📉 In the spring, prediction markets contracts priced a ~65% chance of a recession.

🕊️ No paywalled articles

🏛️ Financial News

• US Inflation 💸 NBC: Inflation falls to 2.7% as slower housing and food increases offset a surge in electricity

• CNBC: CPI inflation print draws caution from economists: 'It’s hard to take this data seriously'

• Jobs Report : Payroll 🏪 CNBC: Payrolls rose by 64,000 in November after falling by 105,000 in October, delayed jobs numbers show

• Administration 🏛️ CNBC: Trump promises ‘largest tax refund season of all time.’ What you can expect

• Rueters via Yahoo! Finance: BlackRock, investor Dalio to help fund 'Trump accounts'

• CNBC: Nine of the largest pharma companies ink deals with Trump to lower drug prices

• Housing 🏘️ CNBC: November home sales struggle as supply stalls

  o CNBC: Mortgage rates moved higher after the Fed rate cut, causing loan demand to drop

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 Sherwood by Robinhood: Markets cheer surprise gift of cooler CPI amid renewed AI optimism to finish higher

• Insider via Yahoo! Finance: 'Run it hot': Wall Street is trotting out a new playbook for a high-growth, high-inflation economy in 2026

• CNBC: Charting six major trends to keep watching in 2026 

• Nasdaq $QQQ ( ▲ 0.59% ) 🌐 Yahoo! Finance: Nasdaq wants round-the-clock trading as Wall Street eyes 24/7

• Exchange-Traded Funds 📊 Fox Business: Hands-on fund managers drive ETF growth: Active ETFs at least 2 years old draw most assets under management

• Europe Markets $STOXX ( 0.0% ) 🏰 Yahoo! Finance UK: Europe's Stoxx 600 surged to near ATHs after ECB held rates 

• Asia Markets 🏯 Reuters: Asia stocks join Wall St rally, brace for BOJ hike 

  • CNBC: Chinese AI, chip start-ups court global investors with Hong Kong listing plans

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

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🚀 Stocks

• Healthcare 👩🏻‍🔬 Sherwood by Robinhood: Health insurance stocks lose steam as Trump says he’ll lobby insurers for lower prices

• Consumer : Apparel $NKE🎽 CNBC: Nike shares fall 10% as China sales plunge, tariffs hit profits 

• Media : Studios $DIS🏰 TechCrunch: Disney’s OpenAI deal is exclusive for just one year — then it’s open season

• Hospitality : Cruises $CCL🚢 Yahoo! Finance: Carnival Q4 earnings beat estimates, revenues increase Y/Y

• Automakers $F🚗 TechCrunch: Ford is starting a battery storage business to power data centers and the grid

• Autos : Retailers $KMX🚗 WSJ via Yahoo! Finance: CarMax's quarterly profit, revenue dip as used car market weakens 

• Transports $FDX📦 CNBC: FedEx issued a Q2 beat-and-raise citing strength in B2B demand and tailwinds from AI data center growth

• Restaurants : Dining $DRI🍝 CNBC: Olive Garden owner Darden Restaurants hikes revenue outlook as value plays help bring in diners

•  Automakers $GM🚘 Zacks via Yahoo! Finance: General Mills Q2 earnings beat estimates, net sales down 7% Y/Y

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Data Centers 🗄️ CNBC: Data center deals hit record $61 billion in 2025 amid construction frenzy

• CNBC: The neoclouds are shooting back up into the stratosphere 

• Memory $MU🧠 Reuters via Yahoo! Finance: Micron forecasts blowout earnings on booming AI market, shares rise 

• Technology $GOOG🔍 Bezinga via Yahoo! Finance: Google teams up with Meta to challenge Nvidia's dominance in AI computing market

• B2B Technology $ORC🌐 CNBC: Oracle stock jumps 7% as cloud provider joins investor group to run TikTok’s U.S. business

• CNBC: Oracle’s debt seems to be affecting data center funding

• Data Center Dynamics: Blue Owl opts not to fund Oracle's $10bn Michigan data center

• Professional Services $ACS 💼 Reuters via Yahoo! Finance: Accenture beats quarterly revenue estimate on strong demand for AI services 

• Networking $PANW➰ CNBC: Palo Alto Networks announces multibillion-dollar deal with Google Cloud 

• Autos : EV $TSLA🔌 CNN: Tesla CEO Elon Musk recovers $55 billion pay package in Delaware court ruling

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Hope everyone’s enjoying the holiday season! We’ll be back the following Saturday morning to recap the week’s financial news.

Thanks to Empower for sponsoring. ← This is honestly a great tool I personally use through my work’s 401k provider.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🥈 Metals shine: Gold (62%), silver (117%), platinum (88%), copper (38%), lithium (27%).

🕊️ No paywalled articles

🏛️ Financial News

• Federal Reserve 💵 CNBC: Trump says Kevin Warsh is at top of Fed chair candidate list, president should be consulted on rates

  • CNBC: Divided Fed approves third rate cut this year, sees slower pace ahead 

• Administration 🏛️ CNBC: Trump expected to sign executive order to reclassify marijuana as soon as Monday

• Jobless Claims 👨‍💼 Bloomberg via Yahoo! Finance: US Jobless Claims Jump by Most Since 2020 After Holiday Drop 

• Housing 🏘️ CNBC: Apartment rents drop further, with vacancies at record high

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Dow rises as rotation out of tech continues 

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: Eurozone's new star: Portugal crowned 2025 'economy of the year'

• China Markets $MCHI ( ▲ 0.9% ) 🐉 Yahoo! Finance: China's trade surplus tops $1 trillion as its exports surge

• Silver Market $SLV ( ▲ 0.77% ) 🥈 euronews: Silver’s record run fuelled by possible Fed shake-up and tariff fears

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

🏖️ Start planning your tomorrow with free retirement tools today!

🚀 Stocks

• Crypto : Brokerages $COIN ( ▼ 0.41% )₿ CNBC: Coinbase to soon unveil prediction markets powered by Kalshi, source says 

• Media : Studios $DIS ( ▼ 0.3% ) 🏰 Variety: Disney inks blockbuster OpenAI deal to bring more than 200 characters to Sora, will invest $1B in AI Company

• Retail : Apparel $LULU ( ▼ 2.52% ) 🎽 CNBC: Lululemon CEO Calvin McDonald to depart in January as retailer struggles to compete, woo shoppers

• Retail : Staples $CSCO ( ▼ 0.6% ) 🛒 CNBC: Costco tops Wall Street’s sales and revenue expectations 

• Restaurants : Fast Casual $CBRL ( ▲ 2.62% ) 🍟 CNBC: Cracker Barrel beat Q1 revenue estimates but missed on earnings

• Restaurants : Food Delivery $DASH ( ▼ 2.59% ) 🌯 Sherwood by Robinhood: DoorDash, Uber sue NYC over tipping law

• Staples : Beverages $KO ( ▲ 0.11% ) 🥤 CNBC: Coca-Cola taps COO Henrique Braun to replace James Quincey as CEO in 2026

• Staples : Beverages $TLRY ( ▼ 2.73% ) 🌳 CNBC: Cannabis stocks surge on reports Trump will reclassify marijuana; Tilray jumps 40%

• Media : Studios $GME ( ▼ 1.85% )🎮 CNBC: GameStop beat Q3 earnings estimates but missed on revenue amid declining hardware

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Data Centers : Energy 🗄️ CNBC: Red-hot Texas is getting so many data center requests that experts see a bubble

  • CNN: How tight supply, AI demand propelled copper towards $12,000

• Chipmakers $NVDA🧇 Semafor: The US will allow Nvidia to sell its H200 chips to China, per Semafor

  • CNBC: Nvidia considers increasing H200 chip output due to robust China demand, Reuters sources say

  • CNBC: Nvidia responds to report that China’s DeepSeek is using its banned Blackwell AI chips

• Chipmakers : ASICs $AVGO⚙️ CNBC: Broadcom beats on earnings and revenue, says AI chip sales will double in current quarter

• B2B Technology $ORC🌐 CNBC: Oracle’s stock slides 11% on revenue miss even as AI backlog soars

  • CNBC: Oracle tanks, drags down Nvidia, CoreWeave, Micron

  • Reuters via Yahoo! Finance: Oracle denies report on OpenAI data center delays

• Data Center : Networking $CSCO➰ CNBC: Cisco’s stock closes at record for first time since dot-com peak in 2000

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🤖 Artificial Intelligence

• Administration 🏛️ CNN: Trump signs executive order blocking states from enforcing their own regulations around AI

• Frontier LLMs : OpenAI ֎ TechCrunch: OpenAI fires back at Google with GPT-5.2 after ‘code red’ memo

• Technology $GOOG ( ▲ 0.45% )🔍TechCrunch: Google launched its deepest AI research agent yet — on the same day OpenAI dropped GPT-5.2 

• China AI 🐉 Yahoo! Finance: Chinese AI euphoria masks long-term technological challenges

  • South China Morning Post: ‘China’s little Nvidia’ warns of overheating risks after 723% share surge

• Consumer Adoption 🛍 CNBC: AI shopping could drive $263B in holiday sales. Walmart and Target are racing to get in

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

Hope everyone’s enjoying the holiday season! We’ll be back the following Saturday morning to recap the week’s financial news.

Thanks to Empower for sponsoring. ← This is honestly a great tool I personally use through my work’s 401k provider.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

📉 US layoffs in 2025 soar past 1.1M, highest level since the pandemic

🕊️ No paywalled articles

🏛️ Financial News

• Personal Consumption 💸 CNBC: Core inflation rate watched by Fed hit 2.8%, delayed September data shows, lower than expected

• US Tariffs 🗽 CNBC: Delayed tariff impact starting to hit, could cause companies to reduce head count in 2026

• Jobs : Layoffs 🚪 CNBC: Layoff announcements this year top 1.1M, the most since 2020 when pandemic hit, Challenger says

•  Jobs : Claims 🏪 Yahoo! Finance: Jobless claims drop to 3-year low, but employers shed 71,000 jobs in worst November since 2022 

• Jobs : Private Payroll 🏪 Yahoo! Finance: ADP: private payrolls dropped 32,000 positions last month in slowing job market, by most since 2023

• Consumer : Sentiment 🛍 Reuters via Yahoo! Finance: Record shoppers, online sales surge signal strong US holiday season momentum 

• Housing 🏘️ CNBC: Apartment rents drop further, with vacancies at record high

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

🏖️ Start planning your tomorrow with free retirement tools today!

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: S&P 500 closes higher, notching four-day win streak and nearing record after light inflation reading 

  • Sherwood by Robinhood: Wall Street has great expectations for the next year in the stock market

• Technology : Nasdaq $QQQ ( ▲ 0.59% ) 🌐 VettaFi: Invesco falls just short of votes needed to flip QQQ into an ETF 

• Small Caps : Russell 2000 $VTWO ( ▲ 0.86% ) 🏪 TheStreet via Yahoo! Finance: Russell 2000 jumps nearly 2% as disappointing jobs report renews rate cut bets

• Europe Markets $STOXX ( 0.0% ) 🏰 CNBC: European markets often soar in December, but what’s behind the rally?

• China Markets $MCHI ( ▲ 0.9% ) 🐉 CNBC: ‘China’s Nvidia’ Moore Threads surges over 400% on trading debut after $1.1B listing

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 CNBC: India cuts rates to 5.25% as expected as central bank flags ‘weakness in some key economic indicators’

• Silver Market $SLV ( ▲ 0.77% ) 🥈 CNBC: Silver Extends Record-Breaking Rally on Tight Global Supplies Silver surge outpaces gold on global squeeze, rising interest rate-cut hopes

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

🚀 Stocks

• Consumer : Sentiment 🛍 Yahoo! Finance: Dollar stores are winning. That's a warning for the economy

• Retail : Discounter $DG ( ▲ 0.4% ) 💲 RetailDive: Dollar General sales jump as Americans hunt for value

• Retail : Discounter $DLTR ( ▼ 0.78% ) 🌳 Yahoo! Finance: Dollar Tree Q3 earnings beat shows distressed consumers

• Media : Streamer $NFLX ( ▼ 1.14% )▶️ Variety: Netflix to buy Warner Bros. film and streaming assets in $72B deal

  • Variety: Paramount Skydance alleges Warner Bros. Discovery sales process ‘has been tainted by management conflicts’ that favor Netflix bid

• Retail :Apparel $AEO ( ▲ 2.73% ) 👖 CNBC: American Eagle stock jumps 10% as it expects a big holiday, raises forecast after Sydney Sweeney ads

• Consumer : Beauty $ULTA ( ▼ 1.82% ) 💄 CNBC: Ulta shares pop as beauty retailer hikes sales and earnings outlook for second straight quarter

• Retailer : Dept Store $M ( ▲ 1.32% )🛍 Yahoo! Finance: Macy’s stock rises as Q3 earnings beat estimates, outlook raised 

• FinTech : Banks $SOFI ( ▼ 0.54% ) 💱 Sherwood by Robinhood: SoFi Technologies slides on $1.5B share sale announcement at $27.50 a share

• Airlines $BA✈️ CNBC: Boeing stock jumps 10% as CFO says company expects higher 737, 787 deliveries next year

  • CNBC: FTC orders Boeing to divest parts of Spirit AeroSystems in planned merger

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Technology Sentiment 🌐 Sherwood by Robinhood: Technology giants don’t look like they used to, as the asset-light era fades

• Technology $MSFT ( ▲ 0.1% ) 👩‍💻 ArsTechnica: Microsoft drops AI sales targets in half after salespeople miss their quotas

  • CNBC: Microsoft will raise prices of commercial Office subscriptions in July

  • CNBC: Microsoft is in talks to shift its custom chip business to Broadcom from Marvell, The Information reports

• Communications $META ( ▼ 0.26% ) 👥 Bloomberg via Yahoo! Finance: Meta plans 30% cut to Metaverse budget as reality becomes less virtual

•  CNBC: Meta signs commercial AI data agreements with publishers to offer real-time news on Meta AI

• Technology $AAPL ( ▼ 1.52% ) 🍎 TechCrunch: Apple taps Meta lawyer as General Counsel in latest shake-up

• Software : ERP $CRM ( ▼ 0.34% ) 💼 CNBC: Salesforce beats on earnings, issues better-than-expected revenue forecast

• Chipmakers : ASICs $MRVL ( ▼ 0.36% )⚙️CNBC: Marvell to acquire Celestial AI for as much as $5.5B

• Hardware : Memory $MU ( ▼ 1.43% ) 🧠 Tom’s Hardware: Micron announces exit from consumer business to focus on AI demand

• B2B Hardware $HPE ( ▲ 2.93% )🗄️ CNBC: HPE sees weaker quarterly revenue on AI server sales delay

•  Productivity $DOCU ( ▲ 1.08% )✍️ Bezinga: DocuSign stock slides as Q3 earnings beat fails to impress

• Security $CRWD ( ▼ 1.26% )🛡️ CNBC: CrowdStrike Q3 earnings beat estimates, revenues increase Y/Y

• Security $RBRK ( ▼ 4.56% )🛡️ CNBC: Rubrik stock rips 22% higher after blowing out earnings and boosting guidance

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🤖 Artificial Intelligence

• Worker Sentiment 💼 Forbes: MIT report: AI can already replace nearly 12% of the U.S. workforce

  • CNBC: HP announces plans to lay off up to 6,000 employees by 2028, as AI becomes central to its operations

• Frontier LLMs : OpenAI ֎ CNBC: OpenAI CEO declares “code red” as Gemini gains 200 million users in 3 months

  • TechBuzz: ChatGPT growth stalls as Gemini surges 30% in user battle

• Frontier LLMs : Anthropic 🤖 TechCrunch: Anthropic hires law firm to prepare for possible IPO in 2026

• LLM Wrapper : Perplexity 🌯 CNBC: The New York Times sues Perplexity, alleging copyright infringement

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

Hope everyone’s enjoying the holiday season! We’ll be back the following Saturday morning to recap the week’s financial news.

Thanks to Empower for sponsoring. ← This is honestly a great tool I personally use through my work’s 401k provider.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

👍 UBS Global Networth 2025 Report

👛 Personal Finance

• Consumer Confidence 🛒 Yahoo! Finance: US sentiment remains dim, with consumers facing higher prices and weaker incomes

  • CNBC: Americans are holding onto devices longer than ever and it’s costing the economy

• US Tariffs 🗽 Supply Chain Dive: US exempts 200+ agricultural products from reciprocal tariffs

• US Travel 🧳 CNBC: Airlines predict record numbers of travelers this Thanksgiving 

• Home Sales 🏡 CNBC: Sellers are taking their homes off the market (in September were at risk of selling at a loss) at the fastest pace in nearly a decade

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

💰 Saving & Investing

• Financial Planning 🎯 Financial Newswire (AU): Growing numbers of HNWs seeking advice

• Investing : Gen Z 🙃 WSJ via MSN: Young adults, led by Gen Z, are investing earlier than ever. Here's how they're playing this year’s volatile market

  • CrytoRank: Financial advisors who ignore Bitcoin ditched by young wealthy American 

• Inflation 💸 CNBC: Cash can feel safe, ‘but it doesn’t grow your wealth,’ portfolio strategist says 

• Financial Education 🏫 eMarketer: Wealthtech will play a key role in the great wealth transfer 

• Consumer Spending 🛍️ Kiplinger: I need to cut $1,000 from my monthly budget, and I've already given up Starbucks and dining out. What else can I do?

• 📊 Generate appreciation and dividend portfolios with Real-Estate GPT Gain portfolio exposure to real-estate focused ETFs and individual stocks/RIETs within residential housing, hotels, malls, office, data centers and more.

 🙃 Gen Z & 🥑 Millennials

• College Planning 🎯 CNBC: Here’s a way to graduate from college with little to no student debt 

• College Grad Sentiment 🎓 Fortune: Unemployment could hit 25% among recent grads and trigger ‘unprecedented’ social disruption thanks to AI, U.S. senator warns

  • CNBC: Recent college grads face one of the toughest job markets in a decade

  • CNBC: Why AI may kill career advancement for many young workers

• Home Buying 🔑 Realtor: The Typical First-Time Homebuyer Is Now 40 Years Old, a Record High

  • Realtor: Nearly 70% of millennials say they can’t buy a house or retire without being left an inheritance

Myth: Pet insurance claims are too slow

Unlike in the past, most pet insurance claims are now super easy to process. Now, you can submit a claim right from an app and get the money deposited directly into your account within days. Many insurers even offer options for direct payment to the vet, reducing the out-of-pocket burden. Check out Money’s Best Pet Insurance list to find options with fast and painless claims processing.

See pet insurance plans.

👩 Personal Finance: Women

• American Dream : Expatriate 🌎 Gallup: Record numbers of younger women want to leave the US

• Retirement Planning 🎯 Fortune: Nearly 20% of millionaire women say they have no plans to retire—significantly higher than their male counterparts, Goldman Sachs finds

• Great Wealth Transfer 🔰 Nasdaq: 5 powerful ways women are using wealth from the Great Wealth Transfer

  • Kiplinger: How women of wealth are creating a new model of giving through family offices

🏖️ Retirement Planning

• Retirement Planning 🎯 Kiplinger: I'm a Financial Planner: These Are the Seven Tiers of Retirement Well-Being

  • CNBC: This is the ‘biggest mistake’ you can make with your IRA, attorney says

  • CNBC: Many retirees soon must take year-end required withdrawals — and mistakes can be costly 

• 401k Plans 🥚 CNBC: How to maximize your 401(k) and IRA contributions in 2026

  • Nerd Wallet: Millions of 401(k)s Are Left Behind, and It’s Costing Workers 

• Roth IRA : Backdoor Conversion 🚪 CNBC: Roth conversions could trigger ‘tax torpedo’ under Trump’s ‘big beautiful bill’

👨‍⚕️ Health Care 

• Benefits Planning 🎯 Kiplinger: 8-Steps to help get you through the open enrollment jungle at work

• Health Savings Account ⛑️ CNBC: What to know if you’re nearing age 65 with an HSA: Some retirees have ‘meaningful’ balances

• Medical Professionals 👩🏻‍⚕️ NPR: 'Nobody wants to come': What if the U.S. can no longer attract immigrant physicians?

• Medicare : Premiums ☂️ CNBC: Standard Medicare Part B monthly premium to jump 9.7% in 2026

• Long-Term Care : Senior Living 👩‍🦽 McKnight Senior Living: Solving the senior care staffing crisis: Invest in a culture of learning 

  • McKnight Senior Living: Mandating HCBS (home & community-based services) funding would increase workforce to meet booming long-term care demand, author says

• Caregivers : Family 👪 Kiplinger: What you learn becoming your mother's financial caregiver

🌱 Inheritance Planning

• Inheritance : Gen Z 🙃 Yahoo! Finance: Gen Z expects to inherit money and assets—but their boomer parents aren’t planning on leaving anything behind 

• Great Stuff Transfer 🧶 Bloomberg: Boomers are passing down fortunes – and way, way too much stuff

  • BBC: Superman copy found in mum's attic is most valuable comic ever at $9.12M

  • Business Insider: The Boomer Inheritance Economy gets weird: Millennials are having difficult conversations with their parents about the avalanche of stuff they don't really want

• Inherited IRA-401k 🏖️ CNBC: These inherited IRA mistakes could reduce your windfall, advisors say. How to avoid them

🔰 Great Wealth Transfer

• Benefits Planning 🎯 CNBC: Most retirees avoid telling adult children about their inheritance. What advisors recommend sharing

  • The Brattleboro Reformer: Baby Boomers at risk of massive financial losses

  • RetireCoast: The best ways Baby Boomers can protect, prepare and pass on their legacy

• Inheritance Conversations 💬 Morningstar: Only half of American millionaires plan to leave an inheritance – and just one-third consider themselves "wealthy,"

  • Yahoo! Finance (AU): Baby boomers urged to rethink $4.9T Gen Z inheritance trend: 'You don't owe them'

• Great Wealth Transfer : Asia ⛩️ The Straits Times: When silence isn’t golden: Succession challenge looms for Asia’s wealthy families

• Great Wealth Transfer : Canda 🍁 MSN: Most Canadians aren’t ready for the $1T wealth transfer

📜 Stories from the Great Wealth Transfer

• Celebrity Estates 🌟 PageSix: Paris Jackson is ‘concerned’ executors of late dad Michael’s $464M estate are taking advantage of fortune 

•  r/Inheritance: 

  • Is it normal to not mention a large inheritance to grandkids?

  • Inherited my uncle’s $440k property with my sister, who decided she did not want the house. I bought her out for $220k, made significant upgrades and sold it later for $750K. Now my sister thinks I pulled a fast one on her. 

• r/EstatePlanning:

  • My aunt is holding the sale of her parents' house hostage in exchange for a necklace given by her mother. What can we do?

  • My experience with being executor at 38: Shingles + Gray hair

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

📈 Bubble Trouble: AI rally shows cracks as investors question risks

🕊️ No paywalled articles.

🏛️ Financial News

• Federal Reserve 💵 CNBC: Fed likely to not cut rates in December following delayed September data, according to market odds

  •  CNBC: New York Fed President Williams sees room for ‘further adjustment’ to rates

  • CNBC: Trump says he’d love to fire Powell, urges Bessent to ‘work on’ him to lower rates

•  Jobs Report Sentiment 💼 CNBC: Delayed September report shows U.S. added 119,000 jobs, more than expected; unemployment rate at 4.4%

  • CNBC: BLS says full October jobs data won’t be released, available figures to be included in next report

  • Reuters: US cancels release of CPI report for October because of government shutdown

• US Tariffs 🗽 Yahoo! Finance: Here's why $1T just got lopped off Trump's expected tariff windfall

• Banker Sentiment 🏦 CNBC: Ray Dalio says we are definitely in a bubble, but that doesn’t mean you should sell yet

• Home Mortgages 🏡 CNBC: Mortgage rates hit highest level in a month, pushing loan demand down 5%

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Dow surges 500 points in big market rebound after steep sell-off this week

• Nasdaq $QQQ ( ▲ 0.59% ) 🌐 Reuters: Wall Street indexes jump as bets on rate cut increase, Nvidia gains on report

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: Europe’s markets mixed, easing crash fears ahead of Nvidia report

• Japan Markets $NIKKEI ( 0.0% )⛩️ CNBC: Japan October exports massively beat estimates on robust growth in shipments to Asia and Europe

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 CNBC: India’s goods trade deficit in October shatters records, beating estimates, as gold imports surge 200%

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

Myth: Pet insurance doesn’t cover everything

Many pet owners worry that insurance won’t cover everything, especially routine care or pre-existing conditions. While that’s true in many cases, most insurers now offer wellness add-ons for preventive care like vaccines, dental cleanings, and check-ups, giving you more complete coverage. View Money’s pet insurance list to find plans for as low as $10 a month.

Protect your pet

🚀 Stocks

• Retail : Big Box $HD ( ▲ 0.73% ) 🟧 CNBC: Home Depot cuts earnings outlook as home improvement demand falls short of expectations

• Retail : Big Box $LOW ( ▼ 0.12% ) 🔨 CNBC: Lowe’s beats on quarterly sales, but lowers full-year profit forecast amid economic uncertainty

• Retailer : Big Box $TGT ( ▲ 1.95% ) 🎯 CNBC: Target cuts profit outlook as shoppers look for deals, make fewer store trips

• Retail : Big Box $WMT ( ▲ 0.45% ) 🔅 CNBC: Walmart hikes sales and earnings forecast as it attracts shoppers across incomes

• Retail : Apparel $GAP ( ▲ 0.14% ) 👖 CNBC: Gap comparable sales surge after viral ‘Milkshake’ denim ad with Katseye

• Retail : Big Box $TJX ( ▲ 0.04% ) 👢 CNBC: TJ Maxx and Marshalls owner hikes outlook as CEO says holiday season is off to a ‘strong start’

• Media & Entertainment 🎪 Deadline: And so it begins: Paramount, Netflix and Comcast formally submit bids for Warner Bros. Discovery

• Communications $VZ ( ▲ 2.49% )☎️ CNBC: Verizon cutting more than 13,000 jobs as it restructures

• Healthcare : Pharma $AZN ( ▼ 1.94% ) 💊 Yahoo! Finance: AstraZeneca to invest $2 billion as part of US manufacturing push

• FinTech $XYZ ( ▲ 0.62% ) 💱 CNBC: Block says gross profit in 2028 will approach $16 billion as company unveils 3-year outlook

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Semi-conductors $NVDA ( ▲ 0.16% )⚡ CNBC: US considering letting Nvidia sell H200 chips to China, sources say

  • TechCrunch: AI mania is making Nvidia a lot of money

• Chipmakers: Design $ARM ( ▲ 11.27% ) 📐 CNBC: Arm custom chips get a boost with Nvidia partnership

• Energy : Utilities $CEG ( ▲ 2.86% )⚡ CNBC: Trump administration backs Three Mile Island nuclear restart with $1B loan to Constellation

• Technology $GOOG ( ▲ 0.45% )🔍 TechCrunch: Google launches Gemini 3 with new coding app and record benchmark scores

• TechCrunch: Google releases Nano Banana Pro, its latest image-generation model

• Productivity : MarTech $ADBE ( ▼ 6.76% )🖼️ The Verge: Adobe to acquire digital marketing platform Semrush for $1.9B

• Communications $META ( ▼ 0.26% ) 👥 AP News: Meta prevails in historic FTC antitrust case, won’t have to break off WhatsApp, Instagram

• Autos : EV $TSLA ( ▲ 1.82% ) 🔌 CNBC: Elon Musk’s xAI will be first customer for Nvidia-backed data center in Saudi Arabia

  • CNBC: Tesla obtains permit to operate ride-hail service in Arizona

  • Sherwood by Robinhood: Tesla Robotaxi demand outpacing supply in Austin and San Francisco

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🤖 Artificial Intelligence

• Investor Sentiment 🚀 Bloomberg via Yahoo! Finance: Bubble Trouble: AI rally shows cracks as investors question risks

  • Yahoo! Finance: Are we in an AI bubble? How to protect your portfolio if your AI investments turn against you.

  • Reuters via Yahoo! Finance: Jitters over AI spending set to grow as US tech giants flood bond market

  • Bloomberg via Yahoo! Finance: Big Tech’s debt binge raises risk in race to create an AI world

• Frontier LLMs : Anthropic 🤖 CNBC: Anthropic valued in range of $350 billion following investment deal with Microsoft, Nvidia

• LLM Wrappers : Hugging Face 🦾 TechCrunch: Hugging Face CEO says we’re in an ‘LLM bubble,’ not an AI bubble

• LLM Wrappers : Perplexity 🦾 CNBC: Perplexity AI announces free product to streamline online shopping

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

With Thanksgiving next week, we’re taking a break but will be back the following Saturday morning to recap the week’s financial news. Shout-out to Money.com for partnering.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🪓 Sharp rise in US job layoffs from Sept to Oct, highest October layoffs since 2003

🕊️ No paywalled articles.

🏛️ Financial News

• US Tariffs 🗽 CNBC: Trump cuts tariffs on goods like coffee, bananas and beef in bid to slash consumer prices

  • Investing.com: Switzerland wins US tariff rate cut to 15%, pledges $200B in US investments

• Federal Reserve 💵 CNBC: Markets no longer view the December rate cut as a sure bet, with Fed officials casting doubts

• Home Mortgages 🏡 CNBC: New foreclosures jump 20% in October, a sign of more distress in the housing market

• Retirement : 401k 🏖️ CNBC: IRS announces 2026 401(k) contribution limits, raises savings cap

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Despite a modest rebound in tech, the S&P 500 closes slightly lower

• Nasdaq $QQQ ( ▲ 0.59% ) 🌐 CNBC: Nasdaq closes higher, snapping three-day losing streak as tech stocks recover some ground

  • WSJ via MSN: Feeling great about the economy? You must own stocks

  • Sherwood by Robinhood: How speculative tech stocks lost one-third of their value in the past month

  •  CNBC: Coatue’s Philippe Laffont says the IPO market is broken beyond repair

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: European shares hit record highs on US shutdown progress

• Asia Markets 🏯 CNBC: Asia-Pacific shares fall, tracking Wall Street declines, as tech selloff deepens

• China Markets $MCHI ( ▲ 0.9% ) 🐉 Nikkei: Singles Day 11/11 glamour fades for China's cost-conscious consumers

  • Rueters via Yahoo! Finance: China's factory output, retail sales growth worst in over a year

• Emerging Markets 🌍 Yahoo! Finance: Stocks shine as foreigners add $27B to emerging markets portfolios in October, says IIF

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

Shoppers are adding to cart for the holidays

Over the next year, Roku predicts that 100% of the streaming audience will see ads. For growth marketers in 2026, CTV will remain an important “safe space” as AI creates widespread disruption in the search and social channels. Plus, easier access to self-serve CTV ad buying tools and targeting options will lead to a surge in locally-targeted streaming campaigns.

Read our guide to find out why growth marketers should make sure CTV is part of their 2026 media mix.

Learn more.

🚀 Stocks

• Retail : Big Box $WMT ( ▲ 0.45% ) 🔅 CNBC: Walmart CEO Doug McMillon to retire in January after nearly 12 years leading retailer 

• Holding Company $BERK ( ▼ 0.56% ) 💼 CNBC: Warren Buffett’s Berkshire Hathaway reveals new position in Alphabet

• Media : Studios $DIS ( ▼ 0.3% ) 🏰 Yahoo! Finance: Disney stock plunges as Q4 revenue misses estimates amid linear TV pressures

• Media : Studios $PARAA ( ▼ 5.93% )⛰️ Deadline: Paramount Q3 revenue misses Wall Street target, but company boosts Skydance merger savings outlook to $3B

• Media : Video Games $UBSFY ( ▼ 0.93% )🎮 Sherwood by Robinhood: Ubisoft delays its earnings at the last minute and requests a freeze on trading

• Communications $VZ ( ▲ 2.49% )☎️ Yahoo! Finance: Verizon to cut about 15,000 jobs as new CEO restructures, source says

• Restaurants : Food Delivery $CART ( ▼ 1.56% ) 🛒 CNBC: Instacart tops third-quarter expectations under new CEO Rogers, gives strong guidance

• Live Events : Marketplace $STUB ( ▲ 7.91% ) 🎫 CNBC: StubHub stock tanks 20% as CEO says it is not giving guidance for current quarter

• Restaurants : Fast Casual ☕ Yahoo! Finance: Luckin Coffee eyes U.S. relisting as five-year turnaround from fraud scandal takes hold

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Technology Sentiment 🌐 Reuters: Wall Street tumbles as Nvidia slides, investors fret that Fed may slow rate cuts

  • CNBC: AI stock boom leaves many behind, economist says: ‘It really widens the wealth and income gap’

• Holding Company $SFTBY ( ▲ 0.74% ) 💼 CNBC: SoftBank shares plunge extending selloff into third day, after selling its entire stake in Nvidia for $5.83B

• Semi-conductors $AMD ( ▲ 4.73% ) 🧇 CNBC: AMD’s Lisa Su sees 35% annual sales growth driven by ‘insatiable’ AI demand

• Semi-conductors $INTC ( ▲ 6.51% ) 🧇 Tom’s Hardware: Intel's CTO and AI chief leaves for OpenAI after just seven months in role — follows another AI data center exec out the door, Lip Bu-Tan to take up the slack

• Semi-conductors : Manufacturing $AMAT ( ▲ 2.64% )⚒️ Sherwood by Robinhood: Applied Materials dips despite posting modest beats on Q4 sales, EPS

• Communications $META ( ▼ 0.26% ) 👥 Ars Technica: Meta’s star AI scientist Yann LeCun plans to leave for own startup

• Data Center : Networking $CSCO ( ▼ 0.6% ) 🌐 CNBC: Cisco beats on earnings and guidance, lifting stock

• B2B Technology $ORCL ( ▲ 0.02% ) 🌐 CNBC: Wall Street cools on Oracle’s buildout plans as debt concerns mount: ‘AI sentiment is waning’

• Hyperscalers : GPUs $CRWV ( ▲ 5.02% )🌩️NBC News: CoreWeave’s stock slides on weak guidance even as revenue more than doubles

  • CNBC: CoreWeave CEO responds to data center delays as stock plunges. Core Scientific shares fall

• Neocloud : DevOps (Europe) $NBIS ( ▲ 4.55% )🌩️Investors.com: Nebius Reports Bigger Q3 Net Income Loss, Announces Meta AI Deal, Shares Fall

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Data Center Sentiment 🗄️ CNBC: Real estate titan Barry Sternlicht says he will ‘have to’ drop employees in favor of AI

  • Data Center Dynamics: AMD says data center market will be worth $1T by 2030, projects $100B in annual revenue from segment by end of decade

  • TechCrunch: Data centers now attract more investment than finding new oil supplies 

  • CNBC: Data centers are concentrated in Virginia, Illinois, Texas, Ohio and California. Here’s what’s happening to electricity prices

• Frontier LLMs : Anthropic 🤖 CNBC: Anthropic to spend $50B on US AI infrastructure, starting with Texas, New York data centers

  o Yahoo! Finance: Anthropic is on track to turn profitable much sooner than OpenAI

• Frontier LLMs : OpenAI 🤖 Tom’s Hardware: OpenAI’s colossal AI data center targets would consume as much electricity as entire nation of India

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to Roku Ads for partnering!

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🪓 Job cuts surpass 1M; highest October total since 2003, as companies cite cost-cutting, AI

🕊️ No paywalled articles.

🏛️ Financial News

• Administration 🏛️ CNBC: Airlines cancel more than 700 U.S. flights as FAA-ordered shutdown cuts begin

  • CNBC: Affirm CEO says furloughed federal employees are starting to lose interest in shopping

• Jobs Report Sentiment 💼 Challenger Report: Job cuts surpass 1M; highest October total since 2003, as companies cite cost-cutting, artificial intelligence

  • NBC News: October monthly job cuts surged to a 22-year high

• Jobs Report : Private Payrolls 🏪 CNBC: Private payrolls rose 42k in October, more than expected and countering labor market fears: ADP

• Consumer : Sentiment 🛍 CNBC: Rising household debt balances point to worsening ‘K-shaped’ economic divide

  • CNBC: Consumer sentiment nears lowest level ever as worries build over shutdown

• Home Mortgages 🏡 Realtor: The typical first-time homebuyer is now 40 years old, a record high

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Dow drops 400 points as weak consumer sentiment and tech declines hurt stocks 

• Nasdaq $QQQ ( ▲ 0.59% ) 🌐 CNBC: Nasdaq closes lower, capping its worst week since April

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: European markets rise, oil prices jump on OPEC+ decision 

• Asia Markets 🏯 Yahoo! Finance: Tech and chip stocks tumble across Asia as investors rethink the AI boom

• China Markets $MCHI ( ▲ 0.9% ) 🐉 South China Morning Post: China's exports fall 1.1% in October, hit by lower shipments to US

• Japan Markets $NIKKEI ( 0.0% )⛩️ Yahoo! Finance: Japan plans to overhaul foreign investment rules amid security concerns 

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 Reuters: Indian shares post weekly losses as outflows eclipse trade, earnings optimism

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

Reddit’s Top Stocks Beat the S&P by 40%

Buffett-era investing was all about company performance. The new era is about investor behavior.

Sure, you can still make good returns investing in solid businesses over 10-20 years.

But in the meantime, you might miss out on 224.29% gainers like Robinhood (the #6 most-mentioned stock on Reddit over the past 6 months).

Reddit's top 15 stocks gained 60% in six months. The S&P 500? 18.7%.

AltIndex's AI processes 100,000s of Reddit comments and factors them into its stock ratings.

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_{Past performance does not guarantee future results. Investing involves risk including possible loss of principal.}

🚀 Stocks

• Healthcare : Pharma $PFE ( ▲ 0.15% ) 💊 CNBC: Trump announces deals with Eli Lilly, Novo Nordisk to slash weight loss drug prices

  • CNBC: Metsera accepts Pfizer’s $10B bid in ongoing M&A battle 

• FinTech $XYZ ( ▲ 0.62% )💳 CNBC: Block sinks 10% after weak third quarter results miss Wall Street estimates

• FinTech : Buy Now, Pay Later $AFRM ( ▼ 0.48% )💳 Investor’s Business Daily: Affirm earnings and revenue top targets amid debit card growth

• Consumer : Beauty $ELF ( ▲ 0.78% ) 💄 CNBC: E.l.f. Beauty stock plunges 29% on weak guidance, tariff impact

• Social Media $PINS ( ▼ 6.0% ) 📍 CNBC: Pinterest plunges 20% after weak results as tariffs drag on ad revenue

•  Consumer : Travel $EXPE ( ▲ 0.1% ) 🧳 Investor’s Business Daily: Expedia jumps as high travel demand powers stronger-than-expected Q3 results

• Travel : Technology $ABNB ( ▲ 1.08% ) 🏡 CNBC: Airbnb shares rise on revenue beat, stronger-than-expected forecast

• Restaurants : Fast Casual $SBUX ( ▲ 0.74% )☕ CNBC: Starbucks to form joint venture with Boyu Capital to run China business

• Restaurants : Fast Casual $YUM ( ▲ 0.68% ) 🍗 Sherwood by Robinhood: Yum! Brands is considering selling off struggling chain Pizza Hut

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology

• Investor Sentiment 🏦 CNBC: Today's AI boom is 'very different' from the 90s dot-com bubble

• Holding Company $SFTBY ( ▲ 0.74% ) 💼 CNBC: SoftBank stares at over $50 billion in weekly losses after stock drops 8% as investors sour on AI plays

• Technology $MSFT ( ▲ 0.1% ) 👩‍💻 CNBC: Lambda, Microsoft agree to multibillion-dollar AI infrastructure deal with Nvidia chips 

• Semi-conductors $AMD ( ▲ 4.73% ) 🧇 SiliconANGLE: AMD beats Q3 estimates on top and bottom line, offers strong Q4 guidance

• Data Center : Hardware $SMCI ( ▼ 4.72% )🗄️ CNBC: Super Micro stock drops on slumping sales, weak earnings

• Data : Security $PLTR ( ▼ 2.36% )🛡️CNBC: Palantir tops estimates, boosts fourth-quarter guidance on AI adoption

• CNBC: Palantir CEO Karp twice slams short sellers as stock suffers worst week since April

• Autos : EV $TSLA ( ▲ 1.82% ) 🔌 CNBC: Tesla says shareholders approve Musk’s $1 trillion pay plan with over 75% voting in favor

• B2B Technology $IBM ( ▼ 0.95% ) 🌐 Rueters via Yahoo! Finance: IBM layoffs take place as tech giant cuts 3,000 and joins the AI race 

• Productivity : Communications $DBX ( ▲ 0.41% )📦 Yahoo! Finance: Dropbox Q3 earnings beats estimates, as revenues falls YoY, but shares rise

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Frontier LLMs : OpenAI 🤖 CNBC: Trump AI czar Sacks says ‘no federal bailout for AI’ after OpenAI CFO’s comments

  • TechCrunch: Sam Altman says he doesn’t want the government to bail out OpenAI if it fails

  • CNBC: OpenAI signs $38B compute deal with Amazon, partnering with cloud leader for first time

• Technology $AMZN🛒 GeekWire: Amazon sends legal threats to Perplexity over agentic browsing

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to AltIndex for partnering!

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🤑 The wealthiest top 10% tend to live 9 years longer than the poorest 20%

🕊️ No paywalled articles

👛 Personal Finance

• Administration 🏛️ CNBC: Government shutdown could cost US economy up to $14B, CBO says 

• Federal Reserve 💵 Yahoo! Finance: What Fed’s rate cut means for your finances

• Consumer Sentiment 🛒 WSJ via Yahoo! Finance: We all have a ‘Burn Rate’: How to slow yours if your paycheck suddenly stops

  • Newsweek: Car Repossessions Approaching Record High as Delinquency Rates Soar

  • Sherwood by Robinhood: Almost a quarter of American employees haven’t taken a single vacation day in the past year, survey finds

• Wage Gap 💲 CNBC: There’s a shocking disparity between how high

  • Yahoo! Finance: America's wealthiest shoppers are boosting spending (and the US economy) while lower earners pull back

  • Yahoo! Finance: Why middle-class earners quietly becoming millionaires can still feel broke

💰 Saving & Investing

• US Treasury : Bonds 💲 CNBC: Treasury Department announces new Series I bond rate of 4.03% for the next six months 

• IRS : Tax Brackets 💸  Nerd Wallet: IRS Announces 2026 Income Tax Brackets, Updated Standard Deduction

• Investing : ETFs 📊 CNBC: You could be losing out on 15% of your mutual fund and ETF returns, researchers say. How to keep more of your money 

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

 🤖 Career Planning in an Age of AI

• Worker Sentiment 💼 CNBC: Job openings in October slumped to the lowest level since February 2021, Indeed measure shows

  • Semafor via Yahoo! Finance: US layoffs reflect ‘no hire, more fire’ environment

  • Yahoo! Finance: Behind the wave of white-collar layoffs: Old-school cost cutting, tariffs and, yes, AI

• AI Adoption 🤖 Fortune via Yahoo! Finance: Job openings have plunged 32% since ChatGPT’s debut. Now, $35K healthcare work is one career option left for Gen Z

  • MSNBC: 'AI bloodbath': White-collar layoffs mark a new phase in the job market

🏡 Home Ownership & Mobility

• Home Insurance ☂️ KOMO News (Seattle): Home insurance crisis: soaring premiums and inadequate payouts for damage claims

• Home Mortgages 🔑 CNBC: Mortgage rates jump .20 basis points following Fed cut 

• Home Values 📈 Investopedia: Home values have skyrocketed in some Cities – but completely stalled in others. Where does your city rank?

  • CNBC: Home prices lag inflation, meaning homeowners lose out on their investment

  • Realator.com: How Millennials are reimagining property for purpose 

• 📊 Generate appreciation and dividend portfolios with Real-Estate GPT Gain portfolio exposure to real-estate focused ETFs and individual stocks/RIETs within residential housing, hotels, malls, office, data centers and more.

🏖️ Retirement Planning

• 401k Plans 🥚 Nerd Wallet: Millions of 401(k)s Are Left Behind, and It’s Costing Workers

• 401k Plans : Tax Planning 🥚 WSJ: High earners could soon lose a tax break from this 401(k) change

• Financial Independence, Retire Early : Planning 🔥 Yahoo! Finance: The FIRE movement catches on as people want to retire early

• Retirement : Boomers 👍 Yahoo! Finance: The average Baby Boomer says they need less than $1M to retire comfortably

  • Yahoo! Finance: 3 Ways Baby Boomers are setting themselves up for retirement disaster

•  Retirement : Gen X 🤷‍♀️ Yahoo! Finance: Why Gen X is uniquely suited to handle bad retirement prospects

  • Yahoo! Finance: Many boomers are losing the battle for retirement security. Gen Xers? Doing a bit better.

👨‍⚕️ Long-Term Care Planning 

• Affordable Care Act : Premiums ☂️ CNBC: How to navigate open enrollment as health insurance premiums increase

  • ABC News: ACA enrollee sees premium spike over 300% as sign-up period begins: 'This will devastate us'

  • CNBC: ACA enhanced subsidy lapse could hit early retirees hardest amid shutdown fight

• Long-term Care 🏥 Scripps News: Rising elder care costs trigger financial strain across generations

  •  CNBC: Is long-term care insurance worth getting this fall?

  • McKnights Senior Living: Dementia is costing the US $781B, and 30% of that cost is medical and long-term care

• Long-term Care : Medicare 🩺 CBS News: Medicare open enrollment nears as seniors weigh health care costs and coverage options

• Long-term Care : In-Home 👩‍🦽 Yahoo! Finance: In-home elder care cost is rising more than 3x faster than inflation

  • NPR: The declining population will make it even harder to care for elders

  • Home Health Care News: Medicaid home care cuts could cost states $1B over 5 years

  • McKnights Senior Living: Lists rank states for assisted living affordability, active aging

👛 Automate subscription cancellation , AI-powered bill negotiation, budgeting , net worth tracking.

🙃 Gen Z & 🥑 Millennials

• Credit Score 💳 CNBC Make-It: Rent payments can be a ‘kiss of death’ on your credit report, says consumer advocate

• Personal Savings 💰 Investopedia: Study Reveals Gen Z and Millennials surpass older generations in savings goals for 2025

  • Investopedia: Inside Gen Z's 'soft saving' movement: Are they trading future security for present comfort? 

• Financial Education 🏫 Fox Business: How TikTok, AI and side hustles are transforming money management within Gen Z

• Financial Education : Women 👩 ING: JP Morgan finds women are driving their own financial success – not waiting to inherit it

👍 Boomers & 🤷‍♀️ Gen X

• Estate Planning : Divorce 💔 Insider via Yahoo! Finance: How to protect your estate and inheritance from an ugly divorce if you lack a prenup, according to financial experts

• Estate Planning : Boomers 👍 WSJ via MSN: Boomers are refusing to hand over their $84T in wealth to their children

  • Investment News: Giving while living: Advisors discuss the 'New Wealth Transfer'

• SSA : Cost of Living Adjustments 📜 CNBC: Here’s the maximum Social Security full retirement benefit for 2026, after the 2.8% cost-of-living adjustment

  • Yahoo! Finance: How to cut taxes on your Social Security benefits

• SSA : Planning 📜 WSJ: Why delaying your Social Security benefits may not make sense

  • Yahoo! Finance: Nearly 80% oppose raising Social Security's full retirement age

🔰 Great Wealth Transfer

• Economic Impact 📈 Yahoo! Finance: What does the great wealth transfer mean for economic growth?

  • Fortune: Governments are likely to pillage the $80T ‘Great Wealth Transfer’ to fund their national debt, says UBS

• Great Wealth Transfer : Europe 🏰 ING: The Great Wealth Transfer: Europe’s €3.5T shift 

• Great Wealth Transfer : China 🐉 Straits Times: A great wealth transfer is happening in China 

• Personal Stories 📖 The Times: Why family bullying over inheritance has become rife

  • Yahoo! Finance: Man wants to ‘gift’ his 18-year-old son his home but is worried it’s a bad move. Dave Ramsey responds 

  • MarketWatch via via Yahoo! Finance: My father’s estate was awarded $50K in a class-action lawsuit. My brother, as executor, kept the money. What can we do?

📜 Estate & Inheritance Planning

• Inherited IRAs : Beneficiary 👨‍👨‍👧‍👧 CNBC: Inherited IRAs have a key tax change for 2025. What to know to avoid a penalty of up to 25%

  • Kiplinger: I'm a Financial Pro: This Is how you can guide your heirs through the Great Wealth Transfer

• Great Wealth Transfer : Women 👩 Bloomberg: Video: Women poised to benefit from 'Great Wealth Transfer' 

  • Fortune: Women could fall behind in the ‘Great Wealth Transfer’ because of the ‘confidence gap’ in financial planning, experts say

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🤕 Amazon kicked-off its largest job cuts in its history, slashing 14,000 jobs.

🎉 Today is the last day we’re celebrating our 1-year AI-niversary helping new investors leverage AI on their wealth-building journey! Save 33% off – $24/year instead of $27 – with promo code ANNIVERSARY by Nov 1 and enjoy all our investing tools (PortfolioGPT, IndexGPT, SectorGPT and Real Estate GPT) ad-free with unlimited credits.

🕊️ No paywalled articles.

🏛️ Financial News

• Federal Reserve 💵 CNBC: Fed cuts rates again, but Powell raises doubts about easing at next meeting

• US Tariffs 🗽 Yahoo! Finance: Trump floats eliminating China fentanyl tariffs as Xi makes first comments on deal

•  Administration 🏛️ CNBC: Government shutdown could cost U.S. economy up to $14 billion, CBO says

• Investor Sentiment 🏦 InvestorObserver: Economists say AI's boom is the only thing saving US economy

  • Fox Business: BlackRock's Larry Fink says US still top destination for global investors to park money

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Nasdaq and S&P 500 close higher, thanks to Amazon, to cap off a strong week

  • Fox Business: Amazon stock hits record, lights up ETFs

  • CNBC: You could be losing out on 15% of your mutual fund and ETF returns, researchers say—how to keep more of your money

• Europe Markets $STOXX🏰 Reuters: Euro zone business conditions improving, AI is booming, ECB survey shows

• China Markets $MCHI🐉 South China Morning: Chinese stocks: investors study Beijing’s 5-year plan for hints on future market forces

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

🔍 Layoff Watch

• Technology $GOOG ( ▲ 0.45% )🔍 Deadline: YouTube offers employees voluntary buyout as company embraces AI: “The next frontier”

• Technology $AMZN ( ▼ 1.23% ) 🛒 GeekWire: Amazon confirms 14k corporate job cuts, says push for ‘efficiency gains’ will continue into 2026

• MSN: Report: Amazon hopes robots can replace 600K future hires

• Transports $UPS ( ▼ 0.51% )📦 CNBC: UPS deepens job cutting to 48k as part of turnaround plan, shares surge

• Media : Studios $PARAA ( ▼ 5.93% )⛰️ CNBC: Paramount to lay off 1,000 employees, with more cuts expected 

• Automakers $GM ( ▲ 0.8% )🚘 CNBC: GM lays off more than 1,700 at sites in Michigan, Ohio, citing EV challenges

• EdTech $CHGG ( ▼ 3.48% )📚 Reuters via Yahoo! Finance: Hit by AI, edtech firm Chegg slashes 45% of workforce and names new CEO in major overhaul

Myth: Pet insurance claims are too slow

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See pet insurance plans.

🛍 Stocks

• Holding Company $BRK.B ( ▲ 0.71% ) 💼 CNBC: Berkshire’s operating earnings jump 34%, Buffett buys back no stock and raises cash hoard to $381B

• FinTech $PYPL ( ▲ 0.7% )💳 TechCrunch: PayPal partners with OpenAI to let users pay for their shopping within ChatGPT

• FinTech $FI ( ▼ 3.0% ) 💱 Insider Monkey via Yahoo! Finance: Fiserv reports Q3 earnings, reduces full-year revenue outlook

• Media : Studios $NFLX ( ▼ 1.14% )▶️ Hollywood Reporter: Netflix ‘actively exploring’ Warner Bros. Discovery bid, hires bank to put together M&A offer

•  Media : Studios $DIS ( ▼ 0.3% ) 🏰 CNBC: Disney channels go dark on YouTube TV as carriage deal expires

• Social Media $RDDT ( ▼ 6.44% ) 😈 CNBC: Reddit stock jumps 7% after showing strong advertising and user growth

• Restaurants : Fast Casual $CMG ( ▲ 3.14% ) 🌯 Finance: Chipotle stock craters as Wall Street grows concerned after company cuts forecast

• Healthcare : Pharma $LLY ( ▼ 2.41% ) 💊 CNBC: Eli Lilly, Walmart to offer discounted retail option for obesity drug Zepbound

• Airlines $BA ( ▼ 1.16% )✈️ CNBC: Boeing stems cash burn for first time since 2023 but takes $4.9B charge on 777X delays

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology 

• Investor Sentiment 📊 Finance: Tech’s $380B splurge: This quarter’s winners and losers of the AI spending boom

  • Reuters via Yahoo! Finance: The great AI buildout shows no sign of slowing

• Technology $AAPL ( ▼ 1.52% ) 🍎 CNBC: Apple beats Q4 estimates on top and bottom lines, but iPhone revenue comes up short

•  CNBC: Apple crosses $4T market cap for the first time

• Technology $MSFT ( ▲ 0.1% ) 👩‍💻 CNBC: Microsoft reported better-than-expected results for its fiscal Q1 as revenue in Azure cloud business jumped 40%

• CNBC: Microsoft takes $3.1B hit from OpenAI investment

• Technology $AMZN ( ▼ 1.23% ) 🛒 CNBC: Amazon’s stock soars on Q3 beat, increased spending guidance

  • Insider via Yahoo! Finance: Amazon adds $300B in market value after blockbuster AWS earnings

  • CNN: Amazon says it didn’t cut 14,000 people because of money. It cut them because of ‘culture’

• Communications $META ( ▼ 0.26% ) 👥 Yahoo! Finance: Meta stock sinks after tax hit weighs on earnings, company touts 'notably larger' AI investments in year ahead

• Semi-conductors $NVDA ( ▲ 0.16% )⚡ Finance: Nvidia becomes first company to reach $5 trillion valuation, fueled by AI boom

  • Finance: Nvidia's $1B stake sends Nokia to decade high on AI hopes

  • TechCrunch: Nvidia expands AI ties with Hyundai, Samsung, SK, Naver

• Semi-conductors : ASICs $QCOM ( ▲ 4.32% )⚡ CNBC: Qualcomm announces AI chips to compete with AMD and Nvidia

• Data Center : Hardware $SMCI ( ▼ 4.72% )🗄️ Yahoo! Finance: Super Micro's new subsidiary to offer AI server support to US government

• B2B Technology $IBM ( ▼ 0.95% ) 🌐 Rueters via Yahoo! Finance: IBM says conventional AMD chips can run quantum computing error correction algorithm

• Autos : EV $TSLA ( ▲ 1.82% ) 🔌 CNBC: Tesla risks losing Musk if $1T pay package isn't approved, board chair says

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Technology Sentiment 🌐 The Atlantic: Here’s How the AI Crash Happens

• Frontier LLMs : OpenAI 🤖 CNBC: Exclusive: OpenAI lays groundwork for juggernaut IPO at up to $1T valuation

• LLM Wrappers : Perplexity 🤖 TechCrunch: Perplexity strikes multi-year licensing deal with Getty Images 

• LLM Wrappers : Chatbots 🤖 Finance: Character.AI to block romantic AI chats for minors a year after teen’s suicide

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to Money.com for partnering!

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🙃 Hot-money retail traders turn momentum chasers into bagholders.

🕊️ No paywalled articles.

🏛️ Financial News

• US Inflation 💸 CNBC: Inflation rate hit 3.0% in September, lower than expected, long-awaited CPI report shows 

• US Tariffs 🗽 Yahoo! Finance: US, China seek to avoid trade war escalation, salvage Trump-Xi meeting in Malaysia talks

  • CNBC: Trump says all U.S. trade negotiations with Canada are terminated over Reagan tariffs TV ad  

• Home Mortgages 🏡 CNBC: Lower mortgage rates push home sales up in September, but prices still stubbornly high

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 CNBC: Dow rallies 400 points for first close above 47,000 ever following mild inflation report

  • Sherwood by Robinhood: Retail traders are pressing bets on potential short squeeze targets, sending Beyond Meat, 1-800-Flowers and Krispy Kreme soaring

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: Warsaw Stock Exchange seeks developed market status within 3-5 years

• Canada Markets $TSX.TSX ( 0.0% ) 🍁 CNBC: Canada's Carney visits Asia to forge new alliances and reduce US dependence

• China Markets $MCHI ( ▲ 0.9% ) 🐉 CNBC: China's economy is struggling, but its homegrown companies are dominating abroad, Goldman Sachs says

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 CNBC: India, US begin work on trade draft; Goyal underlines: no deal with ‘gun to the head’ 

• Gold Market $GLD ( ▲ 0.06% ) 🧈 Yahoo! Finance: Gold, silver tumble in biggest daily drop in years as stunning precious metals rally comes to a halt

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, UK, China (Shanghai), India more.

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📺 Media & Communications

• Media : Studios $NFLX ( ▼ 1.14% )▶️ Hollywood Reporter: Netflix stock falls after Q3 earnings miss estimates, operating profit takes a hit, citing Brazilian tax dispute

• CNBC: Netflix ‘all in’ on leveraging AI as the tech creeps into entertainment industry

• Media : Studios $WBD ( ▲ 0.45% ) 🎪 CNBC: Warner Bros. Discovery is for sale after all, as “multiple parties” circle

• CNBC: Netflix, Amazon, and Apple are reportedly interested in buying Warner Bros.

• Media : Studios $PARAA ( ▼ 5.93% )⛰️ CNBC: Paramount Skydance to Cut 2,000 Jobs Starting Oct. 27

• Media : Studios $DIS ( ▼ 0.3% ) 🏰 CNBC: Disney warns ESPN, other networks may go out on YouTube TV at the end of the month

• Communications $T ( ▲ 2.52% )☎️ CNBC: AT&T tops subscriber estimates as bundled plans, iPhone promotions lift sales

• Social Media $RDDT ( ▼ 6.44% ) 😈 Yahoo! Finance: Reddit sues Perplexity and others over data scraping to train AI system

• Social Media $SNAP ( ▼ 1.31% ) 👻 Sherwood by Robinhood: Snap seeking $1B to finance its AR glasses division in “existential” fundraise

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🛍 Staples & Discretionary

• Retailer : Big Box $TGT ( ▲ 1.95% )  🎯 CNBC: Target cuts 1,800 corporate jobs in its first major layoffs in a decade

• Staples : Beverages $KO ( ▲ 0.11% )  🥤 CNBC: Coca-Cola tops earnings and revenue estimates but says demand for drinks is still soft

•  Consumer : Goods $PG ( ▲ 0.86% )  🧼 CNBC: Procter & Gamble beats earnings estimates but reveals waning demand in some categories

• Apparel $DECK ( ▼ 0.47% ) 🎽 CNBC: Deckers Brands stock sinks 15% after soft outlook raises concerns about Hoka, Ugg growth

•  Automakers $GM ( ▲ 0.8% )🚘 Yahoo! Finance: General Motors surges nearly 15% on earnings beat, raises full-year guidance

  •  CNBC: GM lays off more than 200 salaried workers in latest round of job cuts 

• Automakers $F ( ▲ 0.88% ) 🚙 CNBC: Ford beats on earnings but lowers 2025 guidance after supplier fire

• EV Automakers $RIVN ( ▲ 7.85% ) 🔌 CNBC: Rivian plans to lay off more than 600 workers

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology 

• Semi-conductors $INTC ( ▲ 6.51% )⚡ CNBC: Intel stock jumps as Q3 earnings beat expectations, AI drives chip demand first earnings report since U.S. government became top shareholder

• Semi-conductors $AMD ( ▲ 4.73% )⚡ CNBC: AMD’s stock pops on report IBM can use its chips for quantum computing error correction

• Semi-conductors : Manufacturing $ASML⚒️ CNBC: Applied Materials lays off 4% of workforce

• Technology $AMZN ( ▼ 1.23% ) 🛒 CNBC: AWS services recover after daylong outage hits major sites

• Technology $AAPL ( ▼ 1.52% ) 🍎 CNBC: Apple stock rallies following strong iPhone 17 sales in US and China

  • CNBC: Apple begins shipping US-made AI servers from Texas

• Communications $META ( ▼ 0.26% ) 👥 CNBC: Meta cuts 600 jobs from its superintelligence lab amid ongoing reorganization

  • CNBC: Meta replacing humans with AI for FTC-mandated privacy reviews

• Autos : EV $TSLA ( ▲ 1.82% ) 🔌 CNBC: Tesla beat Q3 revenue estimates on its first sales growth since Q4-24 as buyers rushed to use expiring EV tax credits

  • Fortune via Yahoo! Finance: Elon Musk defends $1T pay package: ‘I just don’t feel comfortable building a robot army here and then being ousted’

• B2B Technology $IBM ( ▼ 0.95% ) 🌐 CNBC: IBM tops third-quarter estimates and lifts guidance, but stock drops

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Analyst Sentiment 📊 Bloomberg via Yahoo! Finance: Roaring AI-Linked Debuts Drive Demand for Pre-IPO Shares

• Semi-conductors : Quantum Computing 💫 Roaring AI-Linked Debuts Drive Demand for Pre-IPO Shares

• Technology $GOOG ( ▲ 0.45% )🔍 CNBC: Google's Quantum Echo algorithm shows world's first practical application of quantum computing — Willow 105-qubit chip runs algorithm 13,000x faster than a supercomputer

  • CNBC: Google rises on official announcement of Anthropic deal worth “tens of billions” 

• Frontier LLMs : OpenAI 🤖 CNBC: OpenAI launched AI browser Atlas to rival Google

• Frontier LLMs : Anthropic 🤖 CNBC: Anthropic’s Claude Life Sciences will give researchers an AI efficiency boost

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to The Deep View for partnering!

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

📈 The index has gone 97 sessions without a 5% pullback,
compared with its long-term average of 59 days.

🕊️ No paywalled articles.

🏛️ Financial News

• US Tariffs 🗽 Yahoo! Finance: S&P analysis of 9,000 companies worldwide finds the real cost of tariffs and other corporate costs: $1.2T

  • Yahoo! Finance: Goldman sees US consumers paying more than half of Trump Tariffs

  • CNBC: Trump threatens China with cooking oil embargo over soybean snub

  • CNBC: Trump approves expanding credits for US auto production, issues new 25% truck dutiesa is delayed by shutdown

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )  Sherwood by Robinhood: S&P 500 and Nasdaq 100 both ended well in the green, while the Russell 2000 suffered a loss

  • Yahoo! Finance: Wall Street Warns S&P 500 Dip Buyers of More Turbulence Ahead

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: European markets turn gloomy as US–China trade war looms

  • euronews: Euronext backs German push for single European stock exchange

• China Markets $MCHI ( ▲ 0.9% ) 🐉 Business Times Singapore: In China, global companies struggle as home-grown brands steal thunder

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 Financial Express: Markets maintain momentum ahead of Diwali: Nifty closes above 24,700, Sensex up 480 points

• Gold Market $GLD ( ▲ 0.06% ) 🧈 Bloomberg via Yahoo! Finance: Gold notches biggest gain since 2020 as precious metal goes 'parabolic’, as Silver Surges

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🏦 Banks & Financials

• Analyst Sentiment 📊 Yahoo! Finance: Wall Street credit worries intensify after Dimon's 'cockroach' warning 

• Regional Banks 🏧 CNBC: Regional banks and Jefferies shares tank as concerns grow on Wall Street about sour loans

• National Banks $GS ( ▲ 2.62% )  🏦 CNBC: Goldman Sachs beats estimates on better-than-expected investment banking, bond trading

• National Banks $JPM ( ▲ 2.31% )  🏦 CNBC: JPMorgan Chase tops estimates as trading revenue hits a record of nearly $9B

• National Banks $BAC ( ▲ 1.56% )  🏦 CNBC: Bank of America tops expectations on 43% surge in investment banking revenue

• Financial Services $C ( ▲ 1.28% )  💳 CNBC: Citi reports a rise in earnings with every business posting record third-quarter revenue

• Financial Services $AXP ( ▲ 2.18% )  💳 Yahoo! Finance: Amex Earnings Top Estimates as Platinum Card Demand Surges

•  Private Equity $BLK ( ▲ 1.52% ) 💼 Reuters: BlackRock's assets hit record $13.46T on Q3 markets rally, M&A boost

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🛍 Staples & Discretionary

• Retail : eCommerce $WMT ( ▲ 0.45% ) 🔅 CNBC: Walmart teams up with OpenAI to allow purchases directly in ChatGPT

• CNBC: Walmart deploys millions of new sensors in retail’s first large-scale deployment of IoT tech

•  Automakers $STLA ( ▼ 0.29% )  🚗 CNBC: Jeep parent Stellantis announces $13B US investment plan

• Restaurants : Fast Casual $DPZ ( ▲ 3.72% )  🍕 Yahoo! Finance: Domino's Pizza tops quarterly results estimates as US consumers seek value meals 

• Staples : Goods $NST🍫 euronews: Nestlé plans 16,000 job cuts as new CEO Philipp Navratil sets out strategy

• Airlines $UAL ( ▲ 2.58% )  ✈️ Yahoo! Finance: United reports Q3 earnings beat, upbeat profit and margin guidance

• Insurance : Property & Casualty $PGR ( ▲ 0.42% )  ☂️ Yahoo! Finance: Progressive misses Q3 earnings and revenue estimates after recording a $950M policyholder credit expense tied to excess profits in Florida

• Restaurants : Food Delivery $DASH ( ▼ 2.59% ) 🍔 TheVerge: DoorDash will use Waymo’s robotaxis for delivery in Phoenix

• Healthcare : General $JNJ ( ▲ 1.07% ) 💊 FierceBiotech: Johnson & Johnson beat Q3 earnings and revenue estimates, move to spin off orthopedics unit is 'all about shrinking to grow faster,' exec says

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology 

• Semi-conductors : Foundry $TSM ( ▲ 0.68% )⚡ CNBC: TSMC profit surges 39% to beat estimates and hit yet another record on AI chip demand

• Semi-conductors : ASICs $AVGO ( ▼ 0.91% )⚡ CNBC: Broadcom stock pops on OpenAI custom chip deal, adding to Nvidia and AMD agreements

• Semi-conductors : Manufacturing $ASML ( ▼ 1.89% )  ⚒️ CNBC: ASML looks to calm fears over 2026 growth as it warns of China sales decline

•  Data Center : Memory $MU ( ▼ 1.43% )  🧠 South China Morning Post: Micron to cease supply of server memory chips to data centres in China after ban

• B2B Technology $ORC ( ▼ 0.91% )  🌐 Yahoo! Finance: Oracle stock jumps as company says cloud revenue will skyrocket to $166B by 2030

  •  CNBC: Oracle stock drops 7% as some skeptics question lofty AI targets

• Hardware : Business $HPE ( ▲ 2.93% )  💻 Sherwood by Robinhood: Hewlett Packard sinks on disappointing revenue, profit, and free cash flow guidance for fiscal 2026

• Communications $META ( ▼ 0.26% )  👥 Sherwood by Robinhood: Meta strikes $30B deal with Blue Owl to finance Hyperion data center

  • Reuters via Yahoo! Finance: Meta taps Arm Holdings to power AI recommendations across Facebook, Instagram

• Software : ERP $CRM ( ▼ 0.34% )  💼 Sherwood by Robinhood: Salesforce rises after forecasting revenue north of $60B by 2030, with double-digit sales growth expected to return

•  Data Management $SNOW ( ▼ 3.17% )  W❄️Sherwood by Robinhood: Snowflake jumps on Palantir partnership announcement

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Investor Sentiment 📊 Business Insider via Yahoo! Finance: JPMorgan estimates 30 AI stocks have made Americans $5T richer in the last year

  • CNBC: A guide to the $1 trillion-worth of AI deals between OpenAI, Nvidia and others

• Technology Sentiment 🌐 CNBC: Utilities grapple with a multibillion question: How much AI data center power demand is real

• Frontier LLMs : OpenAI 🤖 Yahoo! Finance: OpenAI would have to spend over $1T to deliver its promised computing power. It may not have the cash

  • TechCrunch: OpenAI pauses Sora video generations of Martin Luther King Jr.

  • TechCrunch: Sam Altman says ChatGPT will soon allow erotica for adult users

• China AI 🐉 CNBC: Alibaba says its AI spending in e-commerce is already breaking even

• State Regulations : California 🏛️ TechCrunch: California becomes first state to regulate AI companion chatbots

• Banking Adoption 🏦 CNBC: Big banks like JPMorgan Chase and Goldman Sachs are already using AI to hire fewer people

• Healthcare Adoption 🩺 CNBC: AI tools are entering the doctor’s office and clinicians need to be prepared

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to MorningBrew for sponsoring.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

📉 Dow sinks 800 points, S&P 500 and Nasdaq see worst day since April

🕊️ No paywalled articles.

🏛️ Financial News

• US Tariffs 🗽 FreightWaves via Yahoo! Finance: Trump’s 100% tariff on China over rare earths threatens new supply chain shock Trump threatens ‘massive’ tariff hike

  • Yahoo! Finance: Trump threatens China with export controls on Boeing parts

  • Yahoo! Finance: Trump imposing new 25% large truck tariff starting Nov. 1

• Administration 🏛️ Insider via Yahoo! Finance: Trump's Fed shortlist is narrowing, but a final choice could be months off

• Yahoo! Finance: CPI inflation report will be released by Labor Department, while other data is delayed by shutdown

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtesting, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 Yahoo! Finance: Dow sinks 800 points, S&P 500 and Nasdaq see worst day since April as Trump's renewed tariff threats spook Wall Street

  • Yahoo! Finance: The S&P 500 ETF wars are over — VOO has won out over SPY 

• Europe Markets $STOXX ( 0.0% ) 🏰 euronews: US rare earth stocks surge, European markets see mixed start 

• China Markets $MCHI ( ▲ 0.9% ) 🐉 Yahoo! Finance: China markets reopen to show if AI buzz outshines soft spending 

• Japan Markets $NIKKEI ( 0.0% )⛩️ CNBC: Japan stocks hit record highs as Sanae Takaichi’s LDP victory drives yen past 150 

• Gold Market $GLD ( ▲ 0.06% ) 🧈 Yahoo! Finance: Gold heads closer to $4,000 as US Shutdown bolsters haven demand

• 🌍 Increase global exposure with Index GPT Generate index portfolio ideas to gain exposure to the largest indices in and outside the US, such the Eurozone, Germany, UK, France, China (Shanghai), India more.

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🛍 Staples & Discretionary

• Banks $FITB🏦 CNBC: Fifth Third Bancorp to buy Comerica for $10.9B in all-stock deal 

• Crypto : BTC ₿ Sherwood by Robinhood: BlackRock’s bitcoin ETF is on the cusp of $100B in assets, a milestone it will have achieved in less than two years 

• Brokerages $SOFI💱 Sherwood by Robinhood: Analysts break down what’s driving SoFi’s recent surge

• Airlines $DAL ( ▲ 1.5% )✈️ Yahoo! Finance: Delta’s profit forecast tops estimates, buoyed by higher fares and resilient luxury demand 

• Communications $VZ ( ▲ 2.49% )☎️ Yahoo! Finance: Verizon names former PayPal boss Dan Schulman as CEO 

• Retail : Staples $CSCO ( ▼ 0.6% ) 🛒 NBC News: Costco to sell Ozempic and Wegovy at a large discount for people without insurance

•  Theaters $AMC ( ▲ 2.63% ) 🎪 CNBC: Taylor Swift’s ‘The Life of a Showgirl’ album release party snares $33M domestically 

• Staples : Beverages $PEP ( ▲ 0.38% ) 🧃 CNBC: PepsiCo earnings top estimates as international markets fuel sales growth

• Apparel $LEVI ( ▼ 0.95% ) 👖 Sherwood by Robinhood: Levi Strauss raises prices, helping to boost profit and outlook

• Healthcare : Pharmaceuticals $NVO ( ▼ 0.18% ) 💊 CNBC: Novo Nordisk to buy Akero for up to $5.2 billion in new CEO’s revival push

• Healthcare : Pharmaceuticals $AZN ( ▼ 1.94% ) 💊 CNBC: Trump reaches deal with AstraZeneca to lower US drug prices

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more.

🌐 Technology 

• Nasdaq $QQQ ( ▲ 0.59% )🌍 CNBC: Tech megacaps lose $770 billion in value as Nasdaq suffers steepest drop since April

• Analyst Sentiment 📊 Yahoo! Finance: Bubble or not, AI continues to draw billions in investments

• Technology Sentiment 🌐 Yahoo! Finance: Without data centers, GDP growth was 0.1% in the first half of 2025, Harvard economist says 

  • CNBC: US tech giants hit pause on India data center deals under weight of trade uncertainty

• Semi-conductors $AMD ( ▲ 4.73% ) 🧇 CNBC: AMD stock skyrockets as OpenAI looks to take stake in AI chipmaker

  • CNBC: AMD’s deal with OpenAI gives Nvidia much-needed challenger in market it dominates

• Semi-conductors $INTC ( ▲ 6.51% ) 🧇 TechCrunch: Intel unveils new processor powered by its 18A semiconductor tech

• Productivity : MarTech $FIG ( ▼ 4.14% )✍ CNBC: Figma’s stock pops 7% after OpenAI CEO Altman touts ChatGPT integration

• Mobile : Digital Ads $APP ( ▲ 3.8% ) 📱 CNBC: AppLovin stock tanks on report SEC is investigating company over data-collection practices 

• 🧠 Join the 2200+ PortfolioGPT users Generate portfolio ideas to quickly get started on your personal wealth journey for $3/mo or $27/annually (25% off).

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🦾 Artificial Intelligence

• Frontier LLMs : OpenAI 🤖 CNBC: OpenAI’s dominance is unlike anything Silicon Valley has ever seen

  • CNBC: OpenAI’s Sora hit 1M downloads in less than five days

  • TechCrunch: OpenAI’s affordable ChatGPT Go plan expands to 16 new countries in Asia

  • TechCrunch: OpenAI launches AgentKit to help developers build and ship AI agents

• Semi-conductors 🧇 CNBC: Cerebras CEO explains IPO withdrawal, says AI chipmaker still intends to go public

• Consulting Adoption 👩🏻‍💼 The Guardian: Deloitte to pay money back to Albanese government after using AI in $440,000 report

• China AI 🐉 rest of world: AI is reshaping childhood in China

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

We’ll be back next Saturday morning to recap the week’s financial news.

Thanks to Money.com for sponsoring.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🌐 AI infrastructure debate’s heating up, as spending
on data centers set to outpace office construction.

🕊️ No paywalled articles

🏛️ Financial News

• Jobs Report : Private Payrolls 💼 Yahoo! Finance: ADP report: Private employers unexpectedly shed 32,000 jobs as labor market continues pullback

  • CNBC: Report shows hiring at lowest since 2009 as economists turn to alternative data during shutdown blackout

  • CNBC: The shutdown meant no jobs report. Here’s what it would have said about the economy

• US GDP 🏭 The Manufacturer: US manufacturing contracted for a seventh-straight month

• Banker Sentiment 🏦 CNBC: Goldman boss David Solomon warns of a stock market drawdown: ‘People won’t feel good’

• 🧠 Upgrade your PortfolioGPT account Get an ad-free experience, unlimited credits, backtested performance, forward guidance and real-time Yahoo! Finance data.

📊 Global Markets

• S&P 500 $VOO ( ▲ 0.55% )🌍 Sherwood by Robinhood: The S&P 500 and Nasdaq 100 notch new closing highs as investors shake off the government shutdown

  • Yahoo! Finance: Foreign investors are sticking with US stocks amid Trump tariff turmoil

• Europe Markets $STOXX ( 0.0% ) 🏰 US News: Europe's STOXX 600 records best month since May, hits an ATH

  • Yahoo! Finance: EU to propose doubling tariff rate on steel imports from China to 50%

• United Kingdom Markets $FTSE ( 0.0% ) 💂 Yahoo! Finance (UK): FTSE 100 hits ATH despite concerns over US government shutdown

• India Markets $NSEINDIA.P ( 0.0% ) 🕌 India Economic Times: India poised for biggest-ever IPO month with $5 billion in deals

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📈 Stocks

🤖 Finances & Real Estate

• Real-Estate 🏡 CNBC: FTC sues Zillow and Redfin, alleging antitrust violation in online rental listings

• Private Equity 💼 Yahoo! Finance: There are more PE funds than McDonald's in US

• Portfolio Company $BRK.B ( ▲ 0.71% ) ☂️ Yahoo! Finance: Berkshire Hathaway to pay $9.7B for OxyChem, potentially Buffett's last big deal

• Brokerages $HOOD ( ▲ 1.04% ) 💱 CNBC: Tokenization of real world assets is an unstoppable ‘freight train’ coming to major markets: Robinhood CEO

• 📊 Avoid single-stock exposure with Sector ETF GPT Generate sector-specific portfolio ideas, such as technology, discretionary, health care and more!

🤖 Media, Discretionary & Healthcare

• Social Media $RDDT ( ▼ 6.44% ) 😈 Yahoo! Finance: Reddit stock falls for second day as references to its content in ChatGPT responses plummet

• Technology $AMZN ( ▼ 1.23% ) 🛒 CNBC: Amazon launches ‘price-conscious’ grocery brand with most products under $5

• Media : Studios $EA ( ▲ 0.11% )🎮 CNBC: EA going private in $55B deal that will pay shareholders $210 a share

• Healthcare : Pharmaceuticals $PFE💊 Axios: Trump and Pfizer announce deal to lower drug prices, launch "Trump Rx" website

• Consumer : Apparel $NKE ( ▼ 2.24% ) 🎽 CNBC: Nike posts surprise sales growth, but warns of sluggish holiday season and bigger than expected tariff hit

• eCommerce : Marketplace $ETSY ( ▲ 0.06% ) 🤝CNBC: Etsy pops 13% as OpenAI announces ChatGPT Instant Checkout for the shopping site

• Automakers 🚗 CNBC: EVs, big SUVs drive Ford Q3 U.S. sales up 8.2%

  • CNBC: Why the Hertz-Amazon deal poses threats to auto dealers

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🌐 Technology 

• Technology $AAPL🍎 TechCrunch: Apple shelves Vision Pro overhaul to focus on AI glasses 

• Communications $META👥 Ars Technica: Meta won’t allow users to opt out of targeted ads based on AI chats 

• Autos : EV $TSLA🔌 CNBC:  Tesla reports 497,000 vehicle deliveries for Q3, up %7

  • Sherwood by Robinhood: Tesla deliveries surge to quarterly record on last gasp of EV tax credit

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🗄️ Data Center & Inputs

• Private Equity : Data Centers $BLK ( ▲ 1.52% ) 🌐CNBC: BlackRock nears $40B data center deal in bet on AI 

• RIET : Data Centers $FRMI ( ▲ 2.73% ) 🌐 Data Centre Dynamics : Fermi data center RIET IPO's on Nasdaq valued at almost $15B

• Neoclouds : GPUs $CRWV ( ▲ 5.02% )🌩️ CNBC: CoreWeave stock surges as $14B deal with Meta signals 'limitless' AI demand

• Neoclouds : DevOps (Europe) $NBIS ( ▲ 4.55% )🌩️ Yahoo! Finance: Microsoft bets $33B on neoclouds, like Nebius, to ease AI crunch

• 🏬 Get data center ideas with Real Estate GPT Generate stocks-RIETs and real estate ETFs ideas with appreciation, dividend goals for diversified portfolio exposure to residential housing, hotels, malls, office, data centers and more.

⚡ Compute & Hardware

• Semi-conductors : Foundry $TSMC⚡ CNBC: Taiwan rejects U.S. proposal for ’50-50′ chip production, says trade talks focused on tariffs 

• Semi-conductors $NVDA🧇 Yahoo! Finance: Delays to Trump's UAE chips deal frustrate Nvidia's Jensen Huang, officials, WSJ reports

• Semi-conductors : CPUs $INTC🧇 CNBC: Intel spikes on reports of potential AMD manufacturing deal

  • CNBC: Intel stock is up 50% over the last month, putting US stake at $16B

• Quantum Computing $QBTS⚡ CNBC: Quantum stocks Rigetti Computing and D-Wave surged double-digits this week. Here’s what’s driving the big move

Invest beyond NVDA, GOOG and MSFT in the $16T
global artificial intelligence market.

🤖 Artificial Intelligence

• Frontier LLMs : OpenAI 🤖 TechCrunch: OpenAI valuation soars to $500B, topping Musk’s SpaceX

•  CNBC: SK Hynix shares hit 25-year high, Samsung also surges as chipmakers partner with OpenAI

• TechCrunch: OpenAI’s invite-only video generation app Sora tops Apple’s App Store

•  LLM Wrappers : Perplexity 🤖 TechCrunch: Perplexity’s Comet AI browser now free; Max users get new ‘background assistant’

• TechCrunch: Perplexity CEO: Comet AI browser can boost productivity so companies won’t have to hire more people

✨Unprompted Takes

• Analyst Sentiment 📊 MorningStar: The AI bubble is 17 times the size of the dot-com frenzy - and four times subprime, this analyst argues

  • Yahoo! Finance: Nvidia’s CEO Jensen Huang says electricians and plumbers will be needed by the hundreds of thousands in the new working world

  • CNBC: For first-time job hunters, a college degree isn’t unlocking the opportunities it once did

  • New York Times Podcast: YouTube: Big Tech Told Kids to Code. The Jobs Didn’t Follow.

• Consulting Adoption 👩🏻‍💼 CX Today: Accenture lays off 11,000 staff as part of AI reskilling strategy

• Airline Adoption ✈️ CNBC: Lufthansa to cut 4,000 jobs as airline turns to AI to boost efficiency

• 📧 Subscribe to Unprompted Invest beyond Nvidia in the $15T global AI market, from infrastructure, ingest & training, and inference (Coming soon)

Thanks to the Empower for sponsoring, we’ll be back next Saturday morning to recap the week’s financial news.

✨ Happy Unprompting,

Rawee
hello@portfoliogpt.xyz

_{PortfolioGPT may earn commission or revenue on some items through the affiliate links in this newsletter.}

🗽 The American Dream has surpassed $5M in 2025 - up 50% since 2023.

🕊️ No paywalled articles

👛 Personal Finance

•  Cost of Living 🗽 Investopedia: The price of the American Dream has surpassed $5M in 2025, nearly 50% more ($3.4M) than in 2023

• Consumer Sentiment 🛒 Reuters via Yahoo! Finance: US consumers are feeling the stress of inflation, interest rates, report shows

  • Reuters: US holiday spending set for steepest drop since pandemic, PwC survey shows

• Employment Sentiment 💼 Yahoo! Finance: There are more Americans out of work than there are jobs open for the first time since April 2021

• Wage Gap 💲 ADP Research: Pay gap getting bigger, ADP says

• Stock Market 📈 CNN Business: Americans have more money in stocks than ever before. Economists say that’s a bright red flag  

  • CNBC: Day trading is about to get easier for smaller retail investors

  • CNBC: Young adults embrace ‘financial nihilism’ with risky crypto, stock bets as American dream feels unattainable

  • CNBC: 'ChatGPT, what stocks should I buy?' AI fuels boom in robo-advisory market

• Big Beautiful Bill 🏛️

  • Tips 💁‍♀️ CNBC: Treasury, IRS release key details about Trump’s ‘no tax on tips’ deduction

  • State & Local Taxes 🏛️ CNBC: Tax savings from Trump’s $40,000 SALT deduction limit could be highest in these states

  • Long-term Gains CNBC: A ‘golden opportunity’ to pay 0% capital gains with taxable income of $48,350 or less

  · SEC Regulations : Daytrading 🏛️

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🏡 Home Ownership & Mobility

• Income Mobility 💵 CNBC: The 10 US cities where incomes are growing the fastest – 4 are in California

• Cars 🚙 CNBC: Why the rich are propping up car sales

  • CNBC: Here’s how to get the $7,500 EV tax credit — even after the Sept. 30 deadline 

  • CNBC: Ahead of EV tax credit deadline, IRS delays create ‘anxiety’ for car dealers

• Home Buying 🔑 CNBC: Buying a home isn’t affordable in many metro areas. What about yours? 

• Home Buying : Fixer-Uppers 🏚️ CNBC: Fixer-Upper homes are up to 78% cheaper in these 10 metros

• Home Insurance ☂️ CNBC: How much homeowners pay in property taxes in every US state 

🏫 Student Loans

• College Tuition 📚 CNBC: Education Department opens FAFSA ahead of schedule — it’s a ‘huge win’ for college-bound students, expert says 

• Student Loans 💸 Yahoo! Finance: Student loan borrowers facing wage garnishment are willing to put off credit card payments 

• Student Loans : Payoff 💸 CNBC: Student loan borrower backlog for forgiveness swells to 74,510 under Trump

🦾 Career Planning in an Age of AI

• AI : Friend or Foe 🤖 CNBC: AI adoption linked to 13% decline in jobs for young U.S. workers, Stanford study reveals

  • WSJ via MSN: These AI-skilled 20-somethings are making hundreds of thousands a year

• Small Business 🏬 CNBC: Apollo Report: AI adoption rate trending down for large companies with more than 250 employees 

• Business Adoption 💼 TechCrunch: 77% of Claude AI firms are using AI to automate work, risks white-collar job losses  

  • CNBC: Accenture plans on ‘exiting’ staff who can’t be reskilled on AI amid restructuring strategy

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🏖️ Retirement Planning

• Planning 🎯 CNBC: Almost half of Americans don’t have a financial plan. Working with a financial adviser can change that

• Roth 401k Plans 🥚 CNBC: The Roth 401(k) retirement option offers tax-free growth. But only 18% of employees use it

• 401k Plan : Catch-up Contributions 🏃 CNBC: Treasury, IRS finalize rule for 401(k) catch-up contributions. What it means for higher earners

• 401k Plan : Early Withdrawals 🪂 CNBC: More Americans are tapping their 401(k)s for cash—it should be a ‘last resort,’ says CFP

• Financial Independence, Retire Early : Planning 🔥 CNBC: Is $65K a year enough to find financial independence and retire early? How to make it work — without getting burned

• Financial Independence, Retire Early : Stories 📖 CNBC: When FIRE backfires: He lived on bare minimum to save $440,000, now retiree regrets if money was worth sacrificing life’s joy

🙃 Gen Z & Millennials

• Gen Z : Money Habits 👛 CNBC: Gen Z leads biggest drop in FICO scores since financial crisis

  • CNBC: Gen Z slashes holiday budgets ahead of shopping season 

• Gen Z : Careers 💼 CNBC: Gen Z is reviving jobs Millennials think are ‘boring’ and they’re earning a fortune in the process

• Millennials : Money Habits 👛 CNBC: Four money habits Boomers swore by that Millennials are walking away from

• Entrepreneurship 💳 CNBC: Own your income: America’s ‘solopreneur’ business model is booming, from Florida to California

• Digital Nomads 🌎 CNBC: ‘Gringos leave’: Protests targeting travelers rise as overtourism anger grows

• Chronically Online 💻 CNBC: More than 40% of American adults now report being online “almost constantly” 

• Opportunity ✊ CNBC: How Gen Z protests are spreading revolution across Asia

👍 Boomers & Gen X

• Social Security 📜 CNBC: Social Security’s retirement age wording may change. Here’s what to know

• Social Security : Payments 📜 CNBC: Social Security cost-of-living adjustment may be slightly higher in 2026, estimates find. What that means for retirees