Along the way, Morten asks a question he has been sitting with for a long time: is there really a future for non-dollar stablecoins when we move from crypto to the real economy? The data from Visa and Dune Analytics suggests there might be.

Inside the Episode:

• The digital krona gap: Why Sweden leads the cashless transition — but still lacks a state-issued digital currency, and how AllUnity is filling that gap with SEKAU.

• The dollar question: Close to 99% of all stablecoins are pegged to the US dollar. Is there really a future for non-dollar stablecoins when we move from crypto to the real economy?

• The data says yes: What Visa and Dune Analytics found in their "Beyond Dollarization" report — and why 80% of non-dollar stablecoin activity is payments, not speculation.

• Qivalis and the Nordic map: How a 37-bank European consortium is taking shape — and why every Nordic country is in except Norway.

• The DNB puzzle: Why Norway's largest bank was invited from day one and is still outside — and why that choice may be more strategic than it looks.

• Four models for digital money: CBDCs, tokenised deposits, stablecoins, or a digital euro — which model wins in Europe?

While autonomous AI agents are emerging in the Web2 world, they cannot become true economic actors without a native financial layer. This episode explores why crypto and blockchain infrastructure are the missing pieces that will allow AI to reach its full economic potential.

🔍 Inside the Episode:

• The Web3 Match: Why Web2 isn't enough, and how blockchain provides AI agents with the independence to transact.

• Nano-payments & Stablecoins: How micro-transactions (down to one-millionth of a dollar) will kill flat monthly software fees and usher in real-time, pay-per-millisecond utility.

• The Infrastructure Race: A look at how cloud giants, fintech innovators (like Stripe, Visa, and Mastercard), and open-source communities are building the new machine-to-machine payment rails.

• The Future of TradFi & Fintech: How traditional banking must adapt as core functions—from risk assessment to investment—become fully automated.

• The Governance Guardrail: Why delegating tasks to AI does not mean abdicating human responsibility. We must still own the ethical and governance frameworks.

The age of the autonomous economic agent is here. We still have the power to shape this transformation—so let’s navigate the new landscape together.

👉 Hit play to explore the future of finance in the age of AI and crypto!

This week, the future of payments arrived — not from crypto companies, but from Western Union, Meta, Visa, Stripe and David Marcus. Money is being rebuilt from the ground up, and stablecoins are winning the settlement race.

In this episode:

• Western Union launches a stablecoin on Solana — 170 years of remittance history meets blockchain rails

• Meta quietly starts paying creators in USDC via Stripe

• Visa's stablecoin settlement hits $7 billion annualised run rate

• Stripe's developer conference and the agentic economy

• David Marcus is back — Lightspark launches Grid Global Accounts at Bitcoin 2026

• The Nordic angle — Banking Circle, Norway Fintech Festival and Kaupr TV

Referenced in this episode:

• Lightspark launches Grid Global Accounts — Kaupr

• Major banks put stablecoins on the Nordic treasury agenda — Kaupr

• Kaupr TV — recordings from 24 April 2026

• Kaupr Today — daily newsletter