WEEKLY SCAM ALERTS
Week of November 9, 2025

• Couple Scammed out of $1 Million by Criminals Impersonating Anti-Fraud Officials

• Surge in Scams Around Medicare Open Enrollment

• A Call for Reform After Home Health Aide Admits to Stealing $1.4 Million

SENIOR SCAM NEWS
🚨500 Seniors Scammed Out of $40M in Massive Tech-Support Scam

Before we jump into this week’s newsletter, I want to give you an update on Senior Scam Alerts. The reason we haven’t been sending newsletters these past few weeks is because we’ve received a lot of interest from people wanting to donate their time, talents, and money. To prepare for more subscribers, we will be switching our newsletter platform in the coming weeks. The site and newsletter will look different but we’re still the same volunteers.

This week brings one of the most significant multi-agency takedown led by the FBI San Diego Elder Justice Task Force. Federal prosecutors charged 22 people and arrested 19 in Southern California for allegedly helping a transnational criminal organization drain the savings of hundreds of U.S. seniors through a blended tech-support + refund scam. Authorities say losses are well over $40 million (some reports cite $400 million+); investigators have identified 500+ suspected or confirmed victims.

At the center of the U.S. side, prosecutors name Victor Lee Marion (41, San Diego)—alleged head of a domestic money-laundering cell that acted as the financial bridge between overseas fraud operators and American victims. According to court documents, Marion used a local business (Mecca Barbershop) to recruit launderers, consolidate victim funds, and move the money overseas to leaders in India and Dubai. The broader organization’s call-center components allegedly operated from India, Thailand, and the UAE.

San Diego resident, Victor Lee Marion, second from left, allegedly orchestrated U.S.-based co-conspirators in Southern California to receive millions of dollars stolen from victims and transfer the majority of the money overseas. Credit: NBC San Diego

Below, we walk you through the two-phase “refund” scam, how the money moves, why it defeats bank defenses, and the counter-moves that shut it down in seconds.

The enterprise, at a glance

• 22 charged, 19 arrested in Southern California; initial court appearances underway.

• 500+ U.S. victims identified so far, most age 60+.

• Losses: more than $40 million (with some reporting over $400 million).

• Overseas: scripted call-center operators (India/Thailand/UAE) ran the con and “groomed” victims.

• U.S. cell: a San Diego-anchored laundering network allegedly coordinated by Victor Marion, moving funds from victims to the organization’s foreign leadership.

The two-phase psychological attack: from “helper” to “collector”

This organization didn’t “hack your bank.” It hacked your trust—in two moves.

Phase 1: The Tech-Support Hook

Goal: Build credibility and gain remote access.

• Victims receive pop-ups, emails, or calls warning of a computer infection, account breach, or subscription “auto-renewal.”

• The message urges you to call a number. On the line: scammers posing as legitimate tech support (think “Microsoft,” “Apple,” or a known antivirus brand).

• They ask you to install remote-access software so they can “fix it.”

• With remote control, they watch you open your accounts, learn where your money is, and plant the story: “We’ll make this right; expect a call from your bank’s fraud team.”

Why it works:

• Remote cursor movement feels legitimate.

• The tone is helpful, not hostile.

• You see “activity” on screen (theater), which primes you to trust the next voice.

Phase 2: The “Refund” Switch

Goal: Make you initiate the transfer, bypassing bank fraud filters.

• You hear from a new impersonator: the “refund department”. They claim a $199 refund was accidentally processed as $19,900 (or similar).

• You’re told you must return the “excess” immediately or someone will “lose their job,” or you could face trouble for “keeping funds.”

• They steer you to wire money, buy gift cards, overnight cash, or open a new account and move funds.

• Some scripts shift to government impostors (“FBI,” “Federal Reserve,” “DOJ”) to order you to move assets for “safekeeping.”

Why it works:

• It turns you into a willing participant in the transfer (a “push” payment), which evades many bank-side fraud controls.

• The moral pressure (“we’ll get fired,” “you’re keeping stolen funds”) weaponizes your honesty.

• Authority stacking (tech → bank → government) makes the lie feel official.

How the money moves (and disappears)

The indictment describes a U.S. money-laundering and logistics cell that handled collection, consolidation, and exfiltration:

• Collection methods:

  • Bank wires for large sums (fast, final).

  • Gift cards/payment apps for smaller, anonymized pulls.

  • Mailed cash via overnight couriers to fake names/addresses (this removes funds from the electronic trail and can trigger mail-fraud jurisdiction).

• Consolidation:

  • U.S. launderers gather cash, deposit into mule accounts, or split wires across accounts to avoid flags.

  • According to court docs, Marion allegedly recruited launderers, paid them a percentage of victim funds moved, and promoted top performers—even facilitating their relocation abroad to work directly from call-center hubs.

• Exfiltration:

  • Funds are layered (moved across multiple accounts, shell entities, and instruments) and then sent overseas to leadership in India/Dubai.

  • The objective: speed + fragmentation to beat recovery efforts.

Why banks (and families) sometimes can’t stop it

• Push vs. pull: When you authorize a wire/transfer, banks have less leverage to reverse it.

• Secrecy script: Victims are told to hide the situation from family and bank staff “to avoid tipping off hackers.”

• Consistency theater: Multiple “departments” call you in a tight sequence; spoofed caller ID often shows your bank’s real name.

• Mailed cash: Keeps stolen money off ledger until launderers re-introduce it on their terms.

The red flags—burn these into memory

1. Any pop-up/email/call telling you to call a number or install remote access.

2. A second caller claiming to be your bank’s fraud team—especially if they knew details from the first call.

3. “Refund mistake” stories that create urgency and guilt.

4. Demands to keep it secret from your bank or family.

5. Instructions to wire money, overnight cash, buy gift cards, send crypto, or move funds to the “Federal Reserve” or a “government” account.

6. Any talk of sending a courier or ride-share driver to “secure” cash or valuables.

One sentence that ends the scam: “I don’t move money based on a phone call. I’ll call back using the number on my bank card.”

Then hang up. Do not debate. The longer you stay on, the deeper the hook.

If you’ve already clicked, installed, or sent money—act now

1. Disconnect the device from the internet; power it down.

2. From a second (clean) device, change your email and bank passwords and turn on two-factor authentication (2FA)—email first (it’s the reset key), then banking/investments.

3. Call your bank’s fraud line (number on your card/statement). Ask for holds/recalls, review recent transactions, and flag the account.

4. If you mailed cash or bought gift cards, contact the carrier/issuer immediately to request an intercept/freeze.

5. Save everything: pop-ups, emails, caller IDs, voicemails, screenshots, receipts, tracking numbers, envelopes/labels, any “official” letters.

6. Report it: file at IC3.gov (the FBI’s Internet Crime Complaint Center) and contact local law enforcement.

7. Have a trusted local technician remove any remote-access tools/malware.

Why this takedown matters

The San Diego Elder Justice Task Force shows what happens when federal, state, and local partners operate as one unit: faster intelligence sharing, coordinated arrests, and financial disruption of laundering pipelines. According to the FBI, Marion and his alleged co-conspirators were not low-level mules—they were a domestic engine that trained, paid, and graduated launderers up the hierarchy, keeping the cross-border machine humming. Removing that engine matters.

But the front line is still you. Your first “no,” your decision to hang up, your call to the number on your bank card—those are the moves that stop this scam before it starts.

Share this with someone who needs it—today

• Make a family rule: No big money moves without two people on the decision.

• Add account alerts for wires/withdrawals; ask your bank about a trusted contact.

• Lock down your email with a strong, unique password + 2FA.

• Post less personal detail publicly; scammers use your interests and life events to sharpen scripts.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  IC3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, numbers, emails, pop-ups, and any “letterhead” or badge details
✅ Bank/transaction data (dates, amounts, destinations)
✅ Receipts for wires, gift cards, cash mailings, or crypto
✅ Screenshots, device logs, shipping labels, and courier info

Stay safe. Share this. And remember: no bank, tech company, or U.S. agency will ever ask you to move your money “for safekeeping.”

WEEKLY SCAM ALERTS
Week of October 5

• Banks Can Soon Stop Scams That Target Seniors

• Insurance Agent Ordered to Pay $1.7 Million in Elder Fraud Case

• Bank Teller Saves Man from $30,000 Scam

SENIOR SCAM NEWS
💰 5 Plead Guilty to $9.3M Tech-Support Scam Targeting Seniors

This week’s case is a master class in how modern scammers turn a single fake “tech support” alert into a cross-country operation that drains life savings—sometimes in a single afternoon. Victims were told to buy gold bars or coins and hand them to couriers who arrived at their doors or in nearby parking lots.

Federal prosecutors announced that five defendants have pleaded guilty to conspiracy to commit wire fraud for their roles in a scheme that targeted elderly victims in ten states and funneled money to overseas organizers.

Here’s what happened, how the operation worked step-by-step, and the practical moves that can stop this exact scam before a single dollar—or ounce—leaves your hands.

Who Pleaded Guilty—and What They Admitted

Over the past month, the following individuals entered guilty pleas to one count of conspiracy to commit wire fraud:

• Dariona Lambert, 23

• Zhamoniq Stevens, 24

• Chintankumar Parekh, 52

• Mehulkumar Darji, 42

• Sital Singh, 43

Their roles were split into two layers:

• Couriers: Lambert and Stevens admitted they traveled to victims, picked up gold bars/coins, and moved the loot on command.

• Handlers: Darji, Parekh, and Singh admitted they coordinated pickups, paid couriers in cash, and forwarded the gold to higher-ups.

Prosecutors say the overseas organizers—who initiated the scam calls and messages—ultimately netted about $9.3 million. All five face up to 30 years in prison and $1 million in fines.

Tech Support Scam

The Playbook: From “Your Account Is Compromised” to “Buy Gold Now”

This scheme followed the now-classic “tech-support + government-impostor” arc, executed with military-style logistics:

1. Initial Contact (Fear Trigger):
   Overseas callers or message senders posed as software support (“your computer is compromised,” “your accounts are at risk”) to older Americans. They often complemented this with pop-ups or emails to legitimize the threat.

2. Authority Stacking:
   After panicking the victim, scammers escalated to a second “authority”—often a phony bank investigator or federal agent—to confirm the supposed danger and add pressure.

3. Secrecy + Speed:
   Victims were told to act immediately and tell no one, not even their bank or family—supposedly to avoid “tipping off the hackers.”

4. Asset Conversion to Gold:
   Instead of a wire (which banks can flag), victims were directed to buy gold bars or coins—a method that looks like a personal investment and skirts many automated fraud controls.

5. Courier Hand-Off:
   The ring then deployed couriers (Lambert, Stevens) to collect the gold at homes, in parking lots, or via deliveries. Handlers (Darji, Parekh, Singh) coordinated routes, rented cars, paid couriers in cash, and moved the gold up the chain.

6. Distribution Overseas:
   After the hand-off, the gold or its proceeds were laundered and routed abroad—money that is significantly harder to trace or claw back.

A Case Study: The 82-Year-Old St. Louis Victim

In one detailed example, an 82-year-old St. Louis woman was told by “software support” that her bank and retirement accounts were compromised and she had to open new accounts, wire funds overseas, and buy about $250,000 in gold to keep her savings “safe.”

On May 1, 2024, Lambert flew from Gainesville, Florida, to St. Louis. Parekh rented a car and drove her to a parking lot near the victim’s home, where Lambert switched to an Uber for the last leg—an extra layer designed to defeat surveillance and make tails harder to follow. Federal agents intercepted Lambert on arrival. When Lambert alerted Parekh that she’d been detained, Parekh fled to Pittsburgh.

That wasn’t the only pickup. According to plea documents:

• Parekh admitted handling gold pickups in Yuma & Scottsdale (AZ); Placentia & La Jolla (CA); Largo (FL); Chapel Hill (NC); Pittsburgh (PA).

• Singh admitted handling in Collierville (TN); Universal City (TX); Greendale (WI).

• Darji admitted handling in Scottsdale (AZ); Largo (FL); La Jolla (CA)—including three FedEx deliveries of gold bars from the Largo victim.

• Lambert couriered in Scottsdale, Placentia, La Jolla, Largo, Universal City, Hanover (MA), and Erie (PA).

• Stevens couriered in Yuma, La Jolla, Collierville, Largo, Greendale, Oxnard (CA), Long Island (NY), and Cincinnati (OH).

Ten states. Dozens of coordinated pickups. Millions in losses.

Why Gold? (And Why This Tactic Is Spreading)

Scammers have learned that banks often stop suspicious wires, especially when a customer suddenly tries to send their life savings to a new overseas account. But if the victim buys gold or coins, it looks like a personal investment—no bank transfer to review. After purchase, the gold can be physically handed to a courier or shipped—hard to trace, easy to move, and simple to liquidate.

This is why we’re seeing a surge in “gold pickup” scams across the country. If anyone—anyone—tells you to convert savings to gold to “protect” it, you’re not talking to a helper. You’re talking to a thief.

The Red Flags You Can Act On—Today

• Unsolicited “tech support” messages or pop-ups telling you to call a number or click a link.

• A caller claiming to be bank security or a federal agent who says your accounts are compromised.

• Instructions to keep it secret from family and even your banker.

• Urgent demands to open new accounts, wire money, or buy gold/coins.

• Plans to send a courier or ride-share driver to your home or a parking lot to “secure evidence.”

One sentence that ends 99% of this:

Then hang up. Don’t debate. Don’t explain. End the call.

If You Think You’re Being Targeted (or You Already Paid)

1. Stop the transaction if possible. Call your bank’s fraud team using the number on your card. Ask about recalls/holds; give dates, amounts, and destinations.

2. If you bought gold/coins, call the dealer immediately to flag the transaction; ask about reversal or hold options if the metal hasn’t changed hands.

3. Save everything: pop-ups, emails, caller IDs, texts, receipts, shipping labels, tracking numbers, serial numbers, and any “letters” they sent.

4. Report it: file at IC3.gov (FBI Internet Crime Complaint Center) and contact local police.

5. Secure your devices: disconnect the affected computer, change email/bank passwords from a clean device, and enable two-factor authentication. Have a trusted local technician check for malware.

Credit Where It’s Due

This case was investigated by the FBI and Homeland Security Investigations (Tampa) and is being prosecuted by Assistant U.S. Attorney Gwen Carroll. The pleas demonstrate that coordinated law enforcement can—and does—unravel complex, multi-state rings that rely on couriers, handlers, and overseas bosses.

But the first line of defense is still you: your skepticism, your pause, your quick call to a trusted number.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, phone numbers, emails, pop-up screenshots, and any “badge” or letterhead used
✅ Bank/transaction details (dates, amounts, destinations)
✅ Receipts for gold, wires, crypto, gift cards, or shipping labels
✅ Device logs and courier/ride-share details if there was a pickup

Please share this with a friend or neighbor. One conversation can stop the next pickup before it starts.

WEEKLY SCAM ALERTS
Week of September 21, 2025

• New Social Security Scam Targets Seniors

• 22-Year-Old Scams Senior in Bank Phone Scheme

• Two Men Scam Seniors for $20,000

SENIOR SCAM NEWS
🛑 Gold Bars, Fake Agents, Hacked Retirements—How They Targeted 139 Seniors and Stole $11 Million

This week’s newsletter is a big one—and a hopeful one. The U.S. Attorney for the Western District of New York (WDNY), Michael DiGiacomo, announced the arrest of eight defendants across seven criminal complaints tied to schemes that defrauded or attempted to defraud at least 139 seniors of more than $11,053,989. The cases—brought under a new working group called Save Our Seniors (SOS)—span multiple states and multiple scam types. The SOS working group (formed April 2025) unites federal, state, and local partners—from the FBI, HSI, IRS-CI, SSA OIG, Secret Service, New York State Police, Monroe County Sheriff’s Office, Rochester Police Department, Monroe County DA, to Lifespan of Greater Rochester—to move fast, share intel, and stop the cash before it disappears.

U.S. Attorney Michael DiGiacomo

Highlights from the complaints:

• Dhruv Patel, 34 (NJ): Charged with wire fraud, money laundering, and interstate transportation of stolen money. Prosecutors say he tried to pick up $567,000 in gold bars from a WDNY victim in a customer support scam—and was arrested weeks earlier in the Northern District of New York while attempting to pick up $48,000 from another senior. Alleged role: middleman connecting fraudsters and couriers nationwide. Accused losses: $9.1 million involving 12+ victims.

• Stephen Odiboh, 53 (GA): Charged with mail and wire fraud conspiracies and money laundering. Allegedly received $70,000 from a New York romance-scam victim who lost $175,000 total; prosecutors say he laundered the funds while on supervised release for a prior federal money-laundering conviction.

• Renee Thompson, 52 (FL): Charged with bank fraud and money laundering conspiracies. Allegedly created 17 counterfeit checks totaling $193,167 from a WDNY company and laundered them—despite a prior “money mule” warning letter and a prior bank embezzlement conviction.

• Christopher Hernandez, 29 (NJ): Charged with identity-document crimes, aggravated identity theft, computer fraud, and money laundering. Allegedly hacked a WDNY senior’s retirement account for $175,000, deposited the funds, and dispersed them—while also manufacturing/selling fraudulent IDs and bank cards using stolen PII.

• Touhedul Tuhin, 24, & Iftekhar Latif Nieon, 23 (OH): Charged with wire-fraud and money-laundering conspiracies. Allegedly collected $40,000 from a fake FTC scenario, $38,000 + $19,500 + $28,000 from tech-support scams in the WDNY, plus $15,000 from an Ohio senior. Accused losses: $276,000.

• Elias Circle, 23 (OH): Charged with wire/mail fraud and money-laundering conspiracies. Allegedly ran a “government restitution” email ruse from 2017–2024, inducing a WDNY elder to send ~$600,000.

• Estermarie Jones, 35 (NY): Charged with conspiracy, altering postal money orders (fifty $1 orders allegedly altered to $1,000 each), ID fraud, aggravated identity theft, access-device and bank-fraud conspiracies, and money laundering. Allegedly held 31 fraudulent/stolen IDs, 4 SSNs, 65 bank cards, and used victims’ PII to open accounts, register businesses, and withdraw funds. Accused losses: $190,032.

Let’s zoom in on the crime mechanics so readers can recognize this sooner. Here’s a revised newsletter that digs deep into how these scams actually run behind the scenes.

Inside the Machine: How Today’s Elder Scams Really Work (and Why SOS Cracked 8 Cases)

Below is the anatomy of the crime—step by step—so you can spot the trap three moves ahead.

1) Target selection: who gets called (and why)

Fraud crews assemble “lead lists” from:

• Old data breaches (emails, phone numbers, addresses).

• Public records (property rolls, voter registries, obituaries).

• Social media (age signals, life events, interests, recent losses).

• Prior victims (your info is re-sold if you ever engaged with a scam).

Tell: You get a call/text/pop-up precisely tailored to your bank, device (“Microsoft/Apple”), or life stage (“retirement”). That specificity isn’t luck—it’s data.

2) The first hook: high-pressure story + tech theater

Different scams, same spine: urgency + authority + isolation.

Tech/Customer Support scams (the “gold bar” cases):

• A pop-up or call claims your computer or accounts are compromised.

• You’re told to call a number and install remote access software so they can “help.”

• They move your mouse, open your bank page, point to “evidence,” and escalate you to a “bank investigator” or “federal agent.”

Romance/trust scams:

• Weeks of bonding online precede a money emergency (medical, travel, customs).

• Requests grow, secrecy increases, “proof” documents appear.

Government-impostor scams:

• A caller or letter with fake letterhead (FBI/FTC/DOJ/SSA) warns of legal danger or promises “restitution.”

• You’re told to keep it quiet “to avoid tipping off the criminals.”

Tell: Any demand to act immediately + tell no one is your built-in alarm bell.

3) The relay: multiple impostors to “prove” the lie

Crews stack authority by handing you from one impersonator to the next:

1. “Tech” finds the problem.

2. “Bank fraud” confirms a breach.

3. “Government” orders asset movement to “safety.”

Caller ID is often spoofed to show your bank/agency name. If you hesitate, you may get a follow-up letter (fake) to cement the illusion.

Tell: Three “independent” authorities all agree in minutes? That’s choreography, not coincidence.

4) The asset move: why they push wires, cashier’s checks, cash—or gold

Once fear sets in, they pivot to extraction:

• Wire transfers: fast, final, hard to claw back.

• Cashier’s checks / overnight mail: removes bank friction, creates speed.

• Cash pick-ups: courier meets you in a parking lot or at home.

• Gold bars: increasingly common because banks flag large wires, but bullion purchases look like personal investments. Couriers (“runners”) then collect gold at neutral sites.

• Crypto / payment apps: rapid, cross-border, obfuscation friendly.

In the SOS sweep, prosecutors say Dhruv Patel allegedly tried to pick up $567,000 in gold from a WDNY senior and weeks earlier $48,000 from another victim—classic “runner” behavior for customer-support/government impostor scams. Others in the cases are accused of laundering via counterfeit checks, “restitution” emails, and hacked retirement funds.

Tell: Any instruction to move money “for safekeeping”—especially to government-named accounts or through gold—is a 100% scam.

5) Laundering: how stolen money disappears

Once funds leave your control, they’re layered to hide the trail:

• Sent to money mules (people paid to move funds; some know, some don’t).

• Split among shell accounts and newly opened business accounts (created with fake IDs).

• Converted into crypto, gift cards, or precious metals.

• Withdrawn in cash across multiple ATMs/branches.

• Wired abroad or commingled with counterfeit check flows.

In the SOS arrests, one defendant (Renee Thompson) allegedly deposited 17 counterfeit checks; another (Christopher Hernandez) is accused of hacking a retirement account, then manufacturing and selling IDs and bank cards using stolen PII—textbook infrastructure for laundering and repeat cash-outs.

Tell: Requests to deposit a check “for someone,” send a portion elsewhere, or open accounts “for a new business opportunity” = mule recruitment.

6) Scripts & signals: what you’ll likely hear

Expect phrases like:

• “Do not tell your banker or family; you’ll jeopardize the investigation.”

• “Your funds must be moved to the Federal Reserve / a government account.”

• “This has to happen today or your funds will be seized.”

• “Buy gold bars because hackers can’t access physical assets.”

• “We’ll send an agent/courier to secure the evidence.”

Tell: Secrecy + speed + special payment = scripted fraud.

7) Why smart people fall for it (and how to defend the moment)

Why it works:

• Emotion overrides logic: fear for your life savings, shame, or the urge to fix a problem now.

• Authority stacking: multiple “officials” create a false consensus.

• Digital theater: remote cursor movement and spoofed caller ID feel real.

• Isolation: secrecy cuts you off from the very people who’d stop it.

How to break the spell—one sentence:

Then hang up. Do not argue. The longer you stay, the more hooks they set.

8) Special case studies from the SOS sweep (so you can spot variants)

• Gold-bar pickups (customer support → government impostor): Alleged in the Patel complaint; multiple scheduled meet-ups, neutral locations (parking lots, convenience stores), courier runners, six-figure extractions.

• Romance flow (confidence → crisis): Allegedly tied to Stephen Odiboh; victim lost $175,000, payments laundered while he was on supervised release for prior money laundering.

• Government “restitution” email (long-tail squeeze): Allegedly tied to Elias Circle; ~$600,000 extracted from one elder over years with official-sounding promises.

• Counterfeit checks & mule letters: Allegedly tied to Renee Thompson; continued laundering even after a money-mule warning letter—a reminder that banks actively flag this behavior.

• Retirement account hack + ID factory: Allegedly tied to Christopher Hernandez; $175,000 pulled from a senior’s retirement, parallel production/sale of fake IDs/bank cards using stolen PII.

9) A 10-step “friction plan” that stops most scams

1. Never call numbers in pop-ups, emails, or texts.

2. Never install remote-access tools at a caller’s request.

3. No secrecy agreements—ever.

4. Set bank alerts for withdrawals/wires and add a trusted contact.

5. Ask your branch for a “pause protocol” on large transactions to consult a manager.

6. If a caller claims to be your bank, hang up and call the number on your card.

7. If “government” calls, hang up and call the agency’s public .gov number.

8. Use a password manager + two-factor authentication (especially on email; that’s the reset key to everything).

9. Keep devices updated; run antivirus/malware scans monthly.

10. Keep a Family Rule: “No big money movement without two people on the decision.”

10) If you’ve already paid or installed remote access

Move fast:

• Disconnect the device from the internet; power it down.

• From a clean device, change email and bank passwords, turn on 2FA.

• Call your bank’s fraud team (number on card/statement); ask to freeze, review, and attempt recalls or holds.

• If you bought gold/cashier’s checks, call the dealer/bank immediately to flag and ask about reversal/hold options.

• Save everything: pop-ups, emails, caller IDs, receipts, tracking, serial numbers, surveillance times if you met a courier.

• File at IC3.gov (FBI).

• Get the device checked by a trusted local tech.

What real officials will never do (print this list)

They will not:

• Tell you to withdraw your money or convert it to gold.

• Send a person to your home/parking lot to collect cash.

• Ask you to wire money, send gift cards, Zelle, CashApp, Apple Pay, or crypto.

• Demand remote access to your computer or accounts.

• Request your full SSN or bank credentials by phone/email/text.

If any of that happens, it’s a scam—end the call.

The playbooks behind the losses—so you can spot them sooner

These cases covered a cross-section of modern elder fraud. Here’s how the most common schemes in this sweep typically operate:

1) Tech-Support / “Customer Support” → Gold-Bar or Wire Pickups

• You see a pop-up or get a call/text: “Your computer is locked” or “Your account is under attack.”

• You’re told to call a number or download remote-access software.

• A “technician” (really a scammer) “finds” fake problems, then “escalates” you to a bank or government “agent.”

• You’re ordered to withdraw cash, buy gold bars, or wire funds to “secure” them.

• A courier (or ride-share driver) picks up assets, sometimes at multiple meetups.

Reality check: No bank or agency protects assets by converting them to gold or collecting cash in person. Ever.

2) Government-Impostor & “Restitution” Emails

• You’re contacted by a supposed FBI/FTC/SSA/DOJ official—or receive a letter on fake letterhead—about “investigations,” “restitution,” or “seized funds.”

• You’re pressured to move money, pay fees, or provide PII.

• Some even script what to tell bank staff, and insist on secrecy.

Reality check: Real government workers do not meet you for cash, demand wires/crypto/gift cards, or tell you to hide it from family/bankers.

3) Romance & Trust Exploitation

• A new online contact (often abroad) builds intimacy, then introduces emergencies: medical bills, travel visas, customs fees, stuck transfers.

• Requests begin small, escalate, and become urgent and secret.

Reality check: Any online relationship that requires secrecy and money is a scam.

4) Counterfeit Checks & “Money Mule” Flows

• A check arrives to deposit “for a friend” or “for your new side gig.”

• You keep a cut and send the rest. The check later bounces, and you’re on the hook.

• Repeat “mule” behavior can lead to criminal charges, even if you didn’t start as the mastermind.

Reality check: Never move money for others. Banks warn, and prosecutors charge, mules.

5) Retirement Account Hacking & ID-Factory Fraud

• Criminals use phishing and leaked data to reset logins and drain retirement accounts.

• Parallel ID labs churn out fake driver’s licenses, bank cards, and shell companies to wash funds.

Reality check: Your email security (for password resets) is as crucial as your bank login.

12 red flags & friction points that stop scams cold

1. Pop-ups that demand you call a number—don’t.

2. Anyone asking you to install remote access.

3. Pressure to withdraw cash, buy gold, send crypto, wire funds, or mail cashier’s checks.

4. “Secrecy is essential” (a dead giveaway).

5. A stranger offering investment shortcuts, refunds, or “government restitution.”

6. A caller claiming to be your bank/fraud team—hang up and call back using the number on your card or statement.

7. Email addresses that are almost right (extra letters, misspelled domains).

8. Typos and urgent tone in “official” letters.

9. A new “friend” online who needs money.

10. Requests for gift cards, payment apps, or crypto to fix problems.

11. Instructions for what to say at your bank (they’re trying to beat the bank’s fraud checks).

12. Offers to move money “for safekeeping” to the “Federal Reserve” or a “government account.”

What real officials will never ask you to do

This list is straight from the U.S. Attorney’s guidance and worth printing:

• Withdraw your money or convert it to gold “for protection.”

• Meet you at home or a parking lot to collect cash.

• Ask you to wire money, send gift cards, crypto, Zelle, CashApp, Apple Pay, etc.

• Request remote access to your computer or accounts.

• Ask for your Social Security number or full bank details by phone/email/text.

If someone does any of the above, it’s a scam.

If you think you’re being targeted (or already paid)

1. Stop payments now. Tell your bank’s fraud team; give dates, amounts, and where funds went.

2. Save everything: emails, texts, receipts, shipping labels, screenshots of pop-ups, caller IDs, account numbers, and any “letters.”

3. Report immediately:

   • Local police or sheriff

   • New York State Police (if in NY)

   • FBI tipline at IC3.gov

4. Secure your accounts & devices: change email/bank passwords, enable 2FA, and have a trusted tech check your computer/phone for malware.

U.S. Attorney DiGiacomo put it plainly: Tell someone. Many seniors are embarrassed and stay quiet. Don’t. Quick reporting gives law enforcement a fighting chance to freeze funds, catch couriers, and shut down accounts before the money moves offshore.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  IC3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, numbers, emails, pop-ups, and any “badge” or ID info used
✅ Bank and transaction details (dates, amounts, destinations)
✅ Receipts for gold, checks, wires, crypto, or gift cards
✅ Screenshots, device logs, shipping labels, and courier details

Share this newsletter with someone you love. A two-minute conversation today could save a lifetime of savings tomorrow.

WEEKLY SCAM ALERTS
Week of September 14, 2025

• Woman Sentenced to 10 Years for Stealing $1.4 Million from Elderly Victim

• Map Shows States Where Seniors Are Most At Risk of Fraud

• Time’s Kid of the Year is Building a Platform to Protect Seniors from Scams

SENIOR SCAM NEWS
The Phantom Hacker Scam Explained: 8 Convictions, $1B+ in Losses, and How to Shut It Down

This week’s story shows how quickly a clever scam can turn a lifetime of savings into thin air. In federal court in Ohio, the last of eight defendants tied to a coordinated “Phantom Hacker” network was just sentenced. Their scheme—part tech-support scam, part government impostor ruse—tricked older Americans into handing over cash, wiring funds, and even buying gold bars. And while this crew is headed to prison, the larger scam is still going strong nationwide.

Let’s break down what the courts decided, how the three-phase Phantom Hacker scam actually works, and the simple moves that stop it cold.

What just happened in court

In the Northern District of Ohio, U.S. District Judge Jeffrey Helmick handed down a 46-month sentence to Kishan Vinayak Patel, 26, following his conviction at trial for money laundering conspiracy. His co-defendant Pramay Kumar Mamidi, 27, was previously sentenced to 60 months. The court also ordered Patel and Mamidi to pay nearly $4 million in restitution, jointly and severally, to victims across Ohio, Michigan, Illinois, and Indiana.

Six other members of the same case had already pleaded guilty to money laundering charges and received prison terms:

• Hiren Jagdishbhai Patel, 33 (Columbus): 39 months

• Dileep Kumar Sakineni, 26: 72 months

• Balaji Rakesh Mulpuri, 26: 27 months

• Avi Jitendrakumar Patel, 22: 33 months

• Sai Hruthik Thodeti, 25: 24 months

• Srinivas Ravi Valluru, 31: 60 months

Prosecutors described these eight as money launderers for global Phantom Hacker crews, moving tens of millions siphoned from seniors through wires, cash pickups—and in some cases, gold bar hand-offs to impostors posing as law enforcement.

Victims were told their accounts were “compromised” or their assets were being seized; the only way to “protect” the money was to move it quickly—to the scammers. Ohio victims in this case included residents of Lima, Goshen, Sunbury, and Zanesville.

The good news: this particular group is off the streets. The bad news: the Phantom Hacker machine keeps cranking elsewhere—and the FBI and the New York Attorney General say losses since 2024 exceed $1 billion, with most victims age 60+.

Twitter tweet

The 3-Phase Phantom Hacker scam (and why it works)

Think of this con as a relay race—three impersonators passing you from one “authority” to the next, each making the lie feel more official:

Phase 1: The “Tech Support” hook

• It starts with a pop-up, text, email, or call warning that your computer is infected or your account is hacked.

• You’re told to call a number or click a link.

• The “technician” asks you to install remote access software “so they can help.”

• Once in, they have you open your bank or investment accounts “to look for unauthorized charges”—really, they’re checking your balances and which institutions you use.

• They warn you: “Expect a call from your bank’s fraud team.”

Why it works: Fear (I’m hacked!) plus authority (they sound helpful and technical) plus proof (they’re moving your cursor—very convincing).

Phase 2: The “Financial Institution” hand-off

• A new voice calls, claiming to be your bank’s fraud department. Caller ID may even show the bank’s real name (thanks to spoofing).

• They insist your bank is compromised by foreign hackers.

• The “only safe step” is to move your funds—by wire transfer, by cash/gold handoff to a courier, or even into crypto—to a “protected third-party account,” often falsely named as the Federal Reserve or a U.S. government account.

Why it works: You now think two separate institutions agree you’re under attack. It feels urgent and coordinated.

Phase 3: The “Government” seal of legitimacy

• Yet another caller claims to be from a U.S. agency (FBI, DOJ, Federal Reserve).

• If you hesitate, they send a fake letter or email on official-looking letterhead.

• They demand secrecy (“Telling your banker/family could tip off the hackers”) and sometimes script what to say at the branch.

Why it works: Authority stacking—tech support + bank + government—overwhelms your instincts. Add secrecy and speed, and even thoughtful people can be rushed into life-altering decisions.

Cash, wires, or gold: why they push certain payments

• Wires clear fast and are tough to reverse.

• Cash/gold pickups bypass bank fraud filters entirely. We’re seeing more gold bar buys and parking-lot hand-offs to “agents” because metals leave fewer digital breadcrumbs.

• Crypto is instant and can bounce across wallets worldwide.

Bottom line: if someone says your money is at risk and you must move it immediately—that’s your cue to stop.

10 hard rules that block the Phantom Hacker

1. Never call the number in a pop-up, email, or text.

2. Never install remote access software at a stranger’s request.

3. No one legitimate will ask you to move money to “government safekeeping.”

4. No secrecy. Real investigations don’t tell you to hide things from your bank or family.

5. Hang up and verify using a number you already know (from your card or bank website).

6. Set a family rule: A surprise money request = call a trusted relative before doing anything.

7. Ask your bank for withdrawal/wire alerts and a “trusted contact” note on the account.

8. Slow it down at the branch. If you’re moving a large sum, ask to speak with a branch manager and request a fraud check.

9. Lock down devices: Use automatic updates, strong unique passwords, and two-factor authentication on email and banking.

10. Post less personal detail publicly; scams are tailored from what you share.

“I already let them in. What now?”

Act fast and work down this list:

• Disconnect from the internet, power down the device.

• From a different device, change your email and bank passwords; enable two-factor authentication.

• Call your bank’s fraud team (use the number on your card/statement). Ask for a fraud hold and review recent wires/withdrawals.

• If you bought gold or cashiers’ checks, call the dealer/branch immediately to flag the transaction; ask about cancellation/hold options.

• File at IC3.gov (FBI Internet Crime Complaint Center).

• Save everything: pop-up screenshots, caller IDs, emails, remote-access logs, wire receipts, tracking numbers, and any “official” letters they sent.

• Take the affected device to a trusted local tech for malware removal.

Why we share sentencing news

It’s not about scaring you; it’s about recognition. When you see the pattern—pop-up → bank call → government call → secrecy + speed—you’ll spot it a mile away. The Ohio case proves that reporting works: victims’ courage + coordinated law enforcement = arrests, convictions, restitution. That’s how we change the odds.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, or numbers used by the scammer
✅ Any websites, pop-ups, text messages, or voicemails
✅ Details of any money moved—cash, wires, gold, crypto—plus dates and amounts
✅ Screenshots, receipts, device logs, or shipping/meeting details

Stay safe, share this with a friend who needs it, and remember: no bank, tech company, or government agency will ever ask you to move your money to “protect” it.

WEEKLY SCAM ALERTS
Week of September 6, 2025

• Scammers Steal $14,000 from Elderly Veteran Using Fake Arrest Warrant

• Case Manager Accused of Stealing $70,000 from Elderly Victim

• Fake Astronaut Steals Thousands in Romance Scam Gone Wrong

SENIOR SCAM NEWS
⚠️ Pop-Ups, Fake “Agents,” Real Losses: Brothers Charged in $400K Senior Scam

This week’s case threads together three of the most dangerous tactics we warn about: alarming computer pop-ups, government impostors, and urgent demands to move your money “for safekeeping.” Prosecutors say two New Jersey brothers ran that exact playbook and nearly got away with $400,000 taken from four senior women in New York and Connecticut.

What happened

Brooklyn District Attorney Eric Gonzalez announced the indictment of Abhishek Barvalia (31) and Tushar Barvalia (32) of Rutherford, NJ. The scheme allegedly ran from June 2023 to January 2024, targeting women ages 76, 78, 83, and 90 living in Brooklyn, Staten Island, Queens, and Connecticut. The brothers pleaded not guilty and are due back in court October 22, 2025.

According to prosecutors, the pattern was consistent: a pop-up or unsolicited call claimed the victim’s accounts were compromised. Then came the impersonations—bank reps, Microsoft/Apple security, FTC, even the FBI—pressuring victims to withdraw funds immediately, keep the “investigation” secret, and send cashier’s checks or wire money to accounts the defendants controlled.

Brooklyn DA, Eric Gonzalez

Four victims. One playbook.

• 83-year-old (June 30, 2023): A “bank representative” called. She shared account info; $15,000 was wired out that day. A second request for $21,000 was blocked by her bank—a critical save.

• 78-year-old (July 5, 2023): A pop-up said her computer had malware. She phoned the number for “Microsoft,” then was transferred to a fake FTC agent who told her to send money to the government for safekeeping. She mailed two cashier’s checks totaling $70,000.

• 90-year-old (Dec. 4, 2023): A pop-up warned of an “Apple Security Risk.” A supposed government agent said her accounts were being used for illicit activity (even child pornography)—a horrifying lie designed to shock and isolate her. Over two weeks she sent about $136,224.

• 76-year-old (Dec. 11, 2023): A pop-up urged her to call. A fake FBI agent claimed hackers were using her identity to sell drugs, guns, and launder money. She withdrew $171,680 in three cashier’s checks and mailed them as instructed.

DA Gonzalez called the conduct “despicable,” noting the defendants allegedly told victims to keep withdrawals confidential—a classic secrecy tactic used to defeat common-sense support from family and bank staff.

How this scam hooks smart people

1. Fear + Authority: Flashy pop-ups and official-sounding titles (“FBI,” “FTC,” “Bank Security”) trigger panic and obedience.

2. Urgency + Secrecy: “Move it now, tell no one” prevents victims from reality-checking with family or bankers.

3. Frictionless Payment: Cashier’s checks and wires are fast, final, and hard to reverse.

Red flags to share with your circle

• Any pop-up telling you to call a number or grant remote access.

• A caller claiming to be law enforcement, a bank, or Microsoft/Apple who asks for money or account info.

• Instructions to withdraw your savings and mail cashier’s checks or wire funds to “government-controlled” accounts.

• Demands for absolute secrecy.

Do this instead

• Don’t click, don’t call the number. Close the pop-up. If needed, power off and have a trusted local tech check your device.

• Verify on your own. Call your bank using the number on your bank card or statement. For government agencies, find the phone at .gov sites—never from a pop-up or text.

• Ask for backup. Bring a family member to the bank when making large transactions. Ask the manager to review for fraud red flags.

• Tell someone. Real investigations never demand secrecy from your family or banker.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Phone numbers, emails, pop-up screenshots, and any instructions you received
✅ Bank activity: dates, dollar amounts, and copies of checks/wire receipts
✅ Envelopes/labels if you mailed funds, and any tracking numbers
✅ Notes on what was said—especially demands for secrecy or threats

Stay safe, share this with someone you love, and remember: no real bank, tech company, or government agency will ever ask you to move your money “for safekeeping.”

WEEKLY SCAM ALERTS
Week of September 1, 2025

• YouTubers help dismantle $65 Million Scam Ring Targeting Seniors Run by Chinese Organized Crime Ring

• New Jersey Brothers Indicted for Alleged Financial Scam Targeting Seniors

• Former US Postal Inspector Charged with Stealing Over $330,000 in Cash From Seniors

SENIOR SCAM NEWS
🚨 Criminal Arrested in $51 Million Tech Scam Targeting Seniors

This week’s case reads like a movie. An elderly San Angelo resident was convinced his computer had been “locked by a government agency.” The caller said the only way to protect his accounts was to withdraw his savings and convert it to gold bars for “safe keeping.” Over four separate meet-ups around town, couriers collected nearly $900,000 in gold.

Fortunately, the victim reported the scam on July 24, 2025, which triggered an investigation that now links the same suspect to more than $51 million in losses across the Dallas–Fort Worth and East Texas regions. This victim’s brave efforts will help this criminal from continuing to prey on other seniors.

How the case broke open

San Angelo Detective Russell took over the case on July 31. Surveillance video captured one of the pickups at a southwest convenience store. From the footage, vehicle records, and a driver’s license photo, investigators identified the suspect as Muthukrishnan Palraj, in the United States on a work visa.

Muthukrishnan Palraj, arrested in senior scams amounting to over $51 million

A statewide bulletin went out. Agencies from the Texas Department of Public Safety to the Collin County Sheriff’s Office, Colleyville PD, Irving PD, the U.S. Department of State, and U.S. Customs and Border Protection joined in. DFW investigators quickly tied Palraj to additional, similar scams in their jurisdictions.

On August 6, Detective Russell presented a probable cause affidavit for Financial Abuse of the Elderly over $150,000 (a first-degree felony). A warrant was issued; Palraj was arrested August 11 in the Dallas–Fort Worth area. State and federal prosecutions are underway. After serving any sentence, authorities say he will be deported.

The playbook: government impersonation + gold handoffs

This is a hybrid of tech-support fraud and government-impersonation fraud with a “courier” twist:

1. The trigger: A pop-up or call claims your computer is locked or your identity is under federal investigation.

2. Authority & urgency: The caller masquerades as a “federal agent,” “Treasury investigator,” or “Microsoft/Apple security,” warning that your money will be seized.

3. Isolation: You’re told to keep this secret—not even your banker or family can know—or you’ll “jeopardize the case.”

4. Asset conversion: You’re instructed to withdraw cash and buy gold bars (or sometimes cashiers’ checks or cryptocurrency).

5. The pickup: A “courier” or ride-share driver meets you at a neutral site (a parking lot, convenience store, or outside your home) to “secure evidence.” Multiple pickups are common.

Why gold? It’s fast to move, difficult to trace, and often bypasses bank fraud controls that would flag large wire transfers.

Red flags that stood out in this case

• A demand to buy gold (or crypto) to “protect” your money.

• A claim that computers or phones have been locked by the government.

• Pressure to keep it secret from your bank and family.

• A request to hand assets to a stranger or a ride-share driver.

• Multiple meetings to collect more gold or cash after the first handoff.

Protect yourself (and your parents) right now

• Shut it down, don’t call back. If you get a pop-up or a call claiming to be a government or tech company, hang up. Power down your device. If needed, take it to a trusted local technician—not a number given by the pop-up.

• Banks & metals dealers: build speed bumps. Ask your bank to add withdrawal alerts, a second-person verification for large cash withdrawals, and a “trusted contact” note. If you or a loved one buys precious metals, ask the dealer to call your bank’s fraud desk before completing unusual, high-dollar purchases.

• No secrecy rules. Real officials never demand secrecy or tell you not to speak to your bank or family.

• Create a family plan. Agree on a code word for emergencies and a rule to call back using a known number—never a number supplied by the caller.

• After any suspicious event:

  • Run a malware/antivirus scan and update your device.

  • Ask your bank for a fraud review of recent activity.

  • Place a fraud alert with one credit bureau (it propagates to the others).

If you’ve already handed over cash or gold

Time matters. Report this as quickly as possible in hopes of recovering lost funds, catching the criminal, and protecting potential victims. Here’s what to do as quickly as possible:

• Call local police to report the crime and request an incident number.

• Contact your bank’s fraud department and the metals dealer (if used); provide receipts, dates, and serial numbers if available.

• File at IC3.gov (the FBI’s Internet Crime Complaint Center).

• Save all texts, caller IDs, pop-up screenshots, receipts, courier details, and surveillance timestamps if you have them.

Why this arrest matters

This San Angelo case shows how a single report can unravel a far larger network. The rapid coordination among local agencies, DPS, federal partners, and border authorities turned one victim’s courage into a statewide warning—and a major arrest.

But here’s the hard truth: as long as scammers can provoke fear and rush people into secrecy, they’ll find new victims. Awareness is your shield.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, phone numbers, ride-share details, or license plates used by the scammer
✅ Any websites, pop-ups, or messages involved
✅ Amounts, dates, and how the assets were moved (cash, gold, crypto, wires)
✅ Screenshots, receipts, or surveillance references, if available

Stay sharp, share this with someone you love, and remember: no government agency will ever ask you to buy gold.

WEEKLY SCAM ALERTS
Week of August 18, 2025

• Caregiver Arrest Highlights Growing Elder Fraud Exploitation

• FTC Reports Sharp Rise in Impersonation Scams Targeting Seniors

SENIOR SCAM NEWS
🚨 $5 Million Grandparent Scam Organization Busted

If you’ve ever gotten a sudden call from someone claiming to be your grandchild in trouble, your heart probably skipped a beat. You’d want to do anything to help, right? Sadly, that exact instinct is what scammers across the world are exploiting — and this week’s story reveals just how large, sophisticated, and devastating these fraud rings can be.

Federal prosecutors in Massachusetts recently unsealed charges against 13 people accused of running a transnational elder fraud ring that stole more than $5 million from seniors across Massachusetts, New Hampshire, Maine, and beyond. The details read like something out of a crime novel, but tragically, it was very real for more than 400 elderly victims who lost their life savings.

How the Scam Worked

According to federal court documents, the operation was run out of call centers in the Dominican Republic. The group followed a precise playbook, with different roles assigned to carry out the scam, and with call scripts, such as this one:

Call Script from Scammers

This organization including the following roles:

• “Openers” – These were the first callers. They pretended to be a grandchild in trouble — arrested, in a car accident, or in desperate need of bail money. Their goal was to get victims panicked and emotionally hooked.

• “Closers” – Once the victim was on edge, another scammer would step in, claiming to be a lawyer, police officer, or bail agent. They explained what “had to be paid” and gave instructions for sending money.

• “Runners” – These individuals physically collected the cash. Sometimes they were members of the scam ring, but often they tricked rideshare drivers into acting as couriers, picking up envelopes of money from seniors and delivering them to the criminals.

Scammers didn’t stop after the first payout. In many cases, they called back multiple times, telling new lies to keep squeezing victims — saying there was a miscarriage, a death, or new legal complications that required more money.

Inside the call centers, employees tracked their daily earnings on whiteboards, noting how much each opener and closer had extracted from their victims.

Scammers Tracked How Much They Stole from Victims

Who Was Behind It

Federal prosecutors identified Oscar Manuel Castaños Garcia as the alleged mastermind. According to the FBI, Garcia and his team ran the operation like a business: recruiting callers, directing the runners, and referring to new potential victims as “fresh meat.”

The indictment lists 13 defendants in total, including:

• Garcia himself, accused of orchestrating the entire scheme.

• Joel Jose Cruz Rodriguez, Edward Jose Puello Garcia, Joan Manuel Mathilda Leon, and others who worked in the call centers.

• Associates in the U.S. who helped launder money and move stolen funds.

At least nine of the suspects have already been arrested, while others remain fugitives — some in the U.S., others abroad. These criminals were brazenly flaunting their stolen money in photos.

The Devastating Impact

This wasn’t just a matter of stolen money. Prosecutors described the human toll vividly:

• Retirements delayed – Victims who had carefully saved for years suddenly had nothing left.

• Inheritances lost – Money meant for children and grandchildren vanished into scammer’s pockets.

• Lives turned upside down – Victims not only lost money but felt ashamed, guilty, and broken.

One FBI agent said it plainly: “Retirements delayed, inheritances lost, lives turned upside down.”

The scheme hit Massachusetts seniors especially hard, but cases stretched across 46 states. For many, the calls came at the worst possible times — when they were home alone, vulnerable, and desperate to protect family.

Law Enforcement’s Response

The takedown was the result of cooperation between multiple agencies: the FBI’s Boston Division, the U.S. Attorney’s Office in Massachusetts, Homeland Security Investigations, and law enforcement partners in the Dominican Republic.

Authorities stressed that the arrests don’t undo the losses, but they do stop these criminals from harming anyone else. Prosecutors also made clear: these scams aren’t random. They’re organized crime rings, just like drug cartels, but focused on stealing money instead of selling contraband.

Why Seniors Were Targeted

The affidavit highlights why older adults are especially vulnerable:

• Seniors are more likely to answer unknown phone calls.

• Many live alone, making them easy to isolate emotionally.

• Strong family bonds make “grandparent scams” highly effective.

• Seniors may not be as familiar with caller ID spoofing or rideshare manipulation.

The fraudsters knew this — and deliberately focused their energy on the elderly.

Protecting Yourself and Your Loved Ones

This case is a chilling reminder that no one is immune. Here’s what you can do to protect yourself:

1. Hang up immediately if someone calls claiming to be a grandchild in distress.

2. Verify the story by calling your grandchild or another family member directly.

3. Never send cash to someone you don’t know personally.

4. Don’t keep it secret – real family emergencies never come with instructions to hide them.

5. Report the call to law enforcement and the FTC at ReportFraud.ftc.gov.

And most importantly: Talk about these scams with family and friends. The more people are aware, the harder it becomes for scammers to succeed.

Why We Must Keep Speaking Up

The Massachusetts case is one of the largest grandparent scam takedowns in history — but it’s not the last. Prosecutors said this type of fraud is spreading, with new call centers popping up overseas.

That’s why awareness matters. Every time you share this information with someone else, you’re building a shield around your community.

Your Voice Could Be the Turning Point

If you or someone you love is targeted by a scam, don’t stay silent. Report it immediately to law enforcement and the FTC at ReportFraud.ftc.gov. By speaking up, you not only protect yourself — you also help stop scammers from finding their next victim.

Together, we can shine a light on these crimes and keep our seniors safe.

📢 What To Do If You Suspect Financial Abuse

If you're over 60—or helping someone who is—take action immediately if you notice unusual withdrawals, transfers, or changes in property ownership:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)

• 💻 Report to the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact local police or adult protective services

What to Include in Your Report:

✅ Names and relationships of anyone with financial access
✅ Dates and amounts of suspicious transactions
✅ Copies of deeds, trust agreements, or account statements
✅ Any written or digital communication related to the transfers

WEEKLY SCAM ALERTS
Week of August 10, 2025

• San Mateo Police Warn of Self-Checkout Scam Targeting Seniors

• FTC Finds Imposter Scams Cost Seniors Over $700 Million

• 3 Arrested in Texas Scam Targeting Seniors

SENIOR SCAM NEWS
“Helper” Turned Thief: How Trust Was Exploited in a $2.2 Million-Dollar Embezzlement

A California man has been found guilty of embezzling more than $2.2 million from an elderly man’s inheritance, proving that not all scams involve strangers or anonymous phone calls. Sometimes, the danger comes from someone who appears to be lending a helping hand.

A jury has found Jamal Nathan Dawood, also known as “Jimmy Dawood,” guilty of embezzling over $2.2 million from an elderly man who had recently inherited property and retirement savings from his late brother.

Photo by JD Mason on Unsplash

The Setup: A Seemingly Helpful Offer

In 2019, the elderly victim faced the challenge of managing a substantial inheritance: multiple real estate properties and retirement funds left to him by his deceased brother.

Enter Dawood, a 54-year-old from Burbank, California, who offered to “help” manage the assets. He presented himself as someone the victim could trust—someone with the skills to handle complicated real estate and financial matters.

One of Dawood’s first moves was to convince the victim to open a trust account for managing the retirement savings. This account would, on paper, safeguard the funds for the victim’s benefit.

The Betrayal: Secret Transfers and Hidden Deals

Once Dawood had access to the trust account, the situation changed dramatically.

Without the victim’s knowledge or permission, Dawood began making wire transfers and online banking transactions from the trust account into accounts he controlled. He also transferred funds to people with whom he had personal or business connections.

But Dawood didn’t stop at cash. He persuaded the victim to transfer ownership of his home and his late brother’s real estate holdings into various companies—falsely claiming the victim would still have an ownership stake.

In reality, Dawood and close associates controlled those companies. The victim was left with neither the properties nor the funds from their sale.

The Payoff: Lavish Purchases with Stolen Wealth

Prosecutors revealed that Dawood used the stolen money to buy real estate in La Crescenta and Fontana, California. In total, at least $2,202,688 in cash and property was taken from the victim.

This wasn’t a one-off theft. It was a calculated, months-long embezzlement that drained the victim of his inheritance and his home.

Justice Served—Sentencing to Come

After a seven-day trial, Dawood was found guilty of:

• Six counts of wire fraud (each carrying a maximum of 20 years in federal prison)

• Nine counts of money laundering (each carrying up to 10 years in federal prison)

U.S. District Judge James V. Selna has scheduled sentencing for December 8. Dawood faces the possibility of decades in federal prison.

Lessons for All Seniors and Families

This case is a stark warning: not all predators use fake phone calls or phishing emails. Some use trust and familiarity as their main weapons.

Here are key takeaways to protect yourself or a loved one:

🔹 Never give one person full control over your financial accounts or property deeds without oversight.
🔹 Require dual signatures for large transfers from trust or investment accounts.
🔹 Consult an independent attorney before transferring ownership of property—even temporarily.
🔹 Request regular account statements and review them with a trusted friend or family member.
🔹 Be wary of anyone who pressures you to act quickly on major financial decisions.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers and financial abusers rely on secrecy and shame to keep victims quiet. Speaking up can stop them in their tracks—and prevent others from being harmed.

📢 What To Do If You Suspect Financial Abuse

If you're over 60 or helping an older loved one manage their finances, take action immediately if you see suspicious activity:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)

• 💻 Report online to the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department or adult protective services.

What to Include in Your Report:

✅ Names and relationships of anyone with access to accounts or property
✅ Documentation of suspicious transfers or sales
✅ Copies of property deeds or trust agreements
✅ Any correspondence or messages related to the transactions

This story is a sobering reminder that trust is earned, not assumed—and it must be backed by transparency and safeguards. Let’s stay vigilant and protect what our loved ones have worked so hard to build.

WEEKLY SCAM ALERTS
Week of August 3, 2025

• Mother and Daughter Sentenced in $500,000 Senior Scam Scheme

• 86-Year-Old Scammed Out of $43,000 by Fake Police Officer

• Three Arrested in Senior Scam Scheme

SENIOR SCAM NEWS
235 Victims. $8.8 Million Stolen. Cybercriminal Ring Busted for Exploiting Elderly Bank Customers

This week, a major takedown occurred as seniors across America are being targeted by professional criminal networks—and even trusted bank employees.

Authorities in Florida announced the arrest of eight suspects who stole $8.8 million from over 230 elderly victims by accessing private bank account information and selling it through encrypted messaging apps.

This wasn’t a quick con. It was a sophisticated cybercrime ring involving bank insiders, digital tools, and a web of fraudsters working across multiple states.

Let’s break down what happened—and what you can do to stay safe.

Polk County Sheriff Grady Judd and Attorney General James Utheimer presenting the fraud ring.

How the Scam Worked

According to the investigation led by Florida Attorney General James Uthmeier’s Office of Statewide Prosecution and the Polk County Sheriff’s Office, the scam started inside a Maryland bank.

Three employees—Barbara Frazee (65), Camala Shafer (57), and Antonio Penn (32)—had direct access to seniors’ sensitive account data. Penn, who worked with Frazee and Shafer, would ask them to log in to customer profiles while he secretly took photos of login credentials and financial information.

That data was then sold on Telegram, an encrypted mobile messaging app popular with cybercriminals. One of the buyers? Okeroghene Akushe, a 29-year-old from Missouri.

A Digital Web of Theft

Once stolen, the data made its way through the hands of “recruiters” and resellers who opened new bank accounts, transferred funds, and laundered money across the country.

One suspect, Roshado Durrant, even admitted to police that he worked as a recruiter for two years—forwarding stolen bank files to other scammers in exchange for cash.

The stolen money was used to:

• Buy cars

• Fund personal bank accounts

• Support a lifestyle built on theft and deception

The Victims: Targeted Because They Were Elderly

Officials confirmed what we already know: this ring specifically targeted seniors. Many of the victims were chosen because of their age, vulnerability, or large account balances.

The Takedown

The investigation began in April 2023, when Synchrony Bank flagged a suspicious $250,000 transfer. The funds disappeared quickly—triggering red flags for fraud analysts.

With the help of cybercrime units from Florida, Maryland, Missouri, Virginia, and the IRS, law enforcement unraveled the network and made arrests.

Here’s what some of the suspects are facing:

• Antonio Penn: $1.02 million bond, charged with racketeering, ID theft, and wire fraud

• Okeroghene Akushe: $760,000 bond, multiple felonies

• Roshado Durrant: held with no bond

• Others include Kevin Clayton, Michael Nevarez, Hassan Phillips, and the bank insiders Frazee and Shafer

In total, over $8.8 million was stolen, affecting 235 victims across the U.S.

What You Can Do to Stay Safe

Here are a few critical steps to help protect your finances and identity:

🔒 Ask your bank to add extra protections—such as two-person verification for wire transfers or alerts for large withdrawals.
📞 Be suspicious of calls or texts requesting account changes or verification you didn’t request.
🧾 Check your bank statements regularly, or ask a trusted loved one to help.
👀 Watch for unfamiliar accounts being opened in your name.
🗣 Talk openly with your bank about senior fraud protections they offer.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam didn’t succeed.

What to Include in Your Report:

✅ Names or bank employees involved
✅ Suspicious transactions, messages, or account changes
✅ Screenshots, receipts, or internal documents if possible

Stay alert, stay connected, and let’s keep fighting fraud—together.

WEEKLY SCAM ALERTS
Week of July 20, 2025

• $1 Million Fraud: NJ Man Scammed Seniors with Investment Scam

• Gold Bar Scam Steals $555,982 From Senior in Pennsylvania

• IRS Provides Tips for Protecting Seniors

SENIOR SCAM NEWS
$3.2M Senior Scam — Couple Accused of Stealing Home, Land & Life Savings

This week, we bring you a story that strikes close to home—both literally and emotionally. In Missouri, a husband and wife have been charged with stealing more than $3.2 million from two elderly individuals over the course of nearly three years.

The case involves forged documents, financial manipulation, and even a stolen home and farm, all allegedly carried out by people the victims knew personally.

Here’s what happened—and how to protect your loved ones from similar abuse.

The Accused: Trusted Faces Turned Exploiters

Trenton Hansuld, 31, and Kirsten Hansuld, 34, owners of TKH Aquatics, a pet shop in Lexington, Missouri, have been charged with:

• Two counts of financial exploitation of an elder or disabled person

• Two counts of stealing over $25,000

• Two counts of filing false documents

In addition, Trenton Hansuld faces one count of forgery and another of filing a false document.

Trenton and Kirsten Hansuld

The charges stem from a shocking series of actions that took place between November 2022 and July 2025, in which the couple allegedly gained access to the victims’ finances and property, then systematically drained their wealth.

The Victims: Elderly and Vulnerable

According to Missouri's Office of Special Investigations, the victims—ages 72 and 83—suffer from cognitive and memory issues that made them unable to protect their own interests.

In June 2024, Bank Midwest flagged suspicious activity and filed a fraud alert. Investigators quickly uncovered a disturbing trail of deceit:

• The Hansulds allegedly moved into the victims’ property

• Trenton Hansuld was added to one of the victim’s bank accounts

• Over $800,000 was withdrawn, including monthly $5,000 transfers

• Deeds for the home and farmland were transferred into Trenton’s name

• In total, $1.6 million in cash and $1.6 million in property were stolen

Ray County Prosecutor Camille Johnston said, “If the bank hadn't caught it, they would probably still be doing this.”

Where the Money Went

Prosecutors say the money wasn’t just stolen—it was spent. The Hansulds allegedly used the victims' funds to pay for:

• Personal expenses

• Their exotic pet store business

• Deposits into personal accounts

The victims’ identities—and their relationship to the Hansulds—have not been released. But authorities confirmed the couple personally knew the victims, making this case an especially egregious example of betrayal and elder exploitation.

Justice In Progress

The Hansulds were arrested and arraigned this week. They’ve both pleaded not guilty and are currently being held in Ray County Jail on $250,000 cash bonds each. A release hearing is scheduled for July 23.

Meanwhile, state investigators are continuing the search for the missing funds.

What This Means for You

This case is a painful reminder that elder exploitation doesn’t always come from strangers. In many cases, it’s someone close—someone trusted.

🧾 Review bank statements and legal documents regularly
👀 Watch for sudden changes to property ownership or power of attorney
📞 Stay in close contact with aging loved ones, especially if they live alone
🏦 Encourage banks to place extra protections or alerts on senior accounts
🚨 Report any red flags immediately—don’t wait

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers and abusers count on silence. But reporting elder fraud doesn’t just protect one person—it can protect many.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department or adult protective services

What to Include in Your Report:

✅ Names and relationships of suspected abusers
✅ Financial account activity or suspicious withdrawals
✅ Any new legal documents, such as deeds or POAs
✅ Screenshots, receipts, or notarized filings if available

This story is a sobering call to action. Let’s protect our elders the way they once protected us.

WEEKLY SCAM ALERTS
Week of July 13

• Senior Scammed Out of $16,000 by Criminal Impersonating Microsoft IT Support

• Fake CAPTCHA Scam Continues to Cause Trouble

• Police Arrest Man Accused of Impersonating FBI Agent

SENIOR SCAM NEWS
👵 $30M Grandparent Scam Network Busted—Ringleader Faces 40 Years

Sorry for not getting the newsletter out yesterday. It was human error and not a technical glitch.

This week’s story is one of justice finally catching up with fraud. A Canadian man accused of running one of the largest “grandparent scam” networks in North America has been arrested—and the scale of the operation is almost unbelievable.

Authorities say this single network stole more than $30 million from seniors in 46 U.S. states by playing on their greatest vulnerability: love for their grandchildren.

Let’s break down what happened, how the scam worked, and what you can do to protect yourself and your loved ones from this kind of emotional fraud.

The Arrest: A Major Victory

On July 4, Canadian authorities arrested Gareth West, described as the mastermind of a sophisticated criminal ring based in Montreal, Quebec. He was taken into custody by the Royal Canadian Mounted Police (RCMP) at the request of U.S. officials.

Gareth West, Facebook

West faces charges of conspiracy to commit wire fraud and conspiracy to commit money laundering, which together could carry a maximum sentence of 40 years in federal prison if he is extradited and convicted in the U.S.

He is accused of running a call center operation that employed dozens of scammers, all trained to manipulate senior citizens with one specific lie.

How the Scam Worked

The fraud was a textbook example of what’s known as a “grandparent scam.”

Here’s how it unfolded:

1. Victims received a sudden, panicked phone call from someone claiming to be their grandchild.

2. The fake grandchild said they had been arrested or injured and urgently needed bail or legal fees.

3. Victims were pressured to act quickly and not tell other family members, to create secrecy and urgency.

4. Callers then transferred the victim to fake lawyers or bail agents.

5. Money was picked up using couriers or ride-share drivers, or sent through wire transfers.

By the time seniors realized it was a scam, their money—and often their trust—was gone.

The Lifestyle Behind the Lies

While victims were panicking and emptying their savings, Gareth West was living large.

Authorities say West posed as a successful Montreal real estate developer, while secretly using the stolen money to fund a luxury lifestyle—including expensive cars, high-end homes, and lavish travel.

A CBC investigation even revealed that he had evaded a previous arrest in March, fleeing just before a raid on a property in Burlington, Ontario.

Justice in Motion

West’s arrest follows the previous capture of 23 other people involved in the fraud. The arrests were the result of an international law enforcement effort involving:

• The RCMP

• U.S. Homeland Security Investigations

• The IRS

• Provincial and local police

Another suspect, Jimmy Ylimaki, was also recently located after being on the run.

Extradition proceedings for West are now underway in Canada.

How You Can Protect Yourself

This case is a powerful reminder: scammers will say anything to get your money—even pretend to be your grandchild.

Here are steps you can take to stay safe:

👂 Stay calm if you receive a distress call. Don’t panic.
📞 Hang up and call your real grandchild or another family member.
🚔 Never send money to someone you don’t know or haven’t verified.
🚫 Do not give out personal details like your address, account numbers, or family names to unknown callers.
📣 Talk openly with friends and family about this type of scam so everyone knows what to expect.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam didn’t succeed.

What to Include in Your Report:

✅ The phone number or name used
✅ What was said during the call
✅ Any transfers or payments made
✅ Screenshots or receipts, if available

Stay safe, stay aware—and share this story. You could be the reason someone else doesn’t fall for the same lie.

WEEKLY SCAM ALERTS
Week of July 6, 2025

• Police Warn of ATM Scam Targeting Seniors

• Investigators Warn of New Crypto Pig-Butchering Scam

• Scammers Pose as Pennsylvania Officials to Scam Seniors

SENIOR SCAM NEWS
Nigerian National Pleads Guilty to Scamming Seniors Out of Over $6 Million

This week, we’re shedding light on one of the most damaging elder scams we’ve seen this year—and it’s a perfect example of how sophisticated, global fraud operations prey on kindness and hope.

A Nigerian national has pleaded guilty to running a transnational inheritance scam that defrauded more than 400 U.S. seniors out of over $6 million. The ringleader, Ehis Lawrence Akhimie, age 41, was recently convicted of conspiracy to commit mail and wire fraud and now faces up to 20 years in prison.

This scam didn’t just span states—it spanned continents. And while justice is now catching up, the financial and emotional damage it left behind is a wake-up call for all of us.

The Scam: Promises of Fortune, Built on Lies

Akhimie and his team mailed personalized letters to elderly Americans, claiming to represent a bank in Spain. These letters said the recipient was entitled to a multimillion-dollar inheritance from a long-lost relative who died overseas.

But before they could receive the fortune, victims were told they needed to pay for:

• Delivery fees

• Legal expenses

• Taxes

• And special government "clearance" charges

Many victims sent money repeatedly, convinced they were one step away from life-changing wealth. In truth, the inheritance didn’t exist.

Even worse, Akhimie and his crew recruited former victims to help collect and forward funds to other scammers—deepening the deception and making it harder to trace.

The Victims: Targeting the Trusting

Over 400 victims, many of them elderly and vulnerable, fell for the scam. Some lost tens of thousands of dollars. These weren’t careless people—they were targeted because they were trusting, isolated, or unfamiliar with international fraud.

Justice Delivered—Worldwide

Akhimie is just one of several people now behind bars for their roles in this scheme. According to court documents:

• 7 co-conspirators from Nigeria, the U.K., and Spain have already been convicted and sentenced

• Sentences ranged from 82 months to 128 months

• One scammer was extradited from Portugal, another paroled from Nigeria

The investigation was made possible through international cooperation, with help from the U.S. Postal Inspection Service, Homeland Security Investigations, and law enforcement in the U.K., Spain, and Portugal.

What to Watch Out For

Scams like these continue to evolve—but they often rely on a few common tactics:

🚫 No legitimate inheritance will require upfront payment.
📬 Be skeptical of letters or emails from foreign banks or law firms.
💵 Never send money to claim money.
💬 Talk to someone you trust before making any financial decisions involving an inheritance, lawsuit, or foreign prize.

Remember: If it sounds too good to be true—it probably is.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, or numbers used by the scammer
✅ Any websites, text messages, or voicemails
✅ Details of any money sent—cash, wire transfers, gold, or gift cards
✅ Screenshots or receipts, if available

We’re in this together. By staying informed, you help protect yourself and others.

WEEKLY SCAM ALERTS
Week of June 22, 2025

• FBI Reports 43% Increase in Elder Fraud

• Houston Man Loses $500,000 in Senior Scam

• Las Vegas Police Stop Grandparent Scam

SENIOR SCAM NEWS
🔓 16 Billion Passwords Leaked—Change Yours Now

If you’ve ever used a computer, smartphone, or email address, your information could already be in the wrong hands. And that’s not meant to scare you—it’s meant to help you act fast.

Last week, cybersecurity experts confirmed what many of us have feared for years: over 16 billion credentials—including accounts from Apple, Facebook, Google, and more—have been leaked and are now being actively used by scammers and hackers around the world.

Here’s what happened, why it matters, and what you can do to protect yourself starting today.

What Happened?

On June 20, 2025, researchers confirmed the discovery of what’s being called the Mother of All Breaches (MOAB)—a massive collection of stolen login credentials gathered from past hacks, leaks, and phishing attacks, all now combined into one searchable database.

This database includes:

• Apple ID accounts

• Google Gmail logins

• Facebook usernames and passwords

• And millions of logins from other major platforms like Dropbox, LinkedIn, and Microsoft

These credentials were likely stolen over time during separate data breaches—but now they’ve been merged together into a single, powerful tool for cybercriminals.

Why It’s a Big Deal

This breach is dangerous because it allows scammers to launch credential stuffing attacks, where they take stolen usernames and passwords and try them across other sites and apps.

Let’s say you used the same email and password for Facebook and your bank account. If your Facebook login was leaked, scammers could try that same combo to get into your online banking. And unfortunately, many of us reuse passwords across sites, which makes us vulnerable.

In short:
If you’ve ever used the same password more than once, you could be at risk right now.

How to Check If Your Info Was Leaked

There are several websites that let you safely check if your email has been included in a data breach. One trusted resource is:

🔍 HaveIBeenPwned.com
Enter your email address and it will tell you if your data has shown up in any known breaches.

If you see a match, don’t panic—but do take action immediately.

What You Should Do Right Now

✅ Change your passwords—especially for your email, social media, bank, Amazon, and Apple/Google accounts.
✅ Use unique passwords for each site—don’t reuse passwords.
✅ Turn on Two-Factor Authentication (2FA)—this is an extra step (like a text code) that stops hackers even if they have your password.
✅ Use a password manager—tools like LastPass, Bitwarden, or 1Password can help you create and store strong passwords so you don’t have to remember them all.
✅ Stay alert for phishing—hackers may send fake emails or texts pretending to be Apple, Facebook, or your bank. Always go directly to the website instead of clicking links.

Dale’s Tip: “Change Your Passwords With a Loved One”

Cybersecurity isn’t just about tools—it’s about community. If you’re not sure how to change your password, ask a friend or family member. Or email us—we’ll help.

The Good News: You’re Not Alone

It’s easy to feel overwhelmed when you hear a number like “16 billion leaked passwords.” But the truth is, you are not powerless.

In fact, by changing your passwords and using 2FA, you’re doing more than most people to protect yourself. And by sharing this email, you’re protecting others too.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, or numbers used by the scammer
✅ Any websites, text messages, or voicemails
✅ Details of any money sent—cash, wire transfers, gold, or gift cards
✅ Screenshots or receipts, if available

Stay safe, stay sharp, and remember: your password is your first line of defense. Let’s make sure it’s strong. If you need help, let us know.

WEEKLY SCAM ALERTS
Week of June 8, 2025

• Medicare Fraud Prevention Week 2025

• Florida Prisoners Smuggled in Cellphones to Scam Seniors

• Schwab Launches Senior Scam Investigation Team

SENIOR SCAM NEWS
$1 Billion Medicare Scam Exposed During Medicare Fraud Prevention Week

This week marks Medicare Fraud Prevention Week—a time dedicated to raising awareness about scams targeting our nation’s seniors and protecting one of our most vital healthcare programs. Unfortunately, we couldn’t ask for a more shocking reminder of what’s at stake. Before we dig into the story, take a few minutes watch this video and learn how to read your Medicare statement and spot fraud. Medicare fraud costs taxpayers over $100 BILLION per year. Together, we can stop it.

The $1 Billion Medicare Fraud Scheme

Now, let’s get back to the story.

A federal jury has just convicted Gary Cox, the 79-year-old CEO of a health software company, for orchestrating a $1 Billion Medicare fraud scheme. His company, DMERx, didn’t just bend the rules—it broke them wide open, exploiting the trust of hundreds of thousands of seniors across the United States.

Here’s how the scam worked—and how you can protect yourself from similar threats.

The Scheme: A Web of Lies and Fake Doctor’s Orders

Cox and his co-conspirators used DMERx, an internet-based platform, to generate fraudulent doctors’ orders for orthotic braces, pain creams, and other medical items. These products were often unnecessary, and in many cases, the victims never even requested them.

So how did they pull it off?

They used misleading TV ads, mailers, and offshore call centers to collect personal information from seniors—many of whom believed they were signing up for free or helpful medical services. But instead of helping patients, the team at DMERx sent that information to telemedicine companies, which were paid kickbacks to generate false medical paperwork.

Doctors signed off on the prescriptions without ever seeing or speaking to the patient. Then, pharmacies and durable medical equipment (DME) suppliers—also in on the scam—billed Medicare for over $1 billion using the fake orders.

In total, Medicare and other federal programs paid out more than $360 million before the fraud was exposed.

A Trail of Harm

This wasn’t just a case of paperwork gone wrong. Cox’s scheme:

• Exploited seniors’ trust in healthcare communications

• Misused personal data obtained through deceptive marketing

• Wasted taxpayer dollars

• And potentially delayed real care for people who needed it

Justice Delivered—But the Threat Remains

Cox now faces serious consequences, including:

• Up to 20 years for conspiracy to commit health care and wire fraud

• 10 years for each count of healthcare fraud

• And 5 years for conspiracy to pay illegal kickbacks and make false statements

His sentencing will be scheduled at a later date. But while justice is being served in this case, Medicare fraud isn’t going away.

Scammers continue to impersonate health providers, insurance companies, and federal agencies—all in an effort to steal your information and your money.

The Senior Medicare Patrol is here to help educate you on prevention and reporting Medicare fraud. Click here to report Medicare fraud to your local SMP office. Click here to get your hands on the SMP’s Health Care Tracker to help prevent fraud.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, or numbers used by the scammer
✅ Any websites, text messages, or voicemails
✅ Details of any money sent—cash, wire transfers, gold, or gift cards
✅ Screenshots or receipts, if available

WEEKLY SCAM ALERTS
Week of June 1, 2025

• Scammers Using AI to Clone Voice of Grandchildren - Long Island Police Issue Warning

• BBB’s ScamGuard is Here to Help Protect Seniors From Scams

• Your Bank is Under Attack - New Bank Fraud Scheme

SENIOR SCAM NEWS
Criminals Stole Over $108 Million from San Diego Seniors in 2024 - How One Couple Fought Back

Criminals around the world are getting bolder, and wealthier by targeting Seniors in a slew of scams. Let’s take a look at how it is impacting San Diego.

In 2024 alone, seniors in San Diego County reported losses totaling over $108 million from elder fraud scams. According to the FBI, more than 1,300 victims over age 60 came forward—but experts believe the real number is far higher, as less than 20% of victims typically report scams. Shockingly, this number can easily be over $500 million.

“Just in the last two weeks, I've had two victims who each lost over $2 million,” said Michael Rod, a supervisory FBI special agent.

The average victim? An intelligent, accomplished individual—doctors, lawyers, even pilots—who never saw it coming.

Dale Marsh almost got tricked into handing over $50,000 to a scammer. Photo by Amol Brown for ABC 10 San Diego

A Growing Crisis: Couriers and Cross-Border Crime

In San Diego, law enforcement is seeing an alarming pattern: couriers showing up at seniors’ homes to collect cash they’ve been manipulated into withdrawing. These runners are often paid up to $1,000 per pickup, and the rest is quickly laundered overseas.

Many of these scams begin with a fake tech support message or overpayment notice, often impersonating companies like Norton or Microsoft. Criminals, often based in India, use malware or remote access to manipulate the victim’s computer and create the illusion that thousands of dollars were “accidentally refunded” into their bank account.

Then comes the emotional hook: the fraudster, pretending to be a professional, pleads for the money back, often under the guise of losing their job or facing serious consequences.

Dale’s Story: A Close Call Before Thanksgiving

Just two days before Thanksgiving, 75-year-old Dale Marsh of Carlsbad received a text thanking him for a purchase from Norton Antivirus. Confused and responsible, Dale called the number to correct the error.

He ended up speaking with “Roger,” a man Dale described as “very polished, very professional, very non-threatening.”

Roger asked Dale to enter a refund of $500 into his bank portal—but due to clever on-screen manipulation, the number appeared as $50,000. In panic, Dale watched as what seemed to be $50,000 appeared in his account.

Roger pleaded with Dale to return the funds in cash. Hours later, a courier in an LA Dodgers cap showed up at Dale’s home to retrieve the money. But this story ends differently…

The Sting That Stopped the Scam

Dale’s wife, Chris, sensed something wasn’t right. She quietly called the local police non-emergency line. Fortunately, Carlsbad Police were already aware of the scam.

They contacted the FBI, and together they orchestrated an undercover sting operation. Dale handed the courier a shoebox containing fake $50,000 cash—and the man was promptly arrested.

That bust led to four arrests and triggered a broader investigation into an international criminal ring.

Hope on the Horizon

The FBI’s San Diego Elder Justice Task Force, the first of its kind in the U.S., brings together local police, prosecutors, social workers, Adult Protective Services, and federal agents under one roof. Their mission? Stop scams before they succeed.

In 2024, their operation—“Counter Strike”—returned over $7.5 million to victims.

And it’s not just a California issue. Scams like these are happening across the country.

Your Voice Could Be the Turning Point

If something feels wrong—it probably is.

Scammers count on silence. They rely on embarrassment to keep you quiet. But reporting a scam doesn’t make you a victim—it makes you part of the solution.

Whether you caught the scam in time or handed over money, your story can help catch criminals, protect others, and recover losses. Dale and Chris Marsh didn’t just stop a scam—they sparked an investigation that led to arrests.

You could be the next hero in your community.

📢 What To Do If You’ve Been Targeted

If you're over 60 or helping a loved one navigate fraud, take action right away:

• 📞 Call the National Elder Fraud Hotline:
  1-833-FRAUD-11 (1-833-372-8311)
  Trained professionals will guide you through the next steps—confidentially and with compassion.

• 💻 Report it online at the FBI’s Internet Crime Complaint Center:
  www.ic3.gov

• 🚔 Contact your local police department, even if the scam “didn’t work.” Every report builds a case.

What to Include in Your Report:

✅ Names, emails, or numbers used by the scammer
✅ Any websites, text messages, or voicemails
✅ Details of any money sent—cash, wire transfers, gold, or gift cards
✅ Screenshots or receipts, if available

Final Word: You’re Not Alone

Being targeted by a scam can feel isolating. But the truth is, you're not alone—and you’re never powerless. Every story shared, every report filed, and every dollar recovered helps protect others.

Together, we’re building a shield that scammers can’t break.

Until next time—stay aware, stay connected, and never hesitate to ask, “Does this feel right?”

WEEKLY SCAM ALERTS
Week of May 25

• Tech Scams Targeting Seniors To Be Aware Of

• Online Scams May Already Be As Big A Scourge As Illegal Drugs

• Medicare Medical Identity Scam Warning

SENIOR SCAM NEWS
Criminal Behind $2.1 Million Senior Scam Brought Down

This week’s scam spotlight reveals just how far criminals will go to steal from older Americans—and how law enforcement is striking back. A man from New York has pleaded guilty to a massive elder fraud scheme, after scamming over $2.1 million from victims across the U.S., including right here in Delaware.

His strategy? Fear, impersonation, and gold bars.

Let’s break down what happened—and what every senior and family should know to avoid becoming the next victim.

The Setup: Impersonating Federal Agents

Between May 2023 and May 2024, criminals used the phone to scam elderly Americans with a terrifying lie: their identity had been compromised and they were the subject of a federal investigation.

Victims were told that the only way to “cooperate” with the investigation was to liquidate their life savings—and convert their money into cash or gold bars. Then, to make the scam feel legitimate, they were directed to deliver the assets in person to someone posing as a federal agent.

Enter Rakeshkumar Patel, a 36-year-old man from Flushing, New York, who played the role of “courier” in this elaborate con. Victims across Delaware and other states were told to hand over their gold and cash to him directly, either at their home or in a public place.

Rakeshkumar Patel, Scammer

One Delaware woman in Millsboro was tricked into doing just that. In her case, the scam started in October 2023 and continued for months. It wasn’t until February 2024 that she contacted the Delaware State Police, setting off a coordinated investigation with the FBI.

The Arrest and Guilty Plea

After months of investigation and surveillance, Patel was arrested on May 20, 2024 near Millsboro. He was charged with felony theft and held on a $103,000 cash bond.

But the story doesn’t end there.

In a separate federal case, Acting U.S. Attorney Shannon T. Hanson announced that Patel has now pleaded guilty to wire fraud conspiracy in his role in a scam ring that stole at least $2,154,889 from elderly victims across the country.

Patel faces over five years in federal prison. His sentencing will be determined later by U.S. District Judge Richard G. Andrews.

Law Enforcement Speaks Out

Their message is clear: if you’ve been targeted, report it—and know that law enforcement is working hard to bring these criminals to justice.

How to Spot and Stop These Scams

Here’s what to watch for:

🚫 No real federal agent will ever ask you to withdraw money or convert it to gold.
🚨 Be wary of anyone claiming you’re under investigation or demanding “cooperation” involving financial transactions.
📞 Hang up and call a trusted law enforcement number—don’t rely on caller ID or numbers they give you.
👥 Talk to your family or a trusted friend before making any major financial moves. Scammers thrive in secrecy.

What To Do If You’re Targeted

If you or someone you love is 60+ and may have been a victim of financial fraud:

📞 Call the National Elder Fraud Hotline: 1-833-FRAUD-11 (1-833-372-8311)
💻 Report it to the FBI’s Internet Crime Complaint Center at www.ic3.gov

Try to gather:

• Names, phone numbers, and emails used by the scammers

• Dates and dollar amounts of transactions

• Bank accounts or metal dealer details, if applicable

Final Word: Stay Strong, Stay Informed

Scammers like Patel are persuasive, professional, and dangerous. But knowledge is power—and every newsletter, like this one, helps strengthen our community.

Let’s keep each other informed and safe.

Until next week—stay alert, stay strong.

SENIOR SCAM ALERTS
Week of May 18:

• FBI Warning: Scammers Using AI to Impersonate Senior Government Officials

• National Senior Fraud Awareness Day

• Retired IRS Agent Sentenced to 12 Years for Scamming Elderly Woman of Life Savings

SENIOR SCAM NEWS
💰 Reno Police Break Up Multi-Million Pig-Butchering Scam That Targeted Seniors With Fear and Fraud

This week, we’re spotlighting another “pig butchering” scam. And suprisingly, it’s not some overseas operation. This time, the criminals were in the US, allowing authorities to capture them.

Two men from California were arrested in Reno on May 14 in connection with a multi-state elder fraud operation that stole millions of dollars from elderly victims. Their method? Fear, lies, and fake federal badges.

Instagram post

Let’s break down what happened—and how to protect yourself and your loved ones from falling into similar traps.

The Setup: Fear Meets Fraud

The scam, known as pig butchering, isn’t as gruesome as it sounds—but it is just as calculated. In this case, criminals impersonated federal law enforcement officers—including U.S. Marshals—and convinced a 64-year-old woman from Truckee, California, that her assets were under criminal investigation.

In a carefully orchestrated plan between April and May 2025, the scammers used aggressive and terrifying tactics to isolate their victim, emotionally manipulate her, and pressure her into making repeated large withdrawals of cash and gold bullion.

Instead of asking for money electronically, they insisted she meet with "agents" in person—making the con feel more legitimate. These phony agents claimed they needed to “secure” her assets during the investigation. In total, the woman lost hundreds of thousands of dollars.

The Takedown: A Coordinated Police Sting

On May 14, officers from the Reno Police Department, working with multiple law enforcement agencies, set up a sting operation in the 2000 block of East 2nd Street in Reno. There, they arrested two men:

• Amit Bhanwala-Singh, 31, of Clovis, California

• Anil Kumar, 35, of Fresno, California

The suspects were caught red-handed while attempting to pick up a fake gold package worth over $213,000—a decoy prepared by the police to bait them into action.

Both men were booked on serious charges, including:

• Attempting to obtain money under false pretenses exceeding $100,000

• Exploitation of an older person involving more than $5,000

Why This Scam Works—and How to Beat It

This kind of fraud isn’t about technology—it’s about psychological manipulation. Criminals play on fear and urgency, pretending to be high-level law enforcement officials or government agents to gain control over their victims.

Here’s what you need to know:

✔ No federal agency will ever demand cash, gold, or asset transfers over the phone—or in person through unknown agents.
✔ If someone claims you're under investigation and demands payment, hang up and call local police.
✔ If something feels off—even slightly—trust your gut and speak to a trusted family member or friend.
✔ Keep lines of communication open with older relatives. Scammers try to isolate victims by telling them not to talk to anyone.

From the Authorities: A Reminder to the Community

Let’s make sure that message is loud and clear across every household.

Final Word: Let’s Protect Each Other

Scams like these are cruel and calculated—but they rely on silence and fear to succeed. By staying informed and talking openly about fraud, we can stop these predators in their tracks.

If you or someone you know has been targeted by a scam like this, call the National Elder Fraud Hotline at 1-833-FRAUD-11.

Until next week—stay sharp and stay safe.

Warmly,

Seth
Senior Scam Alerts

WEEKLY SCAM ALERTS
Week of April 27, 2025

• Caregiver saves elderly man from $15,000 scam

• 68% of Americans have experienced financial scam

• LAPD warns of distraction jewelry theft

SENIOR SCAM ALERT
2024 FBI Scam Report: Seniors Lost Nearly $5 Billion to Scams Last Year

The FBI’s Internet Crime Complaint Center (IC3) just released its 2024 Annual Report, and the numbers are clear: seniors over the age of 60 were once again the most targeted—and financially devastated—group in the country.

Let’s break it down and talk about how to stay one step ahead of the scammers.

👵 Seniors: The #1 Target for Internet Crimes

In 2024:

• 147,127 complaints were filed by individuals over 60

• $4.88 billion in losses were reported by this age group

• That’s a 43% increase in financial losses from the previous year

• More than 7,500 seniors lost over $100,000 each

• The average loss per senior victim was $83,000

Let that sink in. These aren’t small-time scams—these are life-altering thefts.

What’s even scarier is that less than 15% of victims typically report a scam.

2024 FBI Report on Scams - Targeted Age Groups

🎣 What Are the Most Common Scams Targeting Seniors?

Here’s what the report tells us:

Many of these scams are emotionally manipulative—posing as a grandchild in trouble, a tech company warning you of a virus, or a too-good-to-be-true investment opportunity. They are convincing. That’s why education is your best defense.

🔒 Top Tips to Protect Yourself

✅ Slow Down: Scammers love urgency. Take your time and verify.
✅ Never Pay in Crypto or Gift Cards: No government agency or legitimate business asks for payment this way.
✅ Don’t Click Unknown Links: Scammers hide fake links in emails, texts, and QR codes.
✅ Hang Up on Suspicious Calls: Especially if someone claims to be from the IRS, Social Security, or a grandchild needing bail money.
✅ Report Anything Suspicious: You can do it quickly at ic3.gov.

🧠 Knowledge = Power

Think about the people in your life—neighbors, church friends, golf partners. They need this information too. Forward this newsletter, print it out for the community bulletin board, or just start a conversation. One warning might save someone’s entire savings.

📢 What to Do If You’ve Been Scammed

1. Go to www.ic3.gov and file a complaint

2. Call your bank or financial institution to freeze or reverse transactions

3. Contact your local FBI field office or police department

4. Reach out to a trusted family member or friend—don’t go through it alone

WEEKLY SCAM ALERTS
Week of April 20, 2025

• California Woman Loses $300,000 in Romance Scam

• FBI Warns of Disturbing Rise in Senior Scams

• Michigan Warns of Bitcoin Scams

SENIOR SCAM ALERT
Unexpected Package Scam aka Brushing Scam

Beware of Surprise Packages: How to Spot and Avoid Brushing Scams

Imagine you're settling in for a relaxing evening, ready to enjoy your favorite TV show. Suddenly, there's a knock at your door. You're puzzled to find an unexpected Amazon package addressed to you—one you never ordered. It seems harmless enough, but did you know this surprise delivery could be part of something called a "brushing scam"?

What Exactly is a Brushing Scam?

Brushing scams involve scammers sending unsolicited packages filled with inexpensive or random items to people who never ordered them. But why would someone send you a package you didn't request?

Scammers use these deliveries to create fake purchase records on platforms like Amazon. With these fake orders, scammers can leave glowing, yet entirely fabricated, reviews for their own products. These positive reviews mislead genuine shoppers into thinking products are high-quality and popular.

Why Should You Be Concerned?

On the surface, brushing scams might seem harmless—after all, you're getting free stuff, right? Unfortunately, these scams are more sinister than they appear. Receiving unsolicited packages means your personal information, like your name and address, has likely been compromised. This could expose you to further threats, including identity theft or targeted cyberattacks.

Introducing Quishing: A New Scam Tactic

Recently, scammers have combined brushing scams with a new tactic called "quishing," short for QR code phishing. Quishing involves placing QR codes inside these unsolicited packages. When you scan the QR code, it takes you to a fake website that appears legitimate—often mimicking banks, government organizations, or trusted institutions. However, these websites are created by scammers aiming to steal your personal identifiable information (PII).

QR Code Scam, Source: LinkedIn

These deceptive QR codes might come with a message encouraging you to scan them to discover who sent the gift or to learn more about the company behind the package.

Why Should You Be Concerned?

On the surface, brushing scams might seem harmless—after all, you're getting free stuff, right? Unfortunately, these scams are more sinister than they appear. Receiving unsolicited packages means your personal information, like your name and address, has likely been compromised. This could expose you to further threats, including identity theft or targeted cyberattacks.

Interacting with these suspicious QR codes can lead to more serious cyber threats, such as SIM swapping, where scammers hijack your phone number to gain access to your accounts.

How Can You Protect Yourself?

Here are some practical steps to protect yourself from brushing and quishing scams:

1. Never scan unknown QR codes: Even if they seem harmless or intriguing, QR codes from unknown sources can expose your personal information.

2. Report unexpected deliveries: Immediately contact Amazon or the relevant retailer and inform your postal service if you receive unsolicited packages.

3. Secure your online accounts: Use strong, unique passwords and enable app-based two-factor authentication.

4. Monitor your phone activity: Watch out for unusual phone behavior or messages, which could indicate your personal information has been compromised.

5. Be cautious about your online presence: Limit the amount of personal information you share publicly online to reduce your risk.

Stay Alert, Stay Safe

Brushing and quishing scams aren't just strange—they're a real threat to your personal and financial safety. If you or someone you know receives an unexpected package, remember these steps to stay protected.

Stay vigilant, share this information with friends and family, and together we can stay one step ahead of scammers.