025 which is shoulder season and a great time to visit.

Accumulating Points

Some may think Hyatt cards are the best way to get Hyatt points, but you want to be opening Chase cards for maximum value.

Chase Ultimate Rewards are more versatile and can be transferred to a massive list of airline and hotel partners which Hyatt is a part of.

Currently, the Chase Ink Unlimited SUB is at 90k points (referral), immediately getting you 2 nights at the Hotel du Palais Biarritz. Pair that with another Chase Ink card (yes, you can have more than one) and you’ve easily created a 4-5 day vacation at this stunning Palace hotel.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• snakeriverfarms.com: 5% off up to $13 back after $250+ in purchases | expires 10/31

• newegg.com: 2% off up to $5 back after $250+ in purchases | expires 10/31 🎮️

• hotelcollection.com: 13% off up to $33 back after $250+ in purchases | expires 10/31

• Four Seasons Hotels and Resorts: $150 back after $750+ in purchases | expires 11/30 🎮️

• Microsoft Store: $175 back after $1,000+ in purchases | expires 12/31 🎮️

Chase (login at chase.com to check)

• Faire: $100 back after $150+ in purchases | expires 09/26

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | expires 10/01 🎮️

• Aloft Hotels: 10% off up to $57 back after $100+ in purchases | expires 10/01 🎮️

• Renaissance Hotels: 10% off up to $75 back after $100+ in purchases | expires 10/01 🎮️

• Topgolf: 15% off up to $60 back after $40+ in purchases | expires 10/01

• Best Western: 10% off up to $32 back after $100+ in purchases | expires 10/11 🎮️

Other

• Office Depot/Max: $15 off $300+ Visa gift cards | Limit 10 in-store | 09/01 - 09/07

🤡 MEME

Thought I was the only one who did this 😅 

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• Hyatt has 1k points/night for stays at The Unbound Collection b/w 09/01 and 11/30. Register here by 10/31.

• Southwest has 30% off base fares to/from Hawaii, Mexico, the Caribbean, and Central America with code “BEACHES”. Search here.

• Best Western has 2x points on stays b/w 09/03 and 11/18 globally. Register here.

• Choice Privileges has up to 50% off on award nights through 11/30. Check the list here.

• Marriott has 4k points on 2+ paid night stays b/w 09/10 and 11/26. Register here by 11/12.

• Hilton Honors has 2.5k points on all stays b/w 09/03 and 12/31. Register here.

• Bilt’s September rent day:

  • 50% xfer bonus to Avianca Lifemiles

  • 20-100% xfer bonus to Virgin Atlantic/Red

  • Update: Hawaiian Airlines disappeared as a xfer partner, which is relevant because see below…

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Alaska & Hawaiian Airlines Merger Approved

Why is this important?

It’s speculated that Hawaiian miles will transfer at a 1:1 ratio when the loyalty programs are merged. Given the versatility and solid price points of Alaska’s program, you generally want as many Alaska miles as possible.

There are a few ways to get Hawaiian miles:

• 20% xfer bonus from AMEX until 08/31 (3 more days)

• Barclays Hawaiian Airlines credit cards (business card discussed below)

• Transfer from Bilt And in classic Bilt fashion, they’ve removed Hawaiian as a transfer partner right as news of the merger approval was released

My read on Bilt is that they’re in a panicked cost-cutting mode as they run out of VC funds. It’s clear they don’t have their customer’s best interests in mind since they constantly chip away at their program’s value. I say good riddance when my card expires at the end of the year.

Back on topic, determine how highly you value Alaska miles. Some individuals transferred millions of AMEX points in anticipation of this merger. Keep in mind that the programs likely won’t be combined until next year at the earliest.

As for me, I’ll be applying for the business Hawaiian card in the next few days (see details below).

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
70k SUB on Barclays Hawaiian Business Card

Image credit: Barclays

Offer details:

• 60k miles after $2k spend in first 90 days

• 10k miles after 1 purchase on employee card in first 90 days

• Annual fee: $99

Really easy spend requirement for a business card. Keeps it off your personal credit report if you want to stay below 5/24.

Learn more about the Barclays Hawaiian Airlines Business card here (direct).

LAST CALL - 120k Chase Ink Preferred Expires 09/05 and 40k Referrals Drop 09/02

Image credit: Chase

This golden all-time high offer expires in just about a week on Sep 5th. Get your applications in before then. Offer details:

• 120k Ultimate Rewards points after $8k spend in first 3 months

• Annual fee: $95

Learn more about the Chase Ink Preferred here (direct, 120k offer).

Learn more about the Chase Ink Preferred here (referral, 100k offer but SM Chase for a match).

If you’re in multiplayer mode, definitely refer one another as Ink 40k referral rewards are set to drop down to 20k on Sep 2nd.

Referral bonuses are 100k but you can secure message Chase and ask them for a match to the 120k offer after you meet your MSR. However, you may need to complete your spend and request the match before the public 120k offer expires on the 5th. I’ll check on this though.

90k Chase Ink Unlimited In Branch

At least there’s some good news: Chase Ink Unlimited will be returning to an all-time high of 90k points. It’s only in-branch right now so keep your eyes peeled for online updates in 1-2 weeks. Offer details:

• 90k Ultimate Rewards points after $6k spend in first 3 months

• Annual fee: $0

LAST CALL - 75k + $250 SUB On Capital One Venture Card Expires 09/09

Image credit: Capital One

Capital One’s Venture card is a great beginner travel credit card with perks that easily pay off the annual fee of the card. If you have 5/24 to spare, this is one to consider before it expires on Sep 9th. Offer details:

• 75k Capital One miles after $4k spend in first 3 months

• $250 Capital One travel credit via Capital One Travel Portal (expires 1 year after account opening)

Learn more about the Capital One Venture card here (direct).

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Delta Air Lines Gift Cards: 5k points after $500+ in purchases | Expires 09/22

• Delta Air Lines Gift Cards: 4k points after $400+ in purchases | Expires 09/22

Chase (login at chase.com to check)

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | Expires 08/29

• Staples.com: 10% off up to $17 | Expires 09/09

• AT&T Mobility: $75 back after $38+ in purchases | Expires 09/11

• DoorDash: 10% off up to $5 | Expires 10/01

• McDonald's: 10% off up to $2 | Expires 10/01

• Chevron Pay At Pump: 5% off up to $3.5 | Expires 10/03

• SeatGeek: 5% off up to $31 back after $50+ in purchases | Expires 10/01

• Best Western: 10% off up to $32 back after $100+ in purchases | Expires 10/11

Other

• Office Depot/Max: $15 off $300+ Mastercard gift cards | Limit 10 | 08/25 - 08/31

🤡 MEME

Instagram post

Gotcha, b****!

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• Spirit Airlines introduced premium fares and bundles. (ht DDG)

• The Cosmopolitan in Las Vegas has joined MGM rewards.

• Chase made some benefit updates:

  • Improved travel and purchase protection benefits (ht DDG)

  • Doordash extended: Reserve, Sapphire Preferred, Freedom, Slate

• Hyatt (Explorist trial) & American Airlines (Plat & Plat Pro) have reciprocal targeted status match offers. Check aa.com for AA match.

• Interestingly, Southwest flights now appear on Kayak. (ht OMAAT)

• Frontier Airlines launched an All-You-Can-Fly pass for $299. Make sure you read the fine print and remember that it’s Frontier…

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Bilt’s Continuous Program Devaluation

If the bloggers haven’t shoved this down your throat already, Bilt is slowly stripping away everything valuable from its program. Seems like they’re cutting costs. Here are the nerfs:

1. OG Bilt cards issued by Evolve Bank & Trust are shut down on 12/31/24. You’re forced to reapply if you want to keep it, but I wouldn’t. Instead, just take the free 10k points and let it die.

2. Rent day bonus points cut from 10k cap down to 1k.

3. Tax payments are now excluded from Rent Day bonuses.

4. And if you F to lose your Bilt card, the BIN is now blocked.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
AMEX Checking Account SUB- 30k Points

Open by 09/30 and receive 2 direct deposits of $1k within first 90 days. You can now have both personal and business checking accounts with AMEX.

Check if you’re targeted here.

Notable Credit Card Offers:

Barclays jetBlue - 80k points after $1k spend in 90 days. $99 annual fee.
Highest offer in a while. Only makes sense if you value jetBlue. Their awards are tied to cash price so no sweet spots.

Virgin Red (by Synchrony 🎮️) - 40k miles after $3k spend in 90 days. 2.5k miles for adding an AU. $99 annual fee. Signup for waitlist here.

Credit One Bank Wander 🎮️ (AMEX) - No SUB but gets 5x on flights, dining, and gas. $95 annual fee.

Marriott:

• Bonvoy Bevy (referral) - 155k points after $5k in 6 months. $250 annual fee. All-time high offer ends 10/02.

• Bonvoy Brilliant (referral) - 185k points after $6k in 6 months. $650 annual fee. All-time high offer ends 10/02.

Delta (no lifetime language):

• Personal (make sure you’re on the personal tab)

  • Gold: 80k miles after $4k spend in 6 months. $0 fee first year, then $150. Expires 09/04.

  • Platinum: 90k miles after $4k spend in 6 months. $350 fee. Expires 09/04.

  • Reserve: 100k miles after $6k spend in 6 months. $650 fee. Expires 09/04.

• Business (make sure you’re on the business tab)

  • Gold: 90k miles after $6k spend in 6 months. $0 fee first year, then $150. Expires 09/04.

  • Platinum: 100k miles after $8k spend in 6 months. $350 fee. Expires 09/04.

  • Reserve: 125k miles after $12k spend in 6 months. $650 fee. Expires 09/04.

AMEX Targeted Employee Card Offer

15k MR points after $4k pend in 6 months up to 75k points total (aka 5 cards). This offer is targeted so you’ll need to log in. Check back frequently if you’re not. Links below:

Business Platinum

Business Gold

Blue Business Plus

Credit Card Transfer Bonuses

Capital One -> Qantas - 20% bonus until 08/31.

American Express -> British Airways- 30% bonus until 09/30. Remember you can transfer Avios across Avios programs.

American Express -> Hawaiian Airlines - 20% bonus until 08/31. Remember there is an excise tax of $0.0006 per point. Probably not worth it unless you know exactly what you’re looking for.

Chase -> Marriott - 70% bonus until 08/14. The real value is sending to Marriott, then transferring to airlines at a 6 to 2.5 ratio, notably Japan Airlines or Alaska.

Buy Hyatt Points - 20% off which comes out to ~1.92 cents per point. Hyatt points can easily be redeemed for more than this. I’d only purchase if there’s a specific redemption in mind where you know exactly what the CPP will be. Think of it as a discount to cash rates.

☁️ ON POINTS
2 Brand New Hotels in Oahu and Belize

Ok I lied, here are two photos.

The Placencia Resort (Hyatt)

Image credit: The Placencia Resort

This is the first Hyatt-branded hotel in the country.

Ritz-Carlton Oahu Turtle Bay Resort

Image credit: Ritz-Carlton Turtle Bay

Host Hotels & Resorts bought the hotel for $680 million and rebranded it under Ritz-Carlton.

Situated on Oahu’s North Shore, it’s 1,180 acres with 450 rooms and 42 bungalows.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Qantas Airways: $250 back after $1,250+ in purchases | expires 08/27

• Apple Pay®: $10 statement credit by using your enrolled eligible Card to make three purchases using Apple Pay | expires 08/31

• The Langham Hotels and Resorts: $150 back after $750+ in purchases | expires 09/02

• hotelcollection.com: 8% off up to $250 | expires 09/02

• SeatGeek: $40 back after $250+ in purchases | expires 09/09

• Delta Air Lines Gift Cards: $100 back after $500+ in purchases | expires 09/22

• Qatar Airways: $300 back after $2,000+ in purchases | expire 09/23

• McDonald's Mobile Order & Pay: $5 back after $15+ in purchases |
  expires 09/27

• Virgin Atlantic Airways: $250 back after $1,800+ in purchases | expires 09/30

• Terranea Resort: $200 back after $1,000+ in purchases | expires 10/04 🎮️

• Fontainebleau Las Vegas: $200 back after $1,000+ in purchases | expire 10/14

• Mandarin Oriental – Select Locations (US, Europe, & Asia): $100 back after $500+ in purchases | expires 10/17

• Relais & Châteaux: $100 back after $500+ in purchases | expires 10/31

• Wynn Las Vegas & Encore Las Vegas: $60 back after $300+ in purchases | expires 10/31

• CoralTree Residence: $200 back after $1,000+ in purchases | expires 11/06

• The Peninsula Hotels: $100 back after $500+ in purchases | expires 11/30

• Dell Technologies: 10% off | expires 12/15

• Sunset Marquis Hotel: $100 back after $500+ in purchases | expires 12/31

• Norton: 20% off up to $20 | expires 01/09/25

Chase (login at chase.com to check)

• IHG Hotels & Resorts: 10% off up to $57 back after $100+ in purchases | expires 08/15

• SpringHill Suites by Marriott: 10% off up to $43 back after $100+ in purchases | expires 08/16

• AC Hotels: 10% off up to $57 back after $100+ in purchases | expires 08/16

• Office Depot: 10% off up to $11 | expires 08/25

• Norton: 25% off up to $60 | expires 09/04

• Zipcar: 15% off up to $15 back after $18+ in purchases | expires 09/05

• Dell: 5% off up to $100 | expires 09/16

• Turo: $30 cash back | expires 11/07

Other

• Office Depot/Max: $15 off $300 Visa gift cards | 08/04 - 08/10

• Staples: No purchase fees on $200 Mastercard gift cards | 08/11 - 08/17

• Nest Aware: If you use this, go through the cancellation flow to get 50% off.

🤡 MEME

Instagram post

“Yes mom I landed”

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• Norse Atlantic Airways has an early bird sale between the US and Europe - prices start as low as $139. See routes here, book by 07/29.

• PLAY has 25% off fall/winter flights to Iceland, Copenhagen, Paris, London, Amsterdam, Berlin, and Dublin. Book by 08/01 for flights between 09/15 to 12/15.

• Marriott Bonvoy’s new promotion gives 3.5k points for each 2-night stay. Book by 08/17 for stays through 08/18 using code M41. Note that the code may not give you the lowest price possible.

• Marriott’s It’s In The Cards promo gives 200 points for registering and 10k points for spending $7k by 09/21. Register your card here.

• Word on the street is the C1 Savor card has been discontinued as the online application has been pulled. (ht FM)

• The IRS plans on taking tax payments directly vs. using 3rd party processors. Hopefully, this means fees will be lower and the limits on payments per quarter will be increased. (ht FM)

• Southwest plans on removing open seating and is pivoting towards assigned and premium seats.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
AMEX Gold Changes Are Live

Image credit: American Express

As expected, the AMEX Gold Card changes are live and as follows:

• Annual fee: $325

• $100 Resy credit ($50 semi-annually)

• $84 Dunkin’ credit ($7/mo)

• $120 dining credit ($10/mo on Five Guys, Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Milk Bar thru 09/25, and select Shake Shack locations thru 09/25)

• 4x points on restaurants now capped at $50k/yr

• (OLD) $10 monthly Uber cash credit

It’s not too bad if you can use all these credits but personally, this feels like a nerf. The limited edition white-gold color is also available now.

The best offer you can find right now is:

• 100k Membership Rewards points after $6k spend in first 6 months

• 20% statement credit up to $100 on restaurants

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Huge 200k SUB on AMEX Biz Gold via Referrals

Image credit: AMEX

Some referral links have an all-time high offer for the AMEX Biz Gold:

• 200k MR points after $15k spend in first 3 months

• Annual fee: $375

Unfortunately, the MSR has also increased by $5k, but it’s still an amazing offer with solid spend categories.

The limited edition white-golf colorway is also available now.

Here’s a random referral link I found online that successfully pulls the 200k offer. You may need to open it in incognito.

Increased 75k + $250 SUB For Capital One Venture

Image credit; Capital One

The Capital One Venture card recently saw its offer increased to the following:

• 75k points after $4k spend in first 3 months

• $250 to use on Capital One Travel in your first cardholder year

It’s close to an all-time high as we’ve only briefly seen 80k and 100k.

If you’re interested in applying, keep in mind that they pull all 3 credit bureaus but you can get away with freezing Experian. They are also sensitive to hard pulls.

Citi Transfer Bonuses For Flying Blue (25%) and Wyndham (20%)

Until 08/17, Citi has the following transfer bonuses:

• 25% transfer bonus to Flying Blue

• 20% transfer bonus to Wyndham

You don’t see Wyndham bonuses often and it’s increasingly difficult to find worthwhile redemptions with the recent Wydnham nerfs. It’s an interesting option if you’re unable to open the Wyndham cards.

Flying Blue, on the other hand, still has some sweet spot redemptions, especially if their monthly promotions include premium cabin award space. Most people will be looking for US <> Europe routes.

Reasonably priced availability has been scarce as of late, but you can find:

• Air France biz class starting around 50k miles

• Virgin Atlantic biz class ~60k miles

• Short-haul domestic flights as low as ~15k miles

☁️ ON POINTS
Gorgeous New Qatar Airways Qsuites Business Class

Qatar Airway’s new Qsuites business class product is expected to be live in 2025. The airline already has one of the best business-class products in the world - this is only widening the gap.

The fully customizable Quad Suites combined with their 4K OLED in-flight entertainment screens means you can practically have your own on the plane. Now…to find 4 award seats on the same flight 🤡.

Watch their promotional video on X here.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Staypineapple: $50 back after $250+ in purchases | Expires 01/25/25

• Apple Pay: Get a one-time $10 statement credit by using your enrolled eligible Card to make three purchases using Apple Pay on your compatible mobile device | Expires 08/31

• Wynn Las Vegas & Encore Las Vegas: $60 back after $300+ in purchases | Expires 10/31

• WorldHotels: $150 back after $750+ in purchases | Expires 09/30

Chase (login at chase.com to check)

• IHG Hotels & Resorts: 10% off up to $57 back after $100+ in purchases | Expires 08/15

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | Expires 08/20

• Southwest Airlines: 5% off up to $20 back after $50+ in purchases | Expires 08/20

• Renaissance Hotels: 10% off up to $75 back after $100+ in purchases | Expires 08/16

• Westin Hotels and Resorts: 10% off up to $68 back after $100+ in purchases | Expires 08/16

Other

• Staples: No purchase fees on $200 Visa gift cards | Limit 8 | 07/21 - 07/28

🤡 MEME

Instagram post

Do you use this travel math logic too??

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - The easiest way to get Southwest’s BOGO flights for nearly 2 years is back.

• United has targeted rewards giving travel credit, status, or miles. Log in, register, and select here by 09/15.

• United sent out a new wave of targeted Mile Play offers. Register here. Mine is take 2 flights and get 12,000 bonus award miles.

• Marriott’s Homes & Villas gives 2x points on all rentals this summer. Book by 07/26 for stays through 12/31, cash only. Register here.

• Chase Sapphire Reserve is offering a Marriott Gold fast track. Register b/w 07/01 and 09/30 to get Marriott Bonvoy Gold for 3 months. Staying 3 paid nights during those 3 months extends your status through Feb 2026. Register here.

• IHG just went through a stealth devaluation, with points dropping to ~0.45-0.55 cents each. This is a great reminder that not all hotel points are worth the same and the IHG credit card SUBs are not as lucrative as they seem. (ht LoyaltyLobby)

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Bilt Shutting Down OG Cards

Bad news was emailed to those of us with the old Bilt card issued by Evolve Bank & Trust.

Our cards are being shut down on 12/31.

To continue using Bilt, you must re-apply for the Bilt card issued by Wells Fargo. If you do so before 08/15, Bilt will add 10k bonus points to your account just for applying (regardless of approval). 

As usual, gamers gonna game. From Bilt’s short email alone, there are two important callouts:

1. Unfortunately, applying for the new Bilt card will take a 5/24 slot.

2. Fortunately, you’ll get the 10k bonus points for just applying. Freeze your credit reports and your application won’t go through. Will they claw back? 🤷 Transfer your points out and find out later.

With devaluations, the loss of AA as a transfer partner, and the inevitable evaporation of their VC bankroll, I no longer consider Bilt worth the 5/24 slot. You’re better off utilizing rent payments for minimum spend requirements (MSRs) for other cards with valuable sign-up bonuses (SUBs) and eating the 2.9% cost.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
All-Time Best Chase Ink Preferred 120k SUB

Image credit: Chase

Delayed a week, but it’s finally fully public. Offer details:

• 120k Chase UR points after $8k spend in first 3 months

• Annual fee: $95

I shouldn’t have to sell this one to you.

You should already know Chase & AMEX points are the most valuable credit card points out there.

For those with multiple players, you’ll want to wait an extra few days for the referral links to update, which I expect will happen.

Learn more about the Chase Ink Preferred here (direct).

Turkish Airlines 40k SUB

Image credit: Turkish Airlines

Offer details:

• 40k miles after $3k spend in first 90 days

• Annual fee: $99.

Learn more about the Turkish Airlines card here (direct).

While the card and offer aren’t things to write home about, it’s interesting to note that First Electronic Bank issues the card.

It’s not a credit card issuer we frequently see meaning there may be some under-the-radar plays to be made. If anyone is going to test, please let me know.

☁️ ON POINTS
Alaska Airlines Global Getaways - Up To 50% Off Award Redemptions

Image credit: Alaska Airlines

Alaska has paid and award sales if you book by 07/31 and travel between 10/01 - 01/31/25.

Promoted international destinations in economy and premium economy include:

• Guadalajara Starting at 12,500 miles

• Athens Starting at 25,000 miles

• Muscat Starting at 25,000 miles

• Taipei Starting at 25,000 miles

• Rome Starting at 27,500 miles

• Delhi Starting at 30,000 miles

Domestically, you can also find US West Coast to Hawaii: 7.5k miles economy one-way (ht MEAB).

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Samsung: $200 back after $1,000+ in purchases | Expires 08/11

• SeatGeek: $40 back after $250+ in purchases | Expires 09/09

• Lenovo: $75 back after $750+ in purchases | Expires 09/30

• Waldorf Astoria, Conrad, & LXR – US & Select Global: $250 back after $1,250+ in purchases | Expires 09/30

• Melia Hotels International -Select Global Brands & Locations: $100 back after $500+ in purchases | Expires 10/05

Chase (login at chase.com to check)

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | Expires 07/12

• Ulta Beauty: 10% off up to $11 | Expires 08/01

• Renaissance Hotels: 10% off up to $75 back after $100+ in purchases | Expires 08/16

• Westin Hotels and Resorts: 10% off up to $68 back after $100+ in purchases | Expires 08/16

• Fairfield by Marriott: 10% off up to $38 back after $100+ in purchases | Expires 08/16

• TownePlace Suites by Marriott: 10% off up to $57 back after $100+ in purchases | Expires 08/16

• AC Hotels: 10% off up to $57 back after $100+ in purchases | Expires 08/16

• Zipcar: 15% off up to $15 back after $18+ in purchases | Expires 09/01

• Upwork: $125 cash back on $400+ spend | Expires 10/08

Other

• Staples: No purchase fee on $200 Mastercard gift cards | 07/14 - 07/20

🤡 MEME

Instagram post

I need more of this energy 😂 

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - Every single Amazon discount you’ll need for the upcoming Prime Day sales.

• Chase released targeted spending bonuses for Q3 on personal credit cards. Examples: 5x at gas stations, Amazon, grocery stores, restaurants, etc. Check your cards here. (ht DDG)

• eBay has a July 4th sale on Tech categories and more. Use code JULY4DEALS before July 4th 11:59 PM PST.

• Download the American Airlines button + spend $25 and get 1k miles. Check if your merchants are on the platform before you do your July 4th shopping.

• Until July 8th, PLAY, a budget airline, has $79 one-way sales to Iceland and $99 sales to Dublin, Berlin, Paris, or London. Travel is between 09/02 - 12/15. See sale details here.

• Hyatt has a promo for 5k points every 3 qualifying nights between 07/15 and 10/14 in Latin America and the Caribbean. Max of 20k bonus points. Register here.

• Delta One redemptions via Virgin Atlantic were devalued in stealth. What used to cost 50k points one-way will now cost 47.5k - 77.5k points. Even worse, surcharges will now be passed along to the customer - these can be as high as $1k for one-way business tickets. (ht OMAAT)

• Word on the street is that Chase’s Project Emerald is launching premium personal + business cards tailored towards Chase Private Clients ($150k+ in assets). (ht DoC)

• The Schwab Platinum card has an upcoming devaluation, capping 1.1 CPP point redemptions to 1 million per year, after which the value drops to 0.8 CPP. This kicks in 10/01. Remember the AMEX Biz Checking cashes out at 1.0 CPP.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
2 Years of BOGO Southwest Flight With One Credit Card - 120k Southwest Business Card

Image credit: Southwest

Offer details:

• Southwest Premier Business Credit Card

  • 60k points after $3k spend in first 3 months

  • 60k points after $15k total spend in first 9 months

  • Annual fee: $99

  • Learn more about the Southwest Premier business card here (direct).

• Southwest Performance Business Credit Card

  • 80k points after $5k spend in first 3 months

  • 40k points after $15k total spend in first 9 months

  • Annual fee: $199

  • Learn more about the Southwest Performance business card here (direct).

As for Southwest’s BOGO Companion Pass, you get it for:

• the remainder of the current year you earned it in

• the entirety of the following year

So, what month should you earn it to maximize how long you have it?

Say it with me on three. 1… 2… 3…Sept- January, good job!

I wrote a more in-depth explanation of the strategy but TL;DR you want to complete both parts of the bonus as close to 01/01 as possible.

In theory, you’ll want to

1. Wait until the second half of September to open

2. Contact Chase to move your statement close date further out

3. Make sure your 3rd statement closes after 01/01, and finish both parts of the offer as close to 01/01 as possible

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Buy Virgin Atlantic Pts For 1.48 Cents Each With 70% Bonus

Image credit: Virgin Atlantic

Until July 7th, Virgin Atlantic has a tiered points sale for up to 70% bonus points. Here are the purchase tiers:

• 5k-24k: 20% bonus

• 25k-69k: 40% bonus

• 70k-124k: 60% bonus

• 125k-200k: 70% bonus

Direct link to offer.

I discussed when it makes sense to buy points/miles in a previous email. TL;DR: Compare the flight cash rates with award rates x cents paid per point. If cash rates are higher, you got yourself a no-brainer discount.

Getting more than 1.48 cents in value with Virgin shouldn't be difficult, and there’s a 14-day cancel/refund policy if you haven’t used the points.

Easy routes that come to mind are ANA first class and US to UK in econ/business. Delta One could still be a good option, but Virgin redemptions on Delta were just devalued without notice so double-check the math.

$750 All-Time High SUB For US Bank Triple Cash

Image credit: US Bank

Offer details:

• Get $750 after $6k spend in first 180 days

• Annual fee: none

Select card details:

• 5% cash back on prepaid hotels/car rentals via Travel Rewards Center

• 3% cash back on gas/EV charging stations, office supply stores, cell phone service providers, restaurants

• 1% all else

• Annual $100 statement credit for recurring software subscriptions e.g. Freshbook/Quickbooks

Learn more about the US Bank Triple Cash card here (direct).

Rewards can be redeemed as statement credit or as cash into a US Bank business checking account.

A no-brainer for a no-annual-fee card.

☁️ ON POINTS
Dream Vacation - 96k Pts/Night Conrad Bora Bora Availability Jul-Oct

Image credit: Conrad Bora Bora

Image credit: Conrad Bora Bora

Image credit: Conrad Bora Bora

If doing 5 nights on an island in Bora Bora sounds like a dream, here’s how to make your dreams come true.

There’s wide-open availability for 5-night stays between Jul-Oct 2024 at 120k points per night. Hilton members get a 5th-night free, dropping it down to 96k points per night.

Although the base rooms aren’t overwater villas, they are 1,087 sq. ft. rooms with large private terraces and gorgeous views of the lagoon.

French Polynesia boasts some of the clearest waters in the world and is a haven for scuba diving. Romance, family, culture - they’ve got it all.

You can also use free-night certificates from the Hilton Aspire/Surpass credit cards here.

Check the flexible availability calendar here and make sure to update the # of nights.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• eightsleep.com: 3% off up to $250 | Expires 07/31

• Super Duolingo: $30 back after $75+ in purchases | Expires 08/01

• snakeriverfarms.com: 5% off up to $250 | Expires 09/01

• The Langham Hotels and Resorts: $150 back after $750+ in purchases | Expires 09/02

• Shiseido: 20% off up to $30 back after $150+ in purchases | Expires 09/09

• Bose.com: $30 back after $200+ in purchases | Expires 09/30

• Tommy Hilfiger: $15 back after $75+ in purchases | Expires 09/30 🎮️

• Sunset Marquis Hotel: $100 back after $500+ in purchases | Expires 12/31

Chase (login at chase.com to check)

• Baskin-Robbins: 10% off up to $3 | Expires 07/15

• Shake Shack: 15% off up to $4.5 | Expires 07/28

• Aesop.com: $25 back after $150+ in purchases | Expires 07/28

• Newegg: 6% off | Expires 07/31 🎮️

• Staples.com: 10% off up to $17 | Expires 08/09 🎮️

• Sheraton Hotels and Resorts: 10% off up to $57 back after $100+ in purchases | Expires 08/16 🎮️

Other

• Office Depot/Max: $15 off $300+ Mastercard gift cards | Limit 10 | 06/30 - 07/06

🤡 MEME

Instagram post

I’m so excited to be back - I’m ready to work 😀 

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - The best way to pseudo-cash out Chase points if you’ve got too many of them.

• AMEX is buying Tock (reservation & management tech) and Rooam (payment & order tech). I’ve been pleasantly surprised by AMEX concierge’s ability to book reservations at full restaurants, and it’s on track to get better. (ht DDG)

• Hyatt’s Florida promo gives 1k bonus points + 2x night credits every night for up to 20 nights. Must stay by 09/30. Register here by 08/30.

• Bilt’s July rent day has a 25%-100% transfer bonus to Alaska Airlines and an Alaska status match if you’re Bilt Gold tier or higher. Read the fine print - transfer bonus only applies to the first 50k points transferred, which…is not great. Bilt’s program is steadily trending towards worthless. (ht DoC)

• Walmart Deals are coming July 8-11 to compete with Amazon Prime Day. Walmart+ members get access 5 hours earlier on July 8th at 12PM EST.

• Marriott is teasing exclusive offers for cardholders starting July 18th. Bookmark this page to register.

🛍️ AMAZON SECTION

• Amazon gift cards got 2x points (~10% off) on Pepper yesterday, so you missed it. The good news is new Pepper users also earn 2x points for the first 15 days. Sign up here for ~10% off Amazon gift cards - use code 594421 during signup (referral).

• Amazon Prime members get a $10 Amazon gift card with a $25+ Grubhub order between 06/24 and 07/15 (affiliate links here and below). Use code GRUBPRIME.

• Amazon gives $15 if you link your Citi credit card to your wallet. Check here to see if you’re eligible, and use code 24CITIPD at checkout.

• Amazon gives $10 if you link your AMEX credit card to your wallet. Check here to see if you’re eligible, and use code 24AMEX10OFF at checkout.

• Amazon gives $20 if you link your Discover credit card to your wallet. Check here to see if you’re eligible, and use code 24DISCOPD at checkout.

• Amazon gives 40% off if you use 1+ Discover points at checkout.

• Amazon gives $20 credit off $30+ in eligible purchases if you upload a photo to Amazon Photos for the first time.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Easy Way To Add Avios Points To Flight Search Results

There’s a relatively new Chrome extension, Smart Redemptions, that automatically adds Avios points onto relevant Google Flights search results.

In the screenshot above, the extension added a small section under the individual flight results displaying price, taxes, CPP, & more.

This is a nifty little feature for those who don’t have the time to do in-depth searches or just want a quick award flight match if it exists.

Basic features are free and there’s a paid monthly version that adds Qatar Airways pricing.

Install the Chrome extension here.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Chase Ink Preferred 120k SUB - Online Next Week

It’s been confirmed that the Chase Ink Preferred 120k offer is now available in branch. It’s also expected to be available online starting July 3rd. Offer details:

• 120k UR points after $8k spend in the first 3 months

• Annual fee: $95

If you have a P2 or friends/family with Inks, ask them to check their referral links when this offer goes live online. The 40k Ink referral bonuses end in September so milk it until then.

This offer is pretty much be an all-time high so I shouldn’t have to sell it to you.

You can apply for Inks 4-6 times a year in batches of more than 1 but less than 3. I’m sure you can back into the math to figure out spacing.

Huge British Airways Cash Fare Sale - Europe <> US for under $500

Until July 11, 11:59 PM BST, British Airways has a massive fare sale. If you’re looking to buy flights to Europe, this is a great opportunity.

Some of these base fares are cheaper than the taxes + fees you’d be paying, which is ridiculous. Scroll to the bottom of this page to see a full list of destinations in the Terms.

☁️ ON POINTS
12.5k RT Transcon, 43k RT Europe, 56k RT Asia - American Airlines Award Sale

Until 07/02, American Airlines has award sales on most international and domestic routes.

Roundtrip flights in economy start at:

• 12.5k for transcon domestic

• 13.0k for the Caribbean

• 43k for Europe

• 56k for Asia

• 58k for Australia/New Zealand

As usual, read the fine print:

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Amex Offers: Get $10 after 3 purchases via Apple Pay | Expires 07/22

Chase (login at chase.com to check)

• Renaissance Hotels: 10% off up to $75 back after $100+ in purchases | Expires 07/01

• SpringHill Suites by Marriott: 10% off up to $43 back after $100+ in purchases | Expires 07/01

• SeatGeek: 5% off up to $31 back after $50+ in purchases | Expires 07/01

• McDonald's: 10% off up to $2 | Expires 07/01

• TownePlace Suites by Marriott: 10% off up to $57 back after $100+ in purchases | Expires 07/01

• Aloft Hotels: 10% off up to $57 back after $100+ in purchases | Expires 07/01

• Four Points by Sheraton: 10% off up to $57 back after $100+ in purchases | Expires 07/01

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | Expires 07/11

• AT&T Fiber: $50 back after $50+ in purchases | Expires 07/13

• The Metropolitan Museum of Art: 10% off up to $7 back after $65+ in purchases | Expires 07/13

• Turo: $10 back after $100+ in purchases | Expires 07/31

Other

• PayPal Doordash: $15 off $100 Doordash gift card

• Staples: No purchase fee on $200 Visa gift cards | Limit 8 | 06/23 - 06/29

🤡 MEME

Instagram post

breathes deeply - That’s some fresh air!

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - The new sweet spots of 11k-13k domestic award flights, including to Hawaii.

• Summer of DashPass 2024 begins today & there are solid offers over the next 5 weeks. Chipotle BOGO, free Wingstop wings, Lowe’s, Walgreens, 7-Eleven, Petsmart, & many more. See the full schedule here. (ht DDG)

• Robinhood has an unlimited 1% bonus on all deposits which pays out across 24-25 months. This is better than the 1% ACAT bonus as your funds aren’t locked for 2 years.

• Aeroplan elite members and credit card holders can match for 1 year of Preferred Hotels I Prefer Titanium status (highest tier). Benefits include room upgrades, F&B credit, welcome amenities, early check-in/late check-out, etc. Get your status match here (code AIRCANIPT should be automatically applied).

• Amazon has a $10 credit on $35+ spend on Health & Beauty promotional products (affiliate).

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Chase Has SUB Pop-Ups Now

In AMEX fashion, Chase has implemented SUB pop-ups which tell you in advance whether you’re eligible for the welcome offer.

So far, it sounds like it’s only implemented on Sapphires and Freedom Unlimited. If you reject and don’t submit your application upon getting a pop-up, there’s no hard pull on your credit.

The major difference is if you want the card regardless of the SUB, you can now apply for it. In the past, you had to PC (which honestly wasn’t that difficult).

It’s yet to be seen if BBT works like it does for AMEX. Given how strict Chase has been with enforcing their rules, it’s probably unlikely.

Ultimately, this is just UI/UX change, neither good nor bad.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Barclays AAdvantage Aviator Mastercard 70k SUB With One Purchase

One of the easiest offers for AA miles is back:

• 70k AA miles after making 1 purchase and paying annual fee in full, both in first 90 days

• Annual fee: $99

• 0% intro APR for first 15 billing cycles, then variable APR

Learn more about the Barclays AAdvantage Aviator here (direct).

If you have 5/24 slots to spare, this card is an easy “yes”. As mentioned in previous emails, AA’s program has significantly increased in value simply because all other Frequent Flyer programs have devalued recently (some rather significantly).

Barclays also combines same-day hard pulls. If you’re considering applying, explore their other card products to see if you want more than one.

Chase 20% Transfer Bonus to Aeroplan (Huge for PYB)

Until 07/31, Chase has a 20% transfer bonus to Air Canada Aeroplan.

For those unaware, Chase’s Aeroplan credit card also gives a 10% transfer bonus up to 25k bonus miles per calendar year. This means transferring 250k Chase points to Aeroplan will get you 325k points.

Furthermore, the Aeroplan credit card has a Pay Yourself Back feature on flights at a value of 1.25 cpp. Those 325k Aeroplan points are the equivalent of $4,062.50.

The initial 250k Chase points now have a value of 1.625 cpp. Not too shabby for a pseudo-cash out.

Now if you want to get flights instead, there are plenty of amazing options considering the massive list of partner airlines that Air Canada boasts.

US to Europe for 60-70k

Domestic <500 Miles - 6k Economy, 15k Business

Domestic <1,500 Miles - 10k Economy, 20k Business

Domestic Transcon -12.5k Economy, 25k Business

US to Japan/Korea/Taeipei - 60k Econ, 87.5k Business, 130k First

EVA Air 777 Business Class

EVA Air 777 Business Class

☁️ ON POINTS
Air France/KLM Flying Blue Can Book Oman Air

Oman Air First Class Design

Oman Air First Class - Image credit; Points Miles and Bling

Oman Air Business Class - Image credit: Upgraded Points

Prince of Travel recently reported that you can book Oman Air with Air France KLM Flying Blue miles. This is great news as Flying Blue can be transferred from nearly every single credit card program. Their miles are among the easiest to accumulate.

Pricing is route-based, priced by segment, and may include $300-400 of surcharges and fees.

While I’ve yet to find any first-class availability (it’s possible you can’t), there’s plenty of availability for business-class flights between Europe and Muscat (Oman Air hub).

Prices range between 31.5k to 55.5k and include destinations such as London, Frankfurt, Munich, Delhi, Bangkok, Egypt, Paris, Tanzania, and more.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Delta Air Lines Gift Cards: $100 back after $500+ in purchases | delta.com/giftcards/amex | Expires 08/25

• Delta Air Lines Gift Cards: $80 back after $400+ in purchases | delta.com/giftcards/amex | Expires 08/25

• Alibaba.com: $25 back after $100+ in purchases | Expires 09/20

Chase (login at chase.com to check)

• Alaska Airlines: 10% off up to $45 back after $50+ in purchases | Expires 07/01

• TicketSmarter: 10% off up to $29 | Expires 07/16

• SpringHill Suites by Marriott: 10% off up to $43 back after $100+ in purchases | Expires 07/01

• Wilson: 10% off up to $30 | Expires 07/04

• Hyatt House: 10% off up to $40 back after $100+ in purchases | Expires 08/01

• Hyatt Place: 10% off up to $40 back after $100+ in purchases | Expires 08/01

• TownePlace Suites by Marriott: 10% off up to $57 back after $100+ in purchases | Expires 07/01

• Renaissance Hotels: 10% off up to $75 back after $100+ in purchases | Expires 07/01

• Aloft Hotels: 10% off up to $57 back after $100+ in purchases | Expiers 06/26

Other

• Staples: No purchase fees on $200 Mastercard gift cards | Limit 8 | 06/16 - 06/22

🤡 MEME

Instagram post

Who’s next?

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - One of the most coveted award redemptions - only 10.0k points to Hawaii in business class.

• Every day until 06/18, Southwest is giving away ~$24k in free sweepstakes prizes. Just fill out this form daily. Looks like the last day gets bumped up to ~$108k in prizes. I’ve won nothing so far 🤡.

• CLEAR is giving $100 travel vouchers to “new” members 🎮️. Sounds like it can be redeemed for travel brand gift cards, but no specific public details. Based on the TOS, it may be clawed back if you cancel, but it’s not clear how they’d implement that. Worth a try here or use code TRAVELREWARD100.

• You can now renew your passport online, though I’ve yet to be able to claim a spot. It’s limited in daily availability and I can’t tell how many spots there are, but if you want to shoot your shot, go here.

• Norse Airways has a birthday sale on numerous routes between the US and Europe starting at $149. Check the TOS for a full list of routes. Book by 06/18 for travel between Sep ‘24 - Mar ‘25.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Finnair Avios - 11k to 13k Pts For Domestic Awards (Including Hawaii)

Finnair introduced Avios as its new loyalty currency this year. You can now transfer Avios between British Airways, Qatar, Iberia, Vueling, and Aer Lingus.

The most exciting part of this revamp is the new award charts that come with it. I took a cursory glance and it seems the sweet spots are short-haul flights. Domestic US flights warranted an extra look; take a look at these 2 award charts:

Domestic economy awards start at 11k for both programs, with Hawaii starting at 13.5k/15k for Alaska/AA respectively.

With Turkish Airlines’ recent devaluation, economy redemptions are nearly at par. It should also be significantly easier to find awards. There may be something here 👀.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Increased Delta SUBs 65k - 110k

Image credit: Delta

Until 07/17, most of the Delta cards have increased SUBs:

Personal Cards:

• Delta SkyMiles Gold

  • 65k miles after $3k spend in first 6 months

  • Annual fee: $0 first year, then $150

• Delta SkyMiles Platinum

  • 85k miles after $4k spend in first 6 months

  • Annual fee: $350

• Delta SkyMiles Reserve

  • 95k miles after $6k spend in first 6 months

  • Annual fee: $650

Learn more about the personal Delta cards here (referral).

Business Cards:

• Delta SkyMiles Gold Business

  • 75k miles after $6k spend in first 6 months

  • Annual fee: $0 first year, then $150

• Delta SkyMiles Platinum Business

  • 95k miles after $8k spend in first 6 months

  • Annual fee: $350

• Delta SkyMiles Reserve Business

  • 110k miles after $12k spend in first 6 months

  • Annual fee: $650

Learn more about the business Delta cards here (referral).

In a worst-case scenario, Delta’s “Pay With Miles” gets you 1 cent per mile towards airfare, making these SUBs worth at least $650 - $1.1k. There’s also a 15% discount on award flights for cardholders, bumping the value a bit.

Potential Limited Edition White AMEX Gold Card

Image credit: AMEX

Images of this new card design appeared on some AMEX testing sites. Purely posting this because it looks pretty nice. It’s speculated the release will coincide with the increased annual fee.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Cole Haan: $30 back after $135+ in purchases | Expires 08/31 🎮️

• Apple Pay: Get a one-time $10 statement credit by using your enrolled eligible Card to make three purchases using Apple Pay on your compatible mobile device by 7/22/2024.

• YouTube TV: $20 back after $58+ in purchases | Expires 12/10
  

Chase (login at chase.com to check)

• Topgolf: 15% off up to $75 back after $40+ in purchases | Expires 07/01

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | Expires 06/26

• Kindle Unlimited: 20% off up to $6 | Expires 06/22

• CVS: 10% off up to $5 | Expires 07/01

• Newegg: 6% off | Expires 06/30

• Calvin Klein: 7% off up to $12 | Expires 06/26

Other

• Staples: No purchase fees on $200 Mastercard gift cards | 06/16 - 06/22

🤡 MEME

Instagram post

Bet you never noticed, huh?

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

📣 WHAT EVERYONE’S TALKING ABOUT

• ICYMI - Easiest way to earn lifetime Marriott status by leveraging their credit cards.

• Amazon is giving 15% off $50+ of Amazon brand products up to $100 max. Promo is automatically applied at checkout. (affiliate)

• You can combine the above promo with Amazon’s other promo giving 20% off select products if you choose no-rush delivery. (affiliate). Great time to restock household supplies.

• Southwest increased their Early Bird variable pricing to the point where it no longer makes sense to purchase. It’s now $99 on the high end. (ht DDG)

• Amazon GC reloads went from $0.50 → $1.00 → $0.50 → tragically, now a $5.00 minimum. People are sharing ideas for small transaction loads in this DoC thread.

• Choice Hotels is giving up to 8k points when you stay twice. Register here.

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Chase Ink Referral Bonus Dropping to 20k

Image credit: Chase

Unfortunately, the Chase referral page shows the Chase Ink 40k referral bonus ending on 09/03.

For those unaware, you could easily capitalize on this by referring cards back and forth between your S/O, parents, siblings, etc. It didn’t matter if they had the same address.

Chase Ink approvals seem to have loosened up if you’ve tailored your profile to stay beneath their speculated rejection thresholds:

• Be under 4-5 Inks when applying

• Stay below 40% credit limit to income ratio

• Don’t call recon if you go pending

Once the referral bonus drops to 20k, the occasional 120k links suddenly become even more enticing. These 20k/40k referral bonuses are taxed - keep that in mind when you’re doing the math.

I’ll be milking this until the very last day.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
Southwest 85k SUBs On All Personal Cards To Easily Get BOGO Flights For 1.5 Years

Image crtedit: Southwest

Until 06/26, all 3 Southwest personal cards will have an all-time high SUB of 85k points:

• Southwest Rapid Rewards Plus

  • 85k points after $3k spend in first 3 months

  • Annual fee: $69

• Southwest Rapid Rewards Premier

  • 85k points after $3k spend in first 3 months

  • Annual fee: $99

• Southwest Rapid Rewards Priority

  • 85k points after $3k spend in first 3 months

  • Annual fee: $149

They’re more or less the same cards. It just comes down to whether you’re a Southwest maximalist.

Learn more about the Southwest cards here (direct).

The Southwest Companion Pass can be earned at 135,000 Southwest points and gives you BOGO flights for:

• remainder of the year you earn it in

• entirety of the following calendar year

I wrote about the best strategy to maximize your Companion Pass duration a while back.

Basically, you can pick any personal + business card combo and immediately qualify for Companion Pass. Earning it this month will allow you to use it for the next 1.5 years.

US to Europe For Only 15k Points (Economy)

Image credit: Flying Blue

Flying Blue’s monthly promos have come around again. This month, they have US flights to Europe for as low as 15k points in economy. Cities include but are not limited to:

• Boston

• Washington

• Houston

• New York

• Phoenix

• Seattle

Book in June for travel until 11/30.

Some of these routes have 50k business class availability though they’re not discounted through the promo this time. If you want to search for these, use seat.aero’s Flying Blue explore tool.

☁️ ON POINTS
Citi 50% Transfer Bonus to Turkish Airlines Means 7.5k One-Way Business Class To Hawaii

This promo is run directly by Turkish Airlines and ends on 06/15.

Citi transfers get 50% bonus miles up to a maximum of 50k bonus miles. These are great for redeeming Turkish business class from the US to Europe/Middle East.

Image credit: Turkish Airlines

Image credit: TheDesignAir

There are also sweet spot redemptions (used to be sweeter) such as one-way transcon US flights starting at 10k for econ and 15k for business. It’s hard to find though, and, strangely, the new award charts show even higher pricing.

I found close-in availability on June 10th. With the transfer bonus, you can fly to Hawaii for 10.0k miles in business class. Absolutely insane.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

• Earn on U.S. Electronic Goods and Software Purchases: $400 back after $16,000+ in purchases | Up to 3 times | Expires 09/01 🎮️ 

• Omni Hotels & Resorts: $100 back after $500+ in purchases | Expires 09/30 🎮️ 

• Hilton All-Inclusive Resorts and Vacation Hotels: $200 back after $1,000+ in purchases | Caribbean & Latin America for stays between 06/30 to 09/30

Chase (login at chase.com to check)

• Southwest Airlines: 10% off up to $40 back after $50+ in purchases | 06/26 🎮️ 

• Marriott Bonvoy: 40% off up to $100 | Expires 08/13 🎮️ 

Other

• Office Depot/Max: $15 off of $300+ Mastercard gift cards | 06/02 - 06/08 🎮️ 

🤡 MEME

Instagram post

please don’t skip me please don’t skip me please don’t skip me

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!